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Personal loan rejection: What to do if your application is rejected repeatedly

BUSINESS

Personal loan rejection: What to do if your application is rejected repeatedly

Rejection of personal loan applications time and again can be infuriating, but it also reflects underlying defects in your financial profile that need to be corrected.

Why Gen Z is rewriting the rules of building wealth

BUSINESS

Why Gen Z is rewriting the rules of building wealth

Gen Z professionals are treating money with ingenuity as well as prudence, unlike prior generations.

Fixed deposits or debt funds: Which is better for your money

BUSINESS

Fixed deposits or debt funds: Which is better for your money

FDs offer safety and debt funds offer flexibility and tax advantage—choosing the right one is a matter of your goals and risk profile.

Can you get a credit card if you don’t have a bank account?

BUSINESS

Can you get a credit card if you don’t have a bank account?

Alternative options like prepaid, secured, and fintech cards make it possible, but with limits and risks.

Which SIP date gives the highest returns for investors

BUSINESS

Which SIP date gives the highest returns for investors

Choosing the best SIP date is secondary to maintaining investment, but small differences can result in significant variations in the long run.

Smart ways to use personal loans beyond debt repayment

BUSINESS

Smart ways to use personal loans beyond debt repayment

Personal loans can do more than just clear old debt — they can be tools for growth and financial flexibility if used wisely.

Fixed deposit for senior citizens: Top banks with best FD rates

BUSINESS

Fixed deposit for senior citizens: Top banks with best FD rates

Senior citizens favour fixed deposits for their secure nature and guaranteed returns. Top banks offer high FD rates, with IndusInd Bank's 7.5% interest rate for two-year FDs being the highest among private banks.

How to buy the right term insurance: Key features and riders you must know

BUSINESS

How to buy the right term insurance: Key features and riders you must know

A simple and inexpensive product, term insurance provides your loved ones with financial security, but wise choice is the key.

EPF transfer, passbook access to get easier for employees, but more reforms needed, say experts

BUSINESS

EPF transfer, passbook access to get easier for employees, but more reforms needed, say experts

EPFO has decided to allow employees to directly access Annexure K – the key document for EPF transfer while switching jobs – online, a relief for employees who wish to monitor their balance and the process.

Simplest way to e-verify your ITR? Use Aadhaar OTP

BUSINESS

Simplest way to e-verify your ITR? Use Aadhaar OTP

E-verification of your income tax return using Aadhaar OTP is the simplest and quickest way of completing the filing process.

Filing late return: How to file your income tax return later than the deadline

BUSINESS

Filing late return: How to file your income tax return later than the deadline

Filing a late return assists taxpayers in achieving compliance even if they have missed the deadline.

Amid market uncertainty: Is a loan against securities the right choice?

BUSINESS

Amid market uncertainty: Is a loan against securities the right choice?

Leveraging your investments for quick liquidity can be tempting, but in volatile markets, it comes with unique risks and rewards.

The hidden dangers of paying only the minimum on your credit card

BUSINESS

The hidden dangers of paying only the minimum on your credit card

Paying only the minimum due may seem convenient, but it can trap you in long-term debt.

Ways to secure intellectual property rights for heirs

BUSINESS

Ways to secure intellectual property rights for heirs

Advance planning allows your art or business property to benefit your family after you.

Festive season car deals: Here are banks offering car loans at interest rates starting from 7.85%

BUSINESS

Festive season car deals: Here are banks offering car loans at interest rates starting from 7.85%

Banks offer attractive car loan rates and incentives during the festive season, with interest rates ranging from 7.85% to 9.99% for a Rs 10 lakh loan.

Should retirees look beyond fixed deposits for steady income?

BUSINESS

Should retirees look beyond fixed deposits for steady income?

Higher inflation rates and changing tax strategies have led most retirees to wonder whether simple fixed deposits are enough to cover their economic well-being.

How a strong credit score unlocks bigger personal loans

BUSINESS

How a strong credit score unlocks bigger personal loans

A higher credit score doesn’t just improve your chances of loan approval—it can also help you secure larger loan amounts with better terms.

How Fed rate cuts can impact your portfolio—and how to make the most of them

BUSINESS

How Fed rate cuts can impact your portfolio—and how to make the most of them

Lower interest rates ripple across stocks, bonds, real estate, and currencies. Knowing how to position yourself can help you benefit instead of being caught off guard.

Renting vs buying in senior living: Understanding the costs and trade-offs

BUSINESS

Renting vs buying in senior living: Understanding the costs and trade-offs

Choosing between renting and buying in senior living communities depends on lifestyle preferences, financial flexibility, and long-term needs.

PFRDA may cut mandatory annuitisation to 20%, allow systematic redemption for NPS corpus up to Rs 12 lakh

BUSINESS

PFRDA may cut mandatory annuitisation to 20%, allow systematic redemption for NPS corpus up to Rs 12 lakh

Subscribers with accumulated corpus of up to Rs 12 lakh at the time of regular exit could be permitted to make a lump-sum withdrawal of 50 percent of the corpus or Rs 6 lakh, whichever is higher, and for the balance amount, opt for systematic unit redemption or purchase annuities or a combination of both.

Bima Sugam's website launched, insurance platform to go live in phases

BUSINESS

Bima Sugam's website launched, insurance platform to go live in phases

Aimed as a unified digital marketplace for life, general and health insurance, Bima Sugam’s features will be rolled out in phases, focusing on security, compliance and scalability.

Why your credit score drops and smart ways to fix it

BUSINESS

Why your credit score drops and smart ways to fix it

A dip in your credit score isn’t the end of the world—understanding why it happens is the first step to rebuilding it.

Is it the right time to bet on gold again?

BUSINESS

Is it the right time to bet on gold again?

With rising uncertainty in global markets, gold is once again capturing investors’ attention as a safe-haven asset.

Best FD rates: Here's what banks are offering on 3-year deposits

BUSINESS

Best FD rates: Here's what banks are offering on 3-year deposits

IndusInd Bank offers the highest rate at 6.75 percent followed by Axis Bank and ICICI Bank at 6.6 percent

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