BUSINESS
5 hidden clauses in personal loan agreements you can’t afford to miss
Before you sign that personal loan agreement, here are the fine-print traps that could cost you more than you expect.
BUSINESS
What happens to your demat and trading accounts if you don’t make a will?
Without a will, your heirs may face paperwork, disputes, and delays in claiming your shares and securities
BUSINESS
How to include crypto, online accounts, and digital property in wills
Your digital life has value too—don’t leave it out when planning your estate.
BUSINESS
Is creating a private trust worth it for middle-class families, or just the rich?
Trusts aren’t just for billionaires—under the right circumstances, even middle-class families can benefit.
BUSINESS
Stuck in debt? How unpaid loans and EMIs quietly take over your life
Missing EMIs doesn’t just affect your credit score—it chips away at your mental peace and financial stability.
BUSINESS
Why investors are looking beyond homes to REITs and AIFs
Indian investors are diversifying beyond residential real estate, exploring commercial properties, REITs, and alternative investment funds for liquidity, income, and growth, reducing dependence on traditional assets.
BUSINESS
Six credit cards that make flight tickets cheaper for frequent travellers
Top banks offer travel credit cards that provide rewards like air miles, points, and coupons, helping frequent travelers cut costs and enjoy benefits like lounge access and flight discounts.
BUSINESS
How to repair your credit and rebuild financial confidence
Repairing your credit takes patience, discipline, and the right steps—not quick fixes.
BUSINESS
PPF loan vs personal loan: Understanding the smarter borrowing option
PPF loans and personal loans offer quick cash, but differ in costs and benefits. PPF loans are cheaper but have limits, while personal loans offer flexibility at higher interest rates.
BUSINESS
How to avoid overloading on gold while building wealth
Gold is a trusted hedge, but overloading on it can weigh down your long-term returns.
BUSINESS
Value investing in the age of AI: why the old strategy still has a future
Technology is changing how we invest, but fundamental principles of value investing remain hard to replace.
BUSINESS
Credit card in your first job: Smart move or risky choice?
Using a credit card wisely in your first job can help build credit, manage expenses, and teach financial discipline.
BUSINESS
How safe are post office schemes compared with bank deposits?
Weighing security and returns for your hard-earned money
BUSINESS
New NPS schemes bring more choice but also more complexity
A fresh set of pension options promise flexibility, but investors need to weigh costs and risks carefully.
BUSINESS
How to bounce back and rebuild your credit score after money troubles
A few setbacks don’t define your financial future — with steady habits, you can restore your score and regain lenders’ trust.
BUSINESS
Diwali 2025 credit card offers: How to enjoy the deals without falling into debt
Festive discounts look tempting, but hidden costs and overspending can quickly spoil the celebration.
BUSINESS
Corporate credit cards explained: how they help businesses manage spending
From tracking expenses to offering rewards, these cards are designed to make company finances easier to handle.
BUSINESS
Does a high credit utilisation ratio hurt your credit score?
Using more than 30 percent of your card limit regularly can drag your score down—here’s how to fix it.
BUSINESS
Home loan vs. self-funding: Which is better for buying property?
Balancing financial comfort and long-term gains depends on your liquidity and investment goals
BUSINESS
Post Office Monthly Income Scheme: Who should invest?
A steady income with government-backed safety makes the Post Office Monthly Income Scheme a dependable choice for conservative investors.
BUSINESS
Are zero-balance accounts really free, or do hidden charges eat into savings?
Zero-balance accounts promise freedom from minimum balance requirements, but hidden charges can sometimes reduce their benefits.
BUSINESS
Credit card in your first job: Smart move or risky choice?
Using a credit card wisely in your first job can help build credit, manage expenses, and teach financial discipline.
BUSINESS
Why is credit monitoring now indispensable for financial planning?
Keeping an eye on your credit score has become a must for smart financial planning in today’s world.
BUSINESS
How safe are post office schemes compared with bank deposits?
Weighing security and returns for your hard-earned money
