BUSINESS
How to use cash smartly during market highs
During market highs, holding cash strategically is smart investing. Seasoned investors view cash as a financial weapon, deploying it during corrections, not when prices rise, to maximise returns.
BUSINESS
How Rs 1 cr today will become just Rs 25 lakh in 20 years
Inflation is a silent wealth killer. Investing wisely in inflation-beating assets can help safeguard your financial future.
BUSINESS
How inflation can shrink your retirement corpus and what you can do about it
Inflation can significantly increase retirement expenses, reducing purchasing power. Planning for inflated costs, factoring in longevity and health expenses, is crucial for a stress-free retirement.
BUSINESS
Children's Day Special: How to impart money lessons at a young age
Children's Day 2024: It’s imperative for Indian parents to shape their children's financial habits. Gradually, they need to introduce concepts of personal finance, financial independence and responsibility to their offsprings.
BUSINESS
Will our retirement corpus last your lifetime? Here’s how you should plan
Achieving a peaceful and independent retired life is possible if you keep two things in mind; how much money you should withdraw after retiring and at what rate your retirement corpus grows after 60. Remember: your expenses go up with inflation.
BUSINESS
Dussehra and financial freedom: Lessons from Ravana’s arrogance, greed and overconfidence
Acknowledge that the market is unpredictable. A dangerous trait in personal finance is assuming that because you’ve had success in the past, the future will always align with your expectations.
BUSINESS
Retirement planning: 5 tips from Ganesha to remove obstacles for an independent retired life
From building an emergency corpus to avoiding classic traps like relying on past performance to ascertain future investments, Ganesha’s teachings can help with retirement planning
BUSINESS
Retirement planning: The magical 30x rule and how it helps you build a comfortable life
Assessing your current expenses is the key to the 30x rule. It also important to get a grip of your present savings, to make sure they grow according to the formula.
BUSINESS
Beyond Lok Sabha election results: How to pick the right sectors to invest in
By strategically focusing on sectors such as infrastructure, renewable energy, technology, financial services, healthcare, agriculture, and consumer goods, investors can capitalise on the anticipated growth in these sectors by making informed decisions that align with their financial goals.
BUSINESS
Akshaya Tritiya: Jewellery, ETFs or mutual fund? How to buy gold this festive season
If you wish to buy gold coins, make sure you buy them from your bank, to ensure authenticity. But e-gold options like sovereign gold bonds and gold exchange-traded funds are easy to trade, come with guaranteed purity and are cost-effective.
BUSINESS
How inflation kills FDs and how senior citizens can work around it
If you hold a fixed deposit for 20 years, inflation can kill as much as 60 percent of your returns. FDs give you assured returns and are good for senior citizens, but they must also diversify into market-linked investments like equity mutual funds.
