BUSINESS
RBI repo rate cut: Your home loan EMIs are set to fall. Here’s how to make the most of lower rates
Retaining the EMI at current levels and shortening the tenure will result in significantly higher savings on interest outgo, compared to EMI reduction, say industry watchers.
BUSINESS
Trump tariffs: How investors can navigate the big reset
For long-term investors, this is a time to build positions in businesses that have both Roots (strong financials, ethical management) and Wings (growth track record + potential, market leadership)
BUSINESS
Home loan rates may fall below 8% if RBI cuts repo rate on April 9
Some public sector lenders offer home loan rates starting at 8.1 percent and a 25-bps repo rate cut could bring these below 8 percent.
BUSINESS
Sensex and Nifty crack 4% each: What should mutual fund investors' strategy be?
By distributing investments across various asset classes, such as stocks, bonds, real estate, precious metals and cash, the poor performance of one investment can be offset by another.
BUSINESS
The impact of Trump Tariffs on your equity, debt and precious metals investments
The reciprocal tariff imposed by President Trump may dampen India's external demand. With GDP growth already slowing, this could further strain economic performance.
BUSINESS
Gold's record run grabs headlines but silver may be the real star of 2025
Silver has a history of outperforming gold prices during periods of bull runs in precious metals, and the trend is expected to unfold this year as well, as safe haven and industrial demand look set to remain elevated
BUSINESS
Gold trades above Rs 91,000 as Trump rolls out new reciprocal tariffs — what should investors do?
As inflation and market volatility challenge global economies, gold offers stability and a hedge, making it an ideal option for long-term wealth preservation
BUSINESS
No transactions on April 1 and 2, says India Post
PPF subscribers looking to make deposits before April 5 should take the online route or ensure cheques are deposited in time to gain full-year interest
BUSINESS
Health insurance claim denied? Approach insurance ombudsman for redressal
First get in touch with the insurer's grievance redressal office for complaints regarding unjust health insurance claim denials. If that doesn't work, knock on the doors of insurance ombudsman offices, then escalate to consumer courts.
BUSINESS
March 31 tax planning deadline: A last-minute guide to reducing your income tax outgo
Do not pick 80C instruments in a hurry to claim tax breaks ahead of March 31 — ascertain whether they can add value to your long-term financial plan. With the rejig of tax slabs in this year's Budget, be careful in committing to long-term instruments
BUSINESS
Final Call: Pay your advance tax instalment by March 15 to avoid penalties
Those with an estimated tax liability of over Rs 10,000 in a financial year are required to pay advance tax during the year.
BUSINESS
SIP inflows drop to a three-month low of Rs 25,999 crore in February
The SIP contribution during January 2025 stood at Rs 26,400 crore and Rs 26,459 crore in December 2024
BUSINESS
Warren Buffett might not have been as successful if he had been born 20 years later, says Morgan Housel
"Buffett made most of his money in percentage terms, around the 1960s and 1970s, he was buying blue-chip companies for two times earnings. That doesn't exist anymore," says Morgan Housel.
BUSINESS
One single, must have financial skill is the lack of FOMO, says Morgan Housel
"One cannot do well if they are susceptible to FOMO," said Housel, author of New York Times' Bestseller 'The Psychology of Money,' and 'Same As Ever'.
BUSINESS
Every indicator points that gold prices will go up, says World Gold Council CEO David Tait
"I've seen it, I've touched it with my own hands. Every single gram of it is there. It is quite an impressive sight," says Tait on Trump 's doubts about US' gold reserves at Fort Knox, Kentucky.
BUSINESS
Tax planning: Claiming tax rebates on children’s school fees
Tax-savers: Parents can individually claim tax deductions under section 80C on the tuition fee component in their children's school fees. However, any donation made to the school or expenses paid towards extra-curricular activities will not be eligible.
BUSINESS
How does Donald Trump's 'gold card' plan stack up against other 'golden visas'?
The 'gold card' visa will replace the EB-5 program which requires foreigners to invest between $800,000 and $1.05 million in US businesses that generate at least 10 full-time jobs
BUSINESS
Looking for tax-savers ahead of March 31? Check out these small saving schemes that offer 80C deductions
Public Provident Fund, Sukanya Samriddhi Account and National Savings Certificates are some of the small-saving schemes eligible for Section 80C deductions under the old tax regime
BUSINESS
Edelweiss Mutual Fund limits investments in 7 global schemes
Some of the Edelweiss Mutual Fund schemes are inching closer to the head room available for overseas investment limit as set by Indian regulators
BUSINESS
RBI repo rate cut: Union Bank, Central Bank of India offer the cheapest home loans
Several banks have started passing on the full repo rate cut benefit to home loan borrowers. Leading banks are offering interest rates ranging from 8.10% to 9% on a home loan with a 20-year tenure.
BUSINESS
RBI MPC: Now, additional PIN for international online card transactions too
The RBI proposes to extend the additional factor of authentication (AFA) requirement to international digital payments made to offshore merchants
BUSINESS
Boost to shareholders as budget doubles TDS threshold for dividend income to Rs 10,000
At present, companies distributing dividends are required to deduct Tax Deducted at Source (TDS) at a rate of 10% on dividends exceeding Rs 5,000 in a financial year.
BUSINESS
NPS Vatsalya now eligible for tax deduction of Rs 50,000 under old regime
Sitharaman announced that NPS Vatsalya will now be treated at par with regular NPS accounts
BUSINESS
Senior citizens get tax exemption on National Savings Scheme withdrawals
National Savings Schemes are government-backed financial instruments aimed at encouraging savings among citizens, especially among the lower-income groups
