BUSINESS
Need to switch your bank for salary credit? Here's the way to do it through EPFO
It's easy enough to shift the bank where your PF-related salary gets credited under EPFO's online process—if you know the trick.
BUSINESS
Should you take a home loan? What to weigh before deciding
Home loans allow you to buy assets but also come with long-term money ties—understanding both sides can lead you to make smarter choices.
BUSINESS
Personal loans explained: What they are, and how to use them wisely
A personal loan can become a quick solution if you are having a cash flow issue, but you need to be aware of its fees, EMIs, and repayment terms before you apply for one.
BUSINESS
Do you have tax relief on personal loans? This is what the law says
Personal loans are not necessarily tax-deductible, but in some cases, you can claim benefits—depending on how you use the money.
BUSINESS
Paying loan EMIs with a credit card: Smart move or risky bet?
Certain websites facilitate credit card payment of EMI, but with an expense and with risks. Know when it is worth it.
BUSINESS
How's your credit score? A 2025 borrower's guide
Your credit score decides everything from loan approvals to interest rates. Learn how to calculate a healthy score in 2025 and how to improve it.
BUSINESS
Which of these assets is best suited to take a loan in 2025? FDs or gold or shares
Your choice of collateral could impact interest rates, processing time, and loan amount—know the pros and cons before mortgaging assets.
BUSINESS
Form 16 figures not aligning with Form 26AS? Do this to avoid income tax dept's notice
Mismatch between Form 16 and Form 26AS can result in scrutiny—here's the way to correct it before filing your ITR.
BUSINESS
Can Indian tech startups save on taxes legally by relocating to Dubai?
Moving overseas may be appealing—but tax residency and laws of Indian income continue to matter.
BUSINESS
Are debt mutual funds a smart bet during an interest rate cut cycle?
Falling rates can boost returns from debt funds—but timing and risk profile matter.
BUSINESS
How to access and read your Annual Information Statement (AIS) for ITR filing
The AIS offers a detailed snapshot of your financial transactions—here’s how to use it to file your return correctly.
BUSINESS
Filing your ITR as a salaried employee? Watch out for these costly mistakes
Common errors can derail your return—here’s how to get it right the first time.
BUSINESS
The hidden financial risks of buy now, pay later schemes
Buy Now, Pay Later offers have been the preference payment method among Indian web shoppers. They appear to make expensive purchases surprisingly affordable with no deposit and convenient instalments. But behind the convenience lie a web of hidden fees, credit traps, and overspending snares. Use BNPL recklessly, and it can silently blow your budget off course and trap you in a debt cycle you never expected.
BUSINESS
Hidden charges in personal loans you shouldn’t ignore
Personal loans have become a saviour for many in times of crisis or for big bills. However, they may be costing you more than you think. Most borrowers look for low EMI options, but things like processing fees, prepayment fees, etc. can creep up sneakily and add to the actual cost of the loan. Being aware of all these expenses beforehand is very important in making a financially savvy decision.
BUSINESS
Should you have more than one credit card? Here's what you need to know
With promises of tempting rewards, discounts, and cashbacks, credit cards are now a part of day-to-day expenses management. But should you be dependent on one, or is juggling several the best idea? For many, managing several together may seem like a smart move—but it is dangerous as well. Before signing up for another credit card, you must look at the pros and potential cons in detail.
BUSINESS
Reverse mortgage loans: A source of retirement income for older home owners
For many Indian seniors, retirement is a financial burden, especially when steady income sources are exhausted. However, for homeowning families, the reverse mortgage loan offers a solution to convert the wealth in assets into monthly income—without selling or having to move out. While not yet widespread in India, reverse mortgages could be an effective means to pay for daily expenses and live independently in retirement.
BUSINESS
Don’t fall for OTP scams: Smart ways to keep your money safe
OTP scams are becoming increasingly common, targeting everyone from students to senior citizens. Cybercriminals are using them through fake calls, phishing links, and remote access tools. Many times, people don’t even realize that they have been duped until their money disappears. If you use digital payments, online banking, or shopping apps, here’s how to shield yourself from OTP theft.
BUSINESS
Credit score myths you should stop believing in 2025
Credit score myths aren't treating your finances kindly—here's what you need to know
BUSINESS
Forgot your Aadhaar number? Here’s how to recover it instantly online
You can simply recover your Aadhaar number or enrolment ID through your mobile or email.
BUSINESS
How to order PVC Aadhaar cards online for your whole family using one mobile number
You can now quickly order PVC Aadhaar cards for the whole family online even if just one number is registered
BUSINESS
Get a ₹5 lakh personal loan with just your PAN card: A step-by-step guide
Sudden cash crunch? Here's how you can get a personal loan of ₹5 lakh instantly with your PAN card.
BUSINESS
Does becoming a guarantor impact your CIBIL score? Here's what you need to know
Being a guarantor to a loan is a serious financial commitment that can have its impact on your credit record.
BUSINESS
Why bucket strategies won’t save your retirement from sequence risk
A popular method for managing withdrawals may not offer the protection you think it does.
BUSINESS
Filing ITR without Form 16? These are the documents you can use instead
If your company does not provide you with the Form 16, you can submit the income tax return using these alternatives.
