BUSINESS
Should you crush your education loan early or take it slow?
Paying off your education loan faster feels tempting, but the smart choice depends on your financial goals, cash flow, and comfort with debt.
BUSINESS
Drive your dream car: Compare four-wheeler loan rates from top banks
Compare car loan rates from top banks: Punjab National Bank (7.85%), Union Bank (7.90%), IDBI Bank (7.95%), and more. Rates vary based on credit profile and loan terms.
BUSINESS
Freelancers, here’s how to master your money game like a pro
Freelancing gives you freedom and flexibility, but managing irregular income takes strategy, discipline, and a little financial smartness.
BUSINESS
What to keep in your “in case of death” folder
A well-organised file can spare your family confusion, stress and financial hardship.
BUSINESS
More cards, better score? The truth about owning multiple credit cards
Having more than one credit card isn’t necessarily bad—it can actually help your credit score if managed wisely. But if misused, it can just as easily drag it down.
BUSINESS
Missed your SIPs again? Here’s how to never let that happen
A missed SIP may look like a small slip, but over time, it can quietly derail your investment goals and cost you future wealth.
BUSINESS
Buying your first artwork? Don’t skip the hidden costs and risks
Factor in buyer’s premiums, GST, authentication risks and hard resale before you buy your first artwork.
BUSINESS
EPF member’s guide to EPS: Eligibility, early pension cuts, and family benefits
A guide to what you qualify for under EPS 1995, how your monthly pension is calculated, and the small rules that change the final number.
BUSINESS
Pay your income tax the easy way, use Paytm, PhonePe or Google Pay
A quick way to clear your tax dues from your phone, without bank logins or branch visits.
BUSINESS
Budgeting made simple: Your first step toward financial freedom
A good budget isn’t about restrictions; it’s about giving your money direction and helping you take control of your finances.
BUSINESS
Dreaming big? Here’s your complete guide to getting an education loan in India
Studying in India or abroad doesn’t have to be a dream — an education loan can make it possible without straining your family’s finances.
BUSINESS
How to claim your late father’s bank accounts without a nominee
No nominee? You can still recover your late father’s money—here’s how to navigate the process smoothly.
BUSINESS
How to reactivate a dormant bank account without losing money
A long-unused bank account can quietly slip into "dormant" status, and getting it back isn't always as simple as sending a form. Its reactivation requires the right documents, updated KYC, and awareness of charges and delays that banks hardly warn you about.
BUSINESS
Found an error in your credit report? Here’s how to correct it
Correcting mistakes on your credit report is the first step toward maintaining a healthy credit score and low borrowing costs.
BUSINESS
When a great credit score isn’t enough for a loan approval
Banks look beyond your credit score — from job stability to income mix — before trusting you with new credit.
BUSINESS
5 smart ways to use a personal loan to save money
Used wisely, a personal loan can cut costs and boost your financial flexibility.
BUSINESS
A freelancer’s guide to securing an unsecured personal loan
Even without a salary slip, you can access personal loans — if you build the right profile and follow a clear step-by-step process.
BUSINESS
Stop OTP theft now: Simple steps that block SIM swaps before they start
Two simple moves — stop relying on SMS for security and lock your mobile identity — will close the easiest route thieves use to take over your money and accounts.
BUSINESS
How Aadhaar Virtual IDs limit data leaks in net banking
Virtual IDs offer a safer way to use Aadhaar in online banking without exposing your core number.
BUSINESS
How to use credit cards smartly and stay debt-free
A credit card can be a powerful ally in your financial journey if used mindfully. Understand how to leverage its benefits while avoiding the pitfalls of debt and credit-score damage.
BUSINESS
What is a cash advance on a credit card? Pros and cons explained
A cash advance lets you pull cash from your credit card when you are short of money. It is quick, but it is usually expensive. Here’s the simple version.
BUSINESS
Before you borrow: The real cost of personal loans
A quick guide to understanding what you really pay when you borrow via a personal loan. Knowing every cost before signing the dotted line could save you thousands of rupees.
BUSINESS
Steady jobs, stronger loans: How your job and experience shape loan approvals
Lenders read your employment history as a proxy for repayment stability—longer tenure and credible experience usually mean easier approvals and better terms.
BUSINESS
What the new NPS rules mean for your retirement savings
A quick guide to how the latest changes could affect your money. If you use NPS for long-term retirement goals, this is the moment to revisit your plan.
