BUSINESS
Should home-based freelancers consider cyber insurance?
Cyber threats can wipe out data, stall projects, and hurt reputations — insurance offers a safety net.
BUSINESS
NRI taxation: Do you need to file a return in India for mutual fund capital gains?
Understanding when NRIs have to file a return prevents surprises and simplifies compliance.
BUSINESS
Interest rates on car loans: Top PSU and private banks offer competitive deals
Car loan interest rates vary with the banks, with banks like Punjab National Bank and Union Bank of India offering competitive rates starting from 7.80% and 7.90% respectively.
BUSINESS
Lost credit card? Steps to protect yourself from fraud in India
It's stressful to lose a credit card, but prompt, orderly action can avoid fraud, limit liability, and speed recovery.
BUSINESS
Income tax filing: What salaried taxpayers should remember
Income tax filing for salaried taxpayers looks so easy, but omitting a few items can lead to errors, delays, or penalties. Reading the instructions first makes processing more convenient and refunds quicker.
BUSINESS
Why aggressive hybrid mutual funds could boost your long-term wealth
Aggressive hybrid funds mix equity and debt in one portfolio with the aim to deliver high growth with a cushioning of stability. For risk-takers who make prudent bets, they can be a powerful wealth-building tool.
BUSINESS
Multi-factor funds explained: Are they the right fit for your portfolio?
Blending value, momentum, and other factors, these funds aim to balance risk and reward over the long term.
BUSINESS
High-yield fixed deposits: Small finance banks are offering attractive interest rates on 3-year FDs
Small Finance Banks offer higher interest rates on fixed deposits compared to traditional banks. Suryoday Small Finance Bank tops the list at 7.75 percent
BUSINESS
How safe is your data when applying for a personal loan online?
Online loans are quick and convenient, but protecting your sensitive financial details requires caution.
BUSINESS
Credit card traps: Mistakes that trap you in debt and how to prevent them
Responsible use of a credit card requires self-discipline—little errors can inflate into serious financial burdens if not watched.
BUSINESS
10 common retirement-planning mistakes and how to avoid them
For most, building a self-sufficient life after retirement is more a hazy aspiration than a concrete plan. Saving money is only the start. Investing right will decide the course of your financial journey and goal
BUSINESS
Closing an unused credit card: What it does to your credit score
Closing a unused card seems like cleaning up your finances, but it can affect your credit report in the wrong ways.
BUSINESS
Simple steps to boost your credit score before taking a personal loan
A strong credit score is your ticket to faster loan approvals and better interest rates.
BUSINESS
ITR processing delay: What it means if your verified return remains pending
Understanding why a verified return is not processed helps taxpayers remain informed and avoid unnecessary worry.
BUSINESS
Why SIPs remain the smartest method of investing in mutual funds
SIPs combine discipline, convenience, and the power of compounding with long-term growth.
BUSINESS
RBI keeps repo rate unchanged: Check home loan rates of top banks
Home loan rates range from 7.3% to 9%, with Canara Bank and Union Bank offering lowest rates at 7.30% for Rs 50 lakh loan.
BUSINESS
Guard your privacy: Know how much data access you are granting insurers
A health claim dispute in Valsad has raised concerns over insurers’ use of Google timelines and other digital data. Understand the laws and IRDAI rules that safeguard your privacy before granting consent.
BUSINESS
How the Married Women’s Property Act secures wives and children from liabilities
This 19th-century law still provides modern safeguards for women and families but remains rarely used in financial planning.
BUSINESS
Best FD interest rates: Top private and public sector banks offering high returns on 3-year deposits
Top banks offering high interest rates on 3-year fixed deposits include IndusInd Bank at 6.75 percent, Axis Bank and ICICI Bank at 6.6 percent.
BUSINESS
Fire insurance for apartments: What RWA and flat owners must know
With increasing fire risk in high-rise apartment complexes, it is essential that residents and housing societies learn about how apartment fire insurance operates.
BUSINESS
ITR refund delays: Key reasons taxpayers should be aware of
Refunds are usually sent smoothly after income tax return filing, but the majority of taxpayers witness untimely delays. Below are the leading reasons why your ITR refund is delayed and how to deal with them.
BUSINESS
Investing stress-free: 6 low-volatility plays to look at
In an uncertain market, these low-volatility investment opportunities guarantee movement and protection of capital.
BUSINESS
RBI's 8.05% Floating-Rate Bond: A smarter alternative to bank FDs?
Bank FD rates are falling, but the RBI's Floating Rate Savings Bond (FRSB) is currently yielding 8.05%—will it prove to be the smarter choice?
BUSINESS
How NRIs can invest in India: Demat accounts, mutual funds, and GIFT City explained
India’s growing economy and evolving financial markets offer Non-Resident Indians (NRIs) multiple avenues for investment, but choosing the right one depends on goals, regulations, and access.
