BUSINESS
Savings account vs liquid funds: what actually pays more after tax
When tax is identical, the winner is simply higher gross yield minus costs—so long as liquidity still fits your needs.
PERSONAL-FINANCE
How to stop your EPF money from going missing during job changes
Delayed transfers and inactive accounts can quietly cost you years of interest — here’s how to keep your PF money growing
EXPLAINERS
How much you really need to retire early — the math for 45, 50, and 55
Dreaming of an early exit from work? Here’s how to estimate your ideal corpus based on your age and lifestyle.
BUSINESS
How to build a steady, tax-smart income after retirement
With the right mix of SWP, annuities, post office schemes, and FDs, you can create monthly cash flow without losing out on growth.
PERSONAL-FINANCE
Understanding annuity plans and how to protect your income for life
Choosing the right annuity can give you peace of mind — and help your spouse stay financially secure while keeping inflation in check
BUSINESS
Digital gold vs physical gold: Which is a smarter investment?
Digital gold offers convenience and liquidity; physical gold gives comfort and control — balance both for smart, stress-free investing.
PERSONAL-FINANCE
NPS vs PPF for long-term goals: which should you pick and why
A simple guide to choosing between two of India’s most popular long-term savings plans
BUSINESS
Pay off your home loan early or invest that money? Here’s how to decide
Both options sound smart — but the right choice depends on your loan rate, your goals, and your peace of mind.
BUSINESS
How to review and update all your nominations in one go
A quick annual review that ensures your money reaches the right hands without paperwork delays.
BUSINESS
Everyday savings account moves that can trigger I-T attention
Even routine bank activity can invite questions if it doesn’t match what you’ve declared in your ITR.
BUSINESS
Balance transfer vs rate renegotiation: What actually lowers your EMI faster and cheaper
Cut your EMI the smart way by choosing the cheaper, faster route—transfer when the rate gap is big, renegotiate when it’s small.
BUSINESS
How to spot and avoid personal loan scams before it’s too late
Fake loan offers are rising fast, and knowing the red flags can save you from losing money — and your identity.
BUSINESS
Picking the wrong home loan rate can cost you more than you think
Fixed or floating? This one decision can change how much you end up paying over the years
BUSINESS
Are you saving too much for your own good? Here’s how to tell
Being careful with money is smart but sometimes extreme frugality can keep you from actually living
BUSINESS
Where should you keep your emergency fund: Savings account, bank FDs, or post office?
Choose a safe, easy-to-access parking spot that still pays some interest.
BUSINESS
Hotel loyalty programmes: How to turn nights into free stays and upgrades
Hotels are pushing loyalty hard, and the perks can be real — free nights, room upgrades, breakfast, late checkout, and lounge access
BUSINESS
Locking FDs during high inflation: What actually makes sense
Use an FD ladder to keep safety while leaving room to reinvest if rates rise, and weigh real returns against inflation.
BUSINESS
How bank mergers affect fixed deposit and recurring deposit customers
Know what changes for your interest rates, renewals, penalties, and account details when your bank merges.
BUSINESS
How safe are cooperative bank deposits after recent RBI crackdowns?
Know what DICGC covers, how to gauge bank health, and when to diversify.
BUSINESS
UPI AutoPay takes the stress out of recurring payments
Seamless payments, smarter budgeting, and stress-free monthly bills.
BUSINESS
International airline credit cards for Indians: Here's what frequent flyers should know
Airline co-branded cards are courting Indian travellers with faster miles, status shortcuts and lounge access
BUSINESS
What a top-up home loan really is — and how much you can get
Already paying a home loan? You might be sitting on a cheaper way to borrow more money.
BUSINESS
FD Interest Rates: Compare top banks for two-year deposits
IndusInd Bank offers the highest 2-year FD rate at 7%, followed by Axis Bank, HDFC Bank, and others. Compare rates to maximize your returns on fixed deposits up to Rs 1 crore.
BUSINESS
How paying EMIs on time boosts your credit score
Consistent, timely payments show lenders you’re dependable — and that trust translates into a higher score.
