BUSINESS
Sovereign Gold Bonds: Should you redeem early or hold till maturity?
Sovereign Gold Bonds offer tax-free gains and steady income, but investors must weigh premature exit for liquidity requirement, or hold till maturity for maximum benefits.
BUSINESS
American Express Platinum Charge Card Review: Benefits, Fees, and Eligibility
American Express has resumed accepting applications for its premium Platinum Charge Card, offering elite benefits, rewards, and insurance, but with a high annual fee of Rs 77,880 and strict eligibility criteria.
BUSINESS
Swipe Smart: A step-by-step guide to optimising credit-card rewards
Maximise credit card rewards by assessing spending habits, selecting the right cards, tracking key metrics and avoiding pitfalls like debt and impulsive purchases to earn valuable rewards without overspending
BUSINESS
New Banking Laws from November 1: Appoint up to 4 nominees for bank accounts
The Banking Laws (Amendment) Act, 2025 allows bank account holders to appoint up to four nominees, enhancing depositor protection and streamlining asset transfer.
BUSINESS
Money detox: Take this 7-day challenge to reset financial habits after Diwali indulgence
If turned into habits, the money detox challenge will improve your finances, give you a healthier bank balance and ensure a happier Diwali next year
BUSINESS
Armed with AI, scammers go hi-tech; here's how to guard against trading frauds
Scammers are increasingly using deepfakes, fake apps and other AI methods to deceive investors. Almost Rs 20,000 crore was lost to such frauds in 2024
BUSINESS
Rs 1.84 lakh crore in unclaimed funds: RBI's UDGAM portal shows how to claim your money
The UDGAM portal will only help you identify unclaimed deposits/accounts across multiple banks in one place and provides information on the claim/settlement process of each bank.
BUSINESS
Does your gift of gold coin, jewellery on Diwali comes wrapped with tax liabilities?
Gold as gift from relatives is tax-exempt but the gifts that exceed Rs 50,000 from people other relatives in a fiscal year are taxable
BUSINESS
Buying gold coin for Dhanteras? Here's what Amazon, Flipkart, and others are offering
It's important to compare purity and prices across platforms to get the best deal
BUSINESS
It is a trap: Here's what the rent-a-bank-account scam is and how to guard against it
Criminals are luring people into 'renting' their bank accounts with a promise of quick cash. They use to it launder money and even move proceeds of crime, leaving the account holder to face the consequences
BUSINESS
Appointing a nominee for your residential property: A crucial step for Diwali homebuyers
Appointing a nominee for your residential property ensures smooth management and transfer of ownership in case of your demise preventing delays and disputes among heirs.
BUSINESS
The credit card trap: How festive shopping spree can lead to debt
Credit card usage surged during Navratri festive season, and it’s expected to continue till Diwali, but reckless use can lead to debt traps, high interest rates and lower credit scores, so manage your spending and payments wisely always.
BUSINESS
Here is a checklist when you go shopping for gold this Diwali
This Diwali, buy gold wisely with these expert tips: check prices, verify purity, understand making charges, and know buyback policies to ensure a smart investment decision.
BUSINESS
Loading the shopping cart: Top credit cards for cashback, rewards this festival season
Maximize festival savings with top credit cards offering cashback, rewards, and discounts on e-commerce platforms such as Amazon and Flipkart
BUSINESS
Tata Capital, LG Electronics, or others? Here's a checklist before you take the IPO plunge
Seven major IPOs, including Tata Capital and LG Electronics, are set to raise over Rs 30,000 crore tis week but investors should prioritise fundamentals over hype and avoid speculative bets
BUSINESS
Diwali bonus: Spend wisely, invest smart for a brighter future
Maximize your Diwali bonus by striking a balance between celebrations and financial goals. Allocate wisely, budget, pay off debt, and invest for a secure financial future
BUSINESS
Faster cheque clearance from tomorrow: Here is what you need to know
From October 4, banks will clear cheques the same day, enhancing payment security and speed
BUSINESS
RBI's new authentication directions will boost security, trust in digital payments, say experts
The RBI has come out with new authentication guidelines to secure digital payments, mandating dynamic two-factor authentication and encouraging alternative methods such as biometrics. These norms will come into effect from April 1
BUSINESS
RBI strengthens grievance redressal, rural cooperative banks brought under ombudsman scheme
Rural cooperative banks have been brought under the purview of the RBI Ombudsman Scheme, extending these enhanced customer protection services to a wider customer base
BUSINESS
RBI rolls out digital makeover for Basic Savings Bank Deposit Accounts
The Reserve Bank of India has announced that Basic Savings Bank Deposit Accounts will now include digital banking services like mobile and internet banking.
BUSINESS
RBI leave repo rate unchanged: What it means for home loan borrowers
The RBI's decision to keep the repo rate unchanged at 5.5 percent means home loan EMIs and interest burdens will stay the same, providing stability for borrowers
BUSINESS
Returning to India: A financial checklist for NRIs
NRIs returning to India should consider key financial aspects like job security, settling credit card dues, managing bank accounts, health insurance and estate planning for a smooth transition
BUSINESS
Gold loan market jumps 122% as gold prices continue to hit all-time highs; Know hidden risks
The gold loan market has surged 122% year-on-year to Rs 2.94 lakh crore as of July 2025, driven by rising gold prices, eased regulations, and increased accessibility for low-credit borrowers.
BUSINESS
IndiGo and SBI Card launch co-branded credit card: Right choice for frequent flyers?
The IndiGo SBI credit card offers rewards in IndiGo BluChips, airport lounge access, and insurance benefits, but it has downsides and mixed reviews on its value proposition and fee structure.
