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Dinesh Unnikrishnan

Editor-Banking & Finance

Moneycontrol

Editor-Banking & Finance at Moneycontrol. Dinesh heads the Banking and Finance Bureau at Moneycontrol. He also writes a weekly column, Banking Central, every Monday.

Chart of the Day | Inflation has cooled off, but there’s a catch

BUSINESS

Chart of the Day | Inflation has cooled off, but there’s a catch

A cooling inflation print offers the RBI a golden window — but will it act?

Banking Central| Will April inflation data give the go-ahead to June rate cut?

BUSINESS

Banking Central| Will April inflation data give the go-ahead to June rate cut?

Retail inflation in April is expected to have fallen to a six-year low of 3.27 in April, which will give the RBI the space to push for growth amid challenging domestic and international situations

Data Story | A war could break the back of Pakistan’s already fragile economy

POLITICS

Data Story | A war could break the back of Pakistan’s already fragile economy

Pakistan’s economy stands to face much more heat than that of India in the event of aggression

Moneycontrol Pro Panorama | India Strikes Back: What Operation Sindoor means for markets, trade, and tensions

BUSINESS

Moneycontrol Pro Panorama | India Strikes Back: What Operation Sindoor means for markets, trade, and tensions

India is at a crucial juncture in many aspects. Ongoing geopolitical developments and trade deals can change the course for investors too

Chart of the Day | Banks’ CD ratio is again back to below 80%. What does it tell us?

BUSINESS

Chart of the Day | Banks’ CD ratio is again back to below 80%. What does it tell us?

Caution among banks and RBI cues have played out to bring down CD ratio

Banking Central | How critical is RBI group's proposal to extend trade timings?

BUSINESS

Banking Central | How critical is RBI group's proposal to extend trade timings?

Extended trading hours and synchronised settlements aim to boost liquidity and global alignment

Why Supreme Court’s Bhushan Power ruling rattles IBC framework

BUSINESS

Why Supreme Court’s Bhushan Power ruling rattles IBC framework

JSW Steel’s rejected bid and the order for liquidation signal judicial overreach that could undermine the IBC’s core principles

MC Pro Quick Take: SBI pulls off a decent show in a tough quarter, but margin pressure visible

BUSINESS

MC Pro Quick Take: SBI pulls off a decent show in a tough quarter, but margin pressure visible

SBI has done a good job in a tough quarter by keeping asset quality intact but with margin pressures and external risks on the horizon, SBI’s steady strides will be tested in the quarters to come

What is ailing ONDC?

BUSINESS

What is ailing ONDC?

The network’s core proposition—to unbundle digital commerce and give businesses direct access to consumers—remains compelling in theory. But in execution, the cracks are increasingly visible

Moneycontrol Pro Panorama | Economic lessons from past India-Pakistan conflicts

BUSINESS

Moneycontrol Pro Panorama | Economic lessons from past India-Pakistan conflicts

For Moneycontrol Pro Panorama April 30 edition: History offers stark lessons from past India-Pakistan clashes

Chart of the Day | RBI’s liquidity push under Sanjay Malhotra: Fuelling credit growth or falling short?

BUSINESS

Chart of the Day | RBI’s liquidity push under Sanjay Malhotra: Fuelling credit growth or falling short?

Liquidity is available but that’s not enough to push up credit growth.

Banking Central | New India Bank scam is yet another reminder of the rot in India’s co-operative banks

BUSINESS

Banking Central | New India Bank scam is yet another reminder of the rot in India’s co-operative banks

Co-operative banks were to be the financial backbone for small depositors — shopkeepers, pensioners, and salaried workers who trusted these institutions with their life savings

Why Modi’s water war could hurt Pakistan more than military action

WORLD

Why Modi’s water war could hurt Pakistan more than military action

India’s Suspension of the Indus Waters Treaty is a diplomatic dagger aimed at Pak after Pahalgam’s tragedy

MPC minutes: ‘Uncertainty’ dominates the show — and probably will again

BUSINESS

MPC minutes: ‘Uncertainty’ dominates the show — and probably will again

The rate cut call signalled a shift toward nurturing domestic demand to propel India’s growth amid a turbulent global economic landscape

Moneycontrol Pro Panorama| Why Bharat is Bullish

BUSINESS

Moneycontrol Pro Panorama| Why Bharat is Bullish

The trajectory is clear: rural India is finding its footing. But challenges persist

Chart of the Day | RBI's LCR overhaul aims to fortify banks in a digital era

BUSINESS

Chart of the Day | RBI's LCR overhaul aims to fortify banks in a digital era

Malhotra’s RBI is betting that a year-long transition and a 6% LCR boost will smooth the path. Whether banks—and the economy—can walk this tightrope without stumbling remains to be seen

Why RBI wants better monetary transmission in the banking system

BUSINESS

Why RBI wants better monetary transmission in the banking system

The RBI is probably playing a patient waiting game and for the right reasons

Banking Central | What does the latest inflation number mean for rate watchers?

BUSINESS

Banking Central | What does the latest inflation number mean for rate watchers?

With retail inflation comfortably below target, the focus decisively shifts to boosting growth

Moneycontrol Pro Panorama | March inflation falls. More rate cuts? 

BUSINESS

Moneycontrol Pro Panorama | March inflation falls. More rate cuts? 

With retail inflation well below target, it's time to support growth

Chart of the Day | FD Rate Cuts: Who gains, who loses?

BUSINESS

Chart of the Day | FD Rate Cuts: Who gains, who loses?

Which are the banks that have cut FD rates of late? Take a look

Banking Central: Deposit rates slashed — savers hit as banks move in to protect margins

BUSINESS

Banking Central: Deposit rates slashed — savers hit as banks move in to protect margins

This is not just about banks 'adjusting' to RBI’s recent 25 basis point repo rate cut, it’s a desperate bid to protect their thinning margins

Moneycontrol Pro Panorama | RBI moves to shield India as Trump’s trade blitz shakes global markets

BUSINESS

Moneycontrol Pro Panorama | RBI moves to shield India as Trump’s trade blitz shakes global markets

Amid a global trade war, the RBI has signalled a decisive shift in its policy approach to support growth

Chart of the Day | Where do growth-inflation numbers stand right now?

BUSINESS

Chart of the Day | Where do growth-inflation numbers stand right now?

Here’s a look at the numbers to understand which way the MPC will move

Have banks cut FD rates pre-empting RBI's move?

BUSINESS

Have banks cut FD rates pre-empting RBI's move?

At least 3 private banks have cut FD rates, SBI has stopped a popular special deposit scheme. What’s happening?

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