BUSINESS
Creating a will in your 20s and 30s can save your family stress later
Gaining control over your legacy today can spare loved ones frustration in the future.
BUSINESS
Managing your finances for a sabbatical year
It may be satisfying to take a long work break, but it must be planned carefully in order to avoid money stress.
BUSINESS
How to reduce tax on sales of employee stock options
Strategic planning can help you reduce or delay taxes on ESOP gains.
BUSINESS
Hybrid funds maintain Rs 20,879 crore inflows in July, AUM tops Rs 10 lakh crore
Arbitrage funds remained investor favourites despite a marginal dip from June.
BUSINESS
Equity mutual funds record Rs 42,702 crore inflows in July, AUM nears Rs 33.3 lakh crore mark
Large-cap and flexi-cap funds lead the charge as investments rises 81% from the previous month
BUSINESS
Debt funds registerRs 1.07 lakh crore net inflows in July, led by liquid, money market categories
Net inflows rebound from June’s outflows. AUM rises Rs 1.25 lakh crore from the previous month
BUSINESS
Should you buy property with your siblings? Key benefits, risks and tax rules
Joint ownership can make property more affordable, but it comes with legal and financial considerations.
BUSINESS
Bank failure in India: How DICGC protects your money
Deposit insurance offers a vital safety net when banks collapse, but the cover has strict limits you should know about.
BUSINESS
How to get out of a co-signed loan if the borrower defaults
A co-signer can help someone get a loan, but you can end up with the loan if they default. Here is how to bail yourself and your credit out.
BUSINESS
Why your tax relief on housing loan might be lower under the new regime
Switching to the new tax regime? This is the way it can reduce your savings on paying the housing loan.
BUSINESS
Is your health insurance premium eligible for deduction under Section 80D?
Your health insurance can save you thousands on tax—here's how to claim it right.
BUSINESS
When do you choose a gold loan over a personal loan?
When you require money urgently and own gold jewellery, pawning it can give you cheaper interest and quicker sanction than unsecured loans.
BUSINESS
Renting still wins in most metro cities; buying works in select urban pockets — 2025 breakeven analysis
As home prices increase and rents moderate, the smart play in 2025 depends heavily on your city and whether you're going to be around.
BUSINESS
Why asset allocation is more important than timing the market
Investing your money smartly trumps guessing when to buy or sell.
BUSINESS
How to turn a monthly budget with your bank's spend analyser
Most bank apps now categorise your spend automatically—here's how to turn the resulting information into a working monthly budget.
BUSINESS
How to gift mutual funds or stocks to your children the right way
Gifting investments can make family wealth last forever—here's the way to transfer mutual funds or stocks legally and efficiently to your child.
BUSINESS
What to do when your credit card bill is in dispute: Step-by-step resolution guide
Mischarges, fraud, or merchant error? Here's how to get a disputed credit card bill paid without paying more.
BUSINESS
Is it worth taking a pension plan when you’re self-employed?
If you lack a retirement savings plan that's supported by your employer, a pension plan could guarantee a safe future.
BUSINESS
How to read your credit report in 2025
Understand what each section is discussing and how to get errors corrected before they hurt your loan chances
BUSINESS
HDFC Bank MCLR rates for August 2025 revised: Check latest loan rates
HDFC Bank has updated its Marginal Cost of Funds-based Lending Rates (MCLR) for August 2025, starting August 7. This change will affect EMIs on home, personal, and other retail loans. The one-year MCLR is now set at 8.55%.
BUSINESS
Nominee vs Legal Heir: Who gets insurance money after death? Here's what Indian law says
Understanding the difference between a nominee and a legal heir is crucial to avoid disputes over insurance payouts.
BUSINESS
How to use RBI Retail Direct to buy government bonds online
RBI Retail Direct facilitates retail investors to invest in government securities directly and conveniently with clarity.
BUSINESS
What happens to your mutual funds if your AMC shuts down?
Even if an asset management company winds up, your mutual fund investments remain secure under regulatory safeguards.
BUSINESS
SIP vs lumpsum in volatile markets: Which works better now?
With market swings becoming the norm, choosing the right investment approach is key to long-term success.
