BUSINESS
How to start investing in mutual funds: Account opening, KYC documents and commission explained
Invest in mutual funds with PAN, address proof, and bank account. Choose direct or regular plans, complete KYC, and start with Rs 500, considering your goals and fund type.
BUSINESS
Personal loans for freelancers: What lenders check, what you’ll need, and how to apply without getting stuck
Freelancers can absolutely get personal loans, but the bank’s comfort comes from consistency, not job titles. If you package your income story well—bank credits, tax filings, and clean repayment history—you can improve both approval odds and pricing.
BUSINESS
Lost your job? A month-by-month plan to protect your money and recover
Losing a job is both a financial shock and an emotional one. A clear, time-bound plan can help you protect cash, avoid panic decisions, and slowly rebuild confidence and income over the next year.
BUSINESS
REITs vs a small rental flat: Which one makes more sense in 2026?
A rental flat feels tangible and familiar, but the numbers often disappoint after costs and vacancies. REITS can be easier to own and easier to exit, but they come with market volatility and less control. The better choice depends on what you want your real estate to do for you.
BUSINESS
Missed a personal loan EMI? What to do next
Missing an EMI is stressful, but panic makes it worse. The first few days after a default matter more than most people realise—and the right steps can limit damage to your credit and finances.
BUSINESS
When a personal loan slips out of control and turns into an NPA
It doesn’t start with “default.” It starts with missed EMIs. But once you cross the 90-day mark, things get more official, more stressful, and harder to undo.
BUSINESS
A no-fuss budgeting formula that can bring your money back under control
It won’t make you rich overnight, but this simple rule can bring order to messy money habits without spreadsheets, guilt or extreme cutbacks.
BUSINESS
Working from home as a freelancer: Do you really need cyber insurance?
You don’t need to be a big company to have a cyber problem. For a freelancer, one hacked email or stolen laptop can mean lost income, angry clients, and weeks of cleanup.
BUSINESS
Five corporate credit card mistakes that can quietly get employees into trouble
Corporate credit cards are meant to make work easier, but small lapses in judgment or process can quickly turn into financial, disciplinary and even legal trouble.
BUSINESS
Why your credit card usage matters more than you think when applying for a loan
It’s not just missed payments that matter. Even routine credit card swipes shape how banks judge your ability to repay a loan.
BUSINESS
How to invest in direct mutual funds for your child without overcomplicating it
You don’t need special “child plans” to build money for your child. A simple direct mutual fund, structured correctly, can do the job more efficiently.
BUSINESS
Fire insurance in apartments: What your RWA covers, and what it doesn’t
Most societies realise they have fire insurance gaps only after something goes wrong. A little clarity now can save you ugly fights, delayed repairs and out-of-pocket bills later.
BUSINESS
Applying for a personal loan online? Here’s what happens to your data
Online loans save time, but they also ask for deeply personal information. The risk isn’t the loan itself, it’s where your data ends up after you click “agree”.
BUSINESS
The 80% retirement rule explained: How much income you may actually need after you stop working
A practical look at the “80 percent rule,” why it is useful, and how you can adapt it to your own retirement planning
BUSINESS
Digital life certificate not accepted? The real reasons and the quickest fixes
A calm checklist for pensioners to resolve mismatches, improve authentication, and avoid repeat rejections without multiple trips to the bank
BUSINESS
Should you close an unused credit card? What it can do to your credit score
A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your score when you least expect it
BUSINESS
Are you actually ready for retirement, or just hoping you are?
A comfortable retirement is less about a single “magic number” and more about whether your future cash flow can survive inflation, healthcare shocks and a longer life than you’re planning for.
BUSINESS
Two countries, one estate plan: How NRIs can make a will that actually works
A cross-border estate plan is not just about writing a will; it is about making sure the right document works in the right country so your family does not spend months proving ownership in two legal systems.
BUSINESS
Still running out of money every month? Try the 70/10/10/10 formula
A simple monthly framework that tells your money where to go before it disappears.
BUSINESS
Should you book a fixed deposit now or wait? A smarter way to decide
With fixed deposit rates looking attractive again, the real decision is not about timing the peak, but about managing reinvestment risk and cash-flow certainty.
PERSONAL-FINANCE
SPARSH defence pension: How to download your PPO number in minutes
A simple walk-through for pensioners who need their PPO for life certificate, bank queries or grievance filing, without chasing old paper files
BUSINESS
Lost your income suddenly? What happens to your EMIs and SIPs
What the system expects you to do, what flexibility you actually have, and where most people get caught off guard
PERSONAL-FINANCE
Winter holiday travel rush: Smart booking tricks that can save you thousands on flights and hotels
Peak season is expensive by default, but small choices on dates, routes and cancellation terms can cut the damage
BUSINESS
Stop chasing returns: Build a goal-based investment map for 20 years
A clear, goal-first framework that assigns every rupee a job, matches each goal to the right time horizon and risk level, and helps you stay consistent through market cycles instead of reacting to performance charts.
