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How to survive redundancy at 45 and rebuild your career

BUSINESS

How to survive redundancy at 45 and rebuild your career

Losing a job mid-career can feel like the ground has shifted, but with the right steps, it can become a turning point rather than a setback.

What happens when your credit card expires?

BUSINESS

What happens when your credit card expires?

When your credit card expires, it doesn’t mean your credit history ends. Here’s what really happens and how it impacts your finances.

Should you use SIPs to prepay your personal loan?

BUSINESS

Should you use SIPs to prepay your personal loan?

Systematic investment plans can be a powerful wealth-building tool, but when used to prepay loans, they may not always work in your favour.

A simple way for gig workers to start mutual fund investing with daily SIPs as low as ₹100

BUSINESS

A simple way for gig workers to start mutual fund investing with daily SIPs as low as ₹100

A new option allows freelancers and gig workers to begin building wealth with daily SIPs starting at just ₹100.

Stuck with a low credit score? 5 mistakes that keep it below 500

BUSINESS

Stuck with a low credit score? 5 mistakes that keep it below 500

A poor score isn’t just bad luck — it often comes from repeated financial errors that can be corrected.

Can you get a personal loan with an average credit score? Here’s how

BUSINESS

Can you get a personal loan with an average credit score? Here’s how

Even with a moderate credit profile, careful planning and smart choices can help you get loan approval on favourable terms.

Add-on credit cards: Meaning, benefits, risks, and how they work

BUSINESS

Add-on credit cards: Meaning, benefits, risks, and how they work

An add-on credit card can be a convenient way to extend credit access to family members, but it comes with its own set of benefits and risks.

Festival loans: How much you can borrow against gold, property, FDs, and shares

BUSINESS

Festival loans: How much you can borrow against gold, property, FDs, and shares

With festive seasons bringing extra spending on gifts, travel, and celebrations, borrowing against assets can be a practical way to manage costs without taking on expensive short-term loans.

How to use your credit card to build a savings plan

BUSINESS

How to use your credit card to build a savings plan

A credit card can be used to do more than cash out—enjoyably, it can be an avenue towards establishing a savings plan if used wisely.

Maximize your premium credit card: 4 smart strategies for real value

BUSINESS

Maximize your premium credit card: 4 smart strategies for real value

To maximize premium credit cards, strategically leverage your rewards and limit spending.

Festive cheer: GST cuts, attractive car loans to make vehicles more affordable

BUSINESS

Festive cheer: GST cuts, attractive car loans to make vehicles more affordable

The GST council has decided on 18% and 40% rates for ICE cars, while car loan rates range from 7.80 to 9.99%

Stacking loans: Can you really have more than one personal loan?

BUSINESS

Stacking loans: Can you really have more than one personal loan?

Multiple personal loans are possible, but they come with added responsibilities and risks.

Smart borrowing: A complete guide to choosing the right personal loan

BUSINESS

Smart borrowing: A complete guide to choosing the right personal loan

The right personal loan can meet your needs without becoming a financial burden — here’s how to pick wisely.

Does health insurance cover home-based cancer treatment?

BUSINESS

Does health insurance cover home-based cancer treatment?

Rising medical costs and patient comfort are driving demand for home-based cancer treatments — but does insurance pay for it?

Switching tax regimes: What salaried individuals need to know during ITR filing

BUSINESS

Switching tax regimes: What salaried individuals need to know during ITR filing

Taxpayers are allowed to switch between the new and the old tax regimes during the filing of returns, albeit with a condition.

Missing the ITR deadline: Consequences and penalties

BUSINESS

Missing the ITR deadline: Consequences and penalties

Overlooking your income tax return deadline can cost you dearly and be traumatic—here are a few facts to note.

Banks offering highest interest rate to senior citizens for FDs

BUSINESS

Banks offering highest interest rate to senior citizens for FDs

Senior citizens prefer fixed deposits for the risk-free returns they offer. They can maximize their returns by choosing the best rates that banks are offering

GST 2.0 unveiled: Will consumption based thematic funds ride the wave?

BUSINESS

GST 2.0 unveiled: Will consumption based thematic funds ride the wave?

The short to medium term, consumption-oriented thematic funds look attractive, though investors must be mindful of the higher risk from concentrated exposure

6 things to verify before signing off on a personal loan lender

BUSINESS

6 things to verify before signing off on a personal loan lender

Personal loans are enticing for their speed and ease, but the wrong lender can prove costly and stressful.

Property tax online payment: A guide to calculation and compliance

BUSINESS

Property tax online payment: A guide to calculation and compliance

It is easier than ever before to pay your property tax online, provided you can calculate it accurately and navigate the proper portal.

Selecting mutual funds? Avoid these common pitfalls

BUSINESS

Selecting mutual funds? Avoid these common pitfalls

Mutual funds have the potential to create long-term wealth, but careless selection guarantees only disappointment and smaller returns.

D-Remit and NPS: How the feature helps you invest faster and smarter

BUSINESS

D-Remit and NPS: How the feature helps you invest faster and smarter

National Pension System subscribers can get same-day NAV credit via D-Remit, making retirement investment quicker and easier.

How trusts help manage inheritance and secure heirs in Muslim families

BUSINESS

How trusts help manage inheritance and secure heirs in Muslim families

A trust can help Muslim families make wealth distribution possible while being considerate of Sharia laws and furnishing financial security for future generations.

Interest rates on FDs: List of private, public sector banks offering highest returns on 2-year deposits

BUSINESS

Interest rates on FDs: List of private, public sector banks offering highest returns on 2-year deposits

IndusInd Bank offers a 7% interest rate, Axis Bank 6.6% and Bank of Baroda 6.6%

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