BUSINESS
How to invest in direct mutual funds for your child without overcomplicating it
You don’t need special “child plans” to build money for your child. A simple direct mutual fund, structured correctly, can do the job more efficiently.
BUSINESS
Fire insurance in apartments: What your RWA covers, and what it doesn’t
Most societies realise they have fire insurance gaps only after something goes wrong. A little clarity now can save you ugly fights, delayed repairs and out-of-pocket bills later.
BUSINESS
Applying for a personal loan online? Here’s what happens to your data
Online loans save time, but they also ask for deeply personal information. The risk isn’t the loan itself, it’s where your data ends up after you click “agree”.
BUSINESS
The 80% retirement rule explained: How much income you may actually need after you stop working
A practical look at the “80 percent rule,” why it is useful, and how you can adapt it to your own retirement planning
BUSINESS
Digital life certificate not accepted? The real reasons and the quickest fixes
A calm checklist for pensioners to resolve mismatches, improve authentication, and avoid repeat rejections without multiple trips to the bank
BUSINESS
Should you close an unused credit card? What it can do to your credit score
A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your score when you least expect it
BUSINESS
Are you actually ready for retirement, or just hoping you are?
A comfortable retirement is less about a single “magic number” and more about whether your future cash flow can survive inflation, healthcare shocks and a longer life than you’re planning for.
BUSINESS
Two countries, one estate plan: How NRIs can make a will that actually works
A cross-border estate plan is not just about writing a will; it is about making sure the right document works in the right country so your family does not spend months proving ownership in two legal systems.
BUSINESS
Still running out of money every month? Try the 70/10/10/10 formula
A simple monthly framework that tells your money where to go before it disappears.
BUSINESS
Should you book a fixed deposit now or wait? A smarter way to decide
With fixed deposit rates looking attractive again, the real decision is not about timing the peak, but about managing reinvestment risk and cash-flow certainty.
PERSONAL-FINANCE
SPARSH defence pension: How to download your PPO number in minutes
A simple walk-through for pensioners who need their PPO for life certificate, bank queries or grievance filing, without chasing old paper files
BUSINESS
Lost your income suddenly? What happens to your EMIs and SIPs
What the system expects you to do, what flexibility you actually have, and where most people get caught off guard
PERSONAL-FINANCE
Winter holiday travel rush: Smart booking tricks that can save you thousands on flights and hotels
Peak season is expensive by default, but small choices on dates, routes and cancellation terms can cut the damage
BUSINESS
Stop chasing returns: Build a goal-based investment map for 20 years
A clear, goal-first framework that assigns every rupee a job, matches each goal to the right time horizon and risk level, and helps you stay consistent through market cycles instead of reacting to performance charts.
BUSINESS
Credit card rewards without debt: A simple system that works
Make points and cashback work quietly in the background, while your budget stays in charge.
PERSONAL-FINANCE
How pensioners can submit a digital life certificate from home using a smartphone
A phone-based process that lets you complete your annual life certificate from home, without visiting a bank or pension office.
BUSINESS
Your first salary, your first budget: How to manage expenses without feeling restricted
A practical guide to building strong money habits early, so your lifestyle grows without turning into permanent monthly pressure.
PERSONAL-FINANCE
How to save Rs 50,000 to Rs 1 lakh a year without cutting back on daily comforts
Small, low-effort tweaks that quietly free up cash without forcing you to cut back on things you enjoy
BUSINESS
How to check if an insurance policy is being mis-sold to you
The simple checks that stop you from buying a product that suits the salesperson more than it suits you
BUSINESS
SPARSH defence pension: How to download your PPO number in minutes
A simple walk-through for pensioners who need their PPO for life certificate, bank queries or grievance filing, without chasing old paper files
BUSINESS
Winter holiday travel rush: Smart booking tricks that can save you thousands on flights and hotels
Peak season is expensive by default, but small choices on dates, routes and cancellation terms can cut the damage
BUSINESS
How pensioners can submit a digital life certificate from home using a smartphone
A phone-based process that lets you complete your annual life certificate from home, without visiting a bank or pension office.
BUSINESS
Still running out of money every month? Try the 70/10/10/10 formula
A simple monthly framework that tells your money where to go before it disappears.
BUSINESS
How to save Rs 50,000 to Rs 1 lakh a year without cutting back on daily comforts
Small, low-effort tweaks that quietly free up cash without forcing you to cut back on things you enjoy
