BUSINESS
Education costs are rising fast. Here’s how parents can plan better
School fees no longer rise gently. They jump, surprise and compound. A workable education plan today needs both steady investing and backup buffers.
BUSINESS
In your 30s? The everyday money choices that quietly decide how you’ll retire
Your 30s are when income starts rising, expenses get complicated, and financial decisions feel less reversible. The habits you lock in during this decade often matter far more than how much you earn later.
BUSINESS
Business credit cards in India: What they are and how people actually use them
Business credit cards can be useful for day-to-day expenses, but they’re not very different from personal cards in how liability works. Knowing that upfront avoids trouble later.
BUSINESS
Annuity plans explained: Turning savings into steady retirement income
Annuity plans don’t promise high returns, but they do offer something many retirees value more, a predictable income that doesn’t depend on markets.
BUSINESS
Thematic and sectoral funds: High-conviction opportunities or avoidable risks?
These funds can look powerful on paper, especially when a story is in fashion. But without context and restraint, they can quietly become the most fragile part of a portfolio.
BUSINESS
Why more investors are choosing passive funds, and how to begin
You don’t need to beat the market to build wealth. Sometimes, simply keeping pace with it, consistently and cheaply, is more than enough.
BUSINESS
Planning to build your own house? What to know about home loans, EMIs and tax benefits
A home loan for self-construction works a little differently from buying a flat. Understanding how lenders disburse money and how tax benefits actually apply can save you unpleasant surprises later.
BUSINESS
Got a call about unclaimed insurance money? Don’t fall for this trick
If someone calls claiming the government wants to return your old insurance money, stop right there. That is not how refunds or unclaimed amounts work.
BUSINESS
Flexi-cap vs multi-cap mutual funds: How they differ and which one suits you better
Both funds spread your money across large, mid and small companies, but the way they do it — and the kind of investor they suit — is quite different.
BUSINESS
Do you still need a human financial advisor in the age of AI?
AI can crunch numbers faster than any human ever could. But a financial plan is rarely just about numbers.
BUSINESS
Thinking of borrowing against your shares? Read this first
A loan against shares can unlock short-term liquidity without selling your investments, but it comes with risks that aren’t always obvious at first glance.
BUSINESS
Wrong UPI transfer: What you can and cannot recover
A UPI transfer feels reversible because it happens in seconds, but once the money reaches the wrong account, banks have far fewer powers than most users realise.
BUSINESS
Blue Aadhaar card for children: What parents should know
The Aadhaar card issued to children under five looks different from the regular one and follows a separate set of rules. Here is how the Blue Aadhaar works and what parents should keep in mind.
BUSINESS
Forgot your UAN? Here’s how most people actually find it
Your EPF UAN usually stays forgotten until the exact moment you need it. Here’s how people actually find it, without getting stuck in portal loops.
BUSINESS
PAN card address update: How to change it using Aadhaar and why you shouldn’t ignore it
Your PAN address rarely causes trouble, until the day it does. Updating it early can save a lot of back-and-forth later.
BUSINESS
How to reactivate a dormant bank account (and why it’s usually not a big deal)
If your bank account has been inactive for years and suddenly won’t let you transact, don’t panic. This happens to a lot of people, and fixing it is usually straightforward once you know what the bank wants.
BUSINESS
PPF investment trick that helps you earn an extra month of interest every year
There is a simple timing rule in Public Provident Fund that can quietly add an extra month of interest every year, without increasing how much you invest.
BUSINESS
Digital-first banks explained: What neo banks are and why people are using them
Neo banks don’t have branches or passbooks, but they are quietly changing how people save, spend, and manage money through apps.
BUSINESS
Pension Payment Order explained: How to find your PPO number after retirement
Your PPO number is what keeps your EPF pension running smoothly, but many retirees only look for it when something goes wrong.
BUSINESS
Thinking of taking a personal loan from SBI? Here’s what it’s actually like
SBI personal loans aren’t fast or fancy, but they’re predictable. If your income is steady and your paperwork isn’t messy, the process usually goes through — you just need to decide how much hand-holding you want.
BUSINESS
When money is needed now: Personal loan versus loan against securities explained
When you need money quickly, the real trade-off is not just interest rates. It is convenience versus flexibility, and peace of mind versus cost.
BUSINESS
Is your gold jewellery really safe in a bank locker? The uncomfortable truth
Putting gold in a bank locker feels like the safest thing you can do. But the protection you think you have and the protection you actually have are not the same.
BUSINESS
How to take money from your retirement corpus without running out
The biggest risk in retirement is not market volatility. It is taking out too much, too early, and not realising it until it’s too late.
BUSINESS
Early retirement sounds great. Making the money last is the hard part
A large corpus helps, but with decades ahead, the real challenge is not losing money quietly to time and rising costs.
