BUSINESS
Flexi-cap vs multi-cap mutual funds: How they differ and which one suits you better
Both funds spread your money across large, mid and small companies, but the way they do it — and the kind of investor they suit — is quite different.
BUSINESS
Do you still need a human financial advisor in the age of AI?
AI can crunch numbers faster than any human ever could. But a financial plan is rarely just about numbers.
BUSINESS
Thinking of borrowing against your shares? Read this first
A loan against shares can unlock short-term liquidity without selling your investments, but it comes with risks that aren’t always obvious at first glance.
BUSINESS
Wrong UPI transfer: What you can and cannot recover
A UPI transfer feels reversible because it happens in seconds, but once the money reaches the wrong account, banks have far fewer powers than most users realise.
BUSINESS
Blue Aadhaar card for children: What parents should know
The Aadhaar card issued to children under five looks different from the regular one and follows a separate set of rules. Here is how the Blue Aadhaar works and what parents should keep in mind.
BUSINESS
Forgot your UAN? Here’s how most people actually find it
Your EPF UAN usually stays forgotten until the exact moment you need it. Here’s how people actually find it, without getting stuck in portal loops.
BUSINESS
PAN card address update: How to change it using Aadhaar and why you shouldn’t ignore it
Your PAN address rarely causes trouble, until the day it does. Updating it early can save a lot of back-and-forth later.
BUSINESS
How to reactivate a dormant bank account (and why it’s usually not a big deal)
If your bank account has been inactive for years and suddenly won’t let you transact, don’t panic. This happens to a lot of people, and fixing it is usually straightforward once you know what the bank wants.
BUSINESS
PPF investment trick that helps you earn an extra month of interest every year
There is a simple timing rule in Public Provident Fund that can quietly add an extra month of interest every year, without increasing how much you invest.
BUSINESS
Digital-first banks explained: What neo banks are and why people are using them
Neo banks don’t have branches or passbooks, but they are quietly changing how people save, spend, and manage money through apps.
BUSINESS
Pension Payment Order explained: How to find your PPO number after retirement
Your PPO number is what keeps your EPF pension running smoothly, but many retirees only look for it when something goes wrong.
BUSINESS
Thinking of taking a personal loan from SBI? Here’s what it’s actually like
SBI personal loans aren’t fast or fancy, but they’re predictable. If your income is steady and your paperwork isn’t messy, the process usually goes through — you just need to decide how much hand-holding you want.
BUSINESS
When money is needed now: Personal loan versus loan against securities explained
When you need money quickly, the real trade-off is not just interest rates. It is convenience versus flexibility, and peace of mind versus cost.
BUSINESS
Is your gold jewellery really safe in a bank locker? The uncomfortable truth
Putting gold in a bank locker feels like the safest thing you can do. But the protection you think you have and the protection you actually have are not the same.
BUSINESS
How to take money from your retirement corpus without running out
The biggest risk in retirement is not market volatility. It is taking out too much, too early, and not realising it until it’s too late.
BUSINESS
Early retirement sounds great. Making the money last is the hard part
A large corpus helps, but with decades ahead, the real challenge is not losing money quietly to time and rising costs.
BUSINESS
Have a medical condition? Here’s how to still get health insurance
Having a medical condition does not mean you can’t get health insurance. It just means you need to be more deliberate and realistic while choosing one.
BUSINESS
Trying to book Tatkal? Check this first or you’ll hit a wall
If Tatkal bookings keep failing before you even get a chance, it’s probably not your internet speed. It’s Aadhaar. Here’s how people usually fix it.
BUSINESS
Estate planning when your child has special needs: What actually helps
When your child may need lifelong support, estate planning stops being about assets and starts being about continuity — of care, stability and everyday life.
BUSINESS
How to protect yourself from OTP theft, even when you think you’re careful
Most OTP scams succeed not because people are careless, but because they are rushed.
BUSINESS
Is closing your loan early always smart? The investing trade-off explained
A clear-eyed look at when killing debt brings real relief and when letting money grow elsewhere quietly works harder over time.
BUSINESS
Funding overseas education with a loan: Slow down before you sign
An education loan can make a foreign degree possible, but the real consequences show up after college ends. It’s worth thinking carefully about work, money, and family impact before signing.
BUSINESS
Money and marriage: What really changes once you’re in it
Marriage doesn’t magically improve your finances. It mostly makes money harder to avoid, and easier to mess up, unless you pay attention.
BUSINESS
A joint home loan ties more than money. Know what you’re signing
A joint home loan can help you afford a home, but it also binds two people financially for a long time. It’s worth thinking through a few practical points first.
