Moneycontrol PRO
HomeAuthorDinesh unnikrishnan

Dinesh Unnikrishnan

Editor-Banking & Finance

Moneycontrol

Editor-Banking & Finance at Moneycontrol. Dinesh heads the Banking and Finance Bureau at Moneycontrol. He also writes a weekly column, Banking Central, every Monday.

Banking Central| The RBI’s rate cut bonanza: What next for banks?

BUSINESS

Banking Central| The RBI’s rate cut bonanza: What next for banks?

The RBI’s bold rate and CRR cuts unleash a growth bonanza but can banks turn liquidity into profitable credit? Structural hurdles loom large

RBI’s bold growth move on Repo, CRR masks a cautious core; stance change signals pause ahead

BUSINESS

RBI’s bold growth move on Repo, CRR masks a cautious core; stance change signals pause ahead

RBI’s 50 bps rate cut and CRR slash signal robust growth support, but a neutral stance hints at caution ahead.

Moneycontrol Pro Panorama | What’s in store for the Indian economy in H2 2025?

BUSINESS

Moneycontrol Pro Panorama | What’s in store for the Indian economy in H2 2025?

For Moneycontrol Pro Panorama's June 5 edition: India’s economic strength lies in its domestic focus. That’s where all the attention will be.

Chart of the Day | How movement in food inflation influenced RBI rate cuts in last 5 years

BUSINESS

Chart of the Day | How movement in food inflation influenced RBI rate cuts in last 5 years

While lower food inflation often creates room for rate cuts, the correlation is not absolute

MPC meet begins: Another rate cut is priced in. But what next?

BUSINESS

MPC meet begins: Another rate cut is priced in. But what next?

The latest economic indicators paint a picture of cautious optimism, but challenges loom

Why RBI must tread with caution on the gold loan rules

BUSINESS

Why RBI must tread with caution on the gold loan rules

The central bank must listen to bankers’ concerns and craft a framework that regulates without alienating

Banking Central | What does Kotak Mahindra Bank’s leadership transition signal to investors?

BUSINESS

Banking Central | What does Kotak Mahindra Bank’s leadership transition signal to investors?

Ekambaram, after three decades at the bank, will step down this year. Paritosh Kashyap will assume a new role in the bank.

RBI annual report | Gold is a standout performer for the central bank in FY25

BUSINESS

RBI annual report | Gold is a standout performer for the central bank in FY25

The RBI’s gold holdings jumped from 822.1 metric tonnes to 879.58 metric tonnes, a 57.48-tonne increase

Moneycontrol Pro Panorama | US student visa crackdown: American Dream gone sour?

BUSINESS

Moneycontrol Pro Panorama | US student visa crackdown: American Dream gone sour?

For Moneycontrol Pro Panorama's May 28 edition: The US is a country that built its riches with the hard work of its immigrant workers. America’s heavy-handed policies risk alienating the same workers

Chart of the Day | RBI dividend transfers, pre and post Bimal Jalan panel

BUSINESS

Chart of the Day | RBI dividend transfers, pre and post Bimal Jalan panel

The calculations to compute dividend transfers were amended post the Bimal Jalan panel recommendations

AI threatens jobs of millions of Indians. What counter-measures should the government take?

BUSINESS

AI threatens jobs of millions of Indians. What counter-measures should the government take?

The rise of AI and automation threatens to upend the current ecosystem, targeting the repetitive, rule-based roles that employ millions

Banking Central| Five ways Indian banks can tackle rising frauds

BUSINESS

Banking Central| Five ways Indian banks can tackle rising frauds

The surge in H1 FY25 reflects a worrying trend: digital frauds, fuelled by social engineering and mule accounts, are outpacing banks’ defences.

RBI’s Rs 2.69 lakh crore dividend boosts fisc, but caution looms

BUSINESS

RBI’s Rs 2.69 lakh crore dividend boosts fisc, but caution looms

The RBI’s decision to widen the CRB range to 4.5–7.5% and set it at the upper bound is a nod to global risks

Moneycontrol Pro Panorama | Trump’s remittance tax googly can hurt NRIs badly

BUSINESS

Moneycontrol Pro Panorama | Trump’s remittance tax googly can hurt NRIs badly

In May 21 edition of Moneycontrol Pro Panorama: A new tax proposal in the US could strike at one of the country’s quiet but critical economic engines: remittances

Chart of the Day | FD rates are falling fast; SBI the latest in the rate cut club

BUSINESS

Chart of the Day | FD rates are falling fast; SBI the latest in the rate cut club

A look at the bank rate actions on deposit rates so far.

Banking Central | Inflation at 6-year low is an opportunity for RBI to give growth another push

BUSINESS

Banking Central | Inflation at 6-year low is an opportunity for RBI to give growth another push

If not for the 11% drop in vegetable prices, inflation would hover closer to 4.1%. The RBI will have this in mind when it meets in early June

What is the bilateral impact if India-Turkey tensions escalate?

BUSINESS

What is the bilateral impact if India-Turkey tensions escalate?

For India, it’s a bold assertion of strategic red lines. For Turkey, it’s a costly misstep

Moneycontrol Pro Panorama | Has Trump’s taking credit for the India-Pak ceasefire alienated India?

BUSINESS

Moneycontrol Pro Panorama | Has Trump’s taking credit for the India-Pak ceasefire alienated India?

There are areas where India strictly doesn’t want foreigners—no matter how close they are—to interfere. It has been the country’s policy since independence

Chart of the Day | Inflation has cooled off, but there’s a catch

BUSINESS

Chart of the Day | Inflation has cooled off, but there’s a catch

A cooling inflation print offers the RBI a golden window — but will it act?

Banking Central| Will April inflation data give the go-ahead to June rate cut?

BUSINESS

Banking Central| Will April inflation data give the go-ahead to June rate cut?

Retail inflation in April is expected to have fallen to a six-year low of 3.27 in April, which will give the RBI the space to push for growth amid challenging domestic and international situations

Data Story | A war could break the back of Pakistan’s already fragile economy

POLITICS

Data Story | A war could break the back of Pakistan’s already fragile economy

Pakistan’s economy stands to face much more heat than that of India in the event of aggression

Moneycontrol Pro Panorama | India Strikes Back: What Operation Sindoor means for markets, trade, and tensions

BUSINESS

Moneycontrol Pro Panorama | India Strikes Back: What Operation Sindoor means for markets, trade, and tensions

India is at a crucial juncture in many aspects. Ongoing geopolitical developments and trade deals can change the course for investors too

Chart of the Day | Banks’ CD ratio is again back to below 80%. What does it tell us?

BUSINESS

Chart of the Day | Banks’ CD ratio is again back to below 80%. What does it tell us?

Caution among banks and RBI cues have played out to bring down CD ratio

Banking Central | How critical is RBI group's proposal to extend trade timings?

BUSINESS

Banking Central | How critical is RBI group's proposal to extend trade timings?

Extended trading hours and synchronised settlements aim to boost liquidity and global alignment

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347