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Dinesh Unnikrishnan

Editor-Banking & Finance

Moneycontrol

Editor-Banking & Finance at Moneycontrol. Dinesh heads the Banking and Finance Bureau at Moneycontrol. He also writes a weekly column, Banking Central, every Monday.

Moneycontrol Pro Panorama| Dear central banker, give some love for growth now!

BUSINESS

Moneycontrol Pro Panorama| Dear central banker, give some love for growth now!

In August 13 edition of Moneycontrol Pro Panorama: As CPI figures signal a dovish turn for central banks, markets eye opportunities amid sticky services and base effects

Chart of the Day | Indian NBFCs are in a good spot now

BUSINESS

Chart of the Day | Indian NBFCs are in a good spot now

Falling funding costs and equity infusions bolster credit profiles of non-bank lenders.

Banking Central| ICICI Bank’s Rs 50,000 MAB move: A bold bet or a blunder? Let the market decide

BUSINESS

Banking Central| ICICI Bank’s Rs 50,000 MAB move: A bold bet or a blunder? Let the market decide

ICICI Bank’s steep minimum balance hike has sparked outrage but it’s the bank's call. Customers have options.

AU Small Finance Bank’s leap to universal banking: A game-changer indeed, but what’s next?

BUSINESS

AU Small Finance Bank’s leap to universal banking: A game-changer indeed, but what’s next?

Jaipur-based lender’s transition marks a historic shift, but challenges loom large

Moneycontrol Pro Panorama| RBI pauses, but with good reason

BUSINESS

Moneycontrol Pro Panorama| RBI pauses, but with good reason

Sanjay Malhotra’s steady hand signals RBI’s intent to assess past rate actions before moving forward

Chart of the Day | Inflation’s dual dance: RBI’s MPC faces a tightrope walk

BUSINESS

Chart of the Day | Inflation’s dual dance: RBI’s MPC faces a tightrope walk

CPI eases to 2.1 per cent, but core inflation at 4.72 per cent keeps the Reserve Bank cautious ahead of its policy call

RBI’s MPC Meet: Will caution trump growth concerns?

BUSINESS

RBI’s MPC Meet: Will caution trump growth concerns?

As the Monetary Policy Committee meet starts on August 4, India awaits cues on whether the RBI will hold steady or surprise with a rate cut amid global trade tensions

Banking Central| RBI’s MPC meet: Time to nudge growth, again?

BUSINESS

Banking Central| RBI’s MPC meet: Time to nudge growth, again?

Sluggish bank lending and tight liquidity signal the need for a growth-friendly pivot

Fed’s hard line may force the RBI to keep purse wide open

BUSINESS

Fed’s hard line may force the RBI to keep purse wide open

The Monetary Policy Committee (MPC) can’t afford to sit on the fence—it’s time for bold monetary stimulus to support growth.

Why Trump’s tariff bomb could deal a blow to the Rupee

BUSINESS

Why Trump’s tariff bomb could deal a blow to the Rupee

US imposes 25 per cent tariffs and penalties on India, rattling economic ties and the rupee’s fragile stability

Moneycontrol Pro Panorama | All eyes on the Fed

BUSINESS

Moneycontrol Pro Panorama | All eyes on the Fed

In Moneycontrol Pro Panorama July 30 edition: As the US Federal Reserve gears up for its July 2025 meeting, India’s markets and policymakers are on edge

Chart of the Day | India’s digital payments are surging, so are the risks

BUSINESS

Chart of the Day | India’s digital payments are surging, so are the risks

As India’s digital payments soar to new heights, the journey to a cashless economy faces critical tests in security, inclusion, and regulation.

UPI’s free ride for all nearing its end?

BUSINESS

UPI’s free ride for all nearing its end?

As RBI Governor Sanjay Malhotra signals the end of free UPI transactions, the move could reshape India’s fintech revolution, balancing innovation with sustainability

Banking Central | How to tackle rising frauds in India's banking sector

BUSINESS

Banking Central | How to tackle rising frauds in India's banking sector

With frauds soaring to Rs 36,014 crore in 2024-25, the RBI’s latest data paints a grim picture of systemic cracks. Time for tougher oversight and accountability.

Moneycontrol Pro Panorama | Playing safe in a stormy season

BUSINESS

Moneycontrol Pro Panorama | Playing safe in a stormy season

For Moneycontrol's Pro Panorama July 23 edition: Prudence over ambition keeps India’s private banks steady in uncertain weather

Chart of the Day | Insurance industry hits the brakes as motor, health segments lose steam

BUSINESS

Chart of the Day | Insurance industry hits the brakes as motor, health segments lose steam

The general insurance sector’s modest 9% growth in Q1FY26 suggests deeper cracks—weak auto sales, regulatory hurdles and cutthroat pricing are putting the brakes on an industry that once promised double-digit expansion.

CreditAccess Grameen’s Q1 FY26 shows sector’s weak spots

BUSINESS

CreditAccess Grameen’s Q1 FY26 shows sector’s weak spots

An 84.9 per cent profit drop signals big risks for microfinance, even as growth looks strong.

Private banks’ Q1 FY26 numbers reflect caution, restraint

BUSINESS

Private banks’ Q1 FY26 numbers reflect caution, restraint

Prudence is the sharpest tool in this uncertain terrain, and banks choosing caution over reckless growth are likely to emerge stronger when the skies clear

Banking Central | RBI sounds the climate alarm. Are the banks listening?

BUSINESS

Banking Central | RBI sounds the climate alarm. Are the banks listening?

The RBI’s Financial Stability Report flags climate shocks as a growing threat to financial stability and urges banks to be ready for physical and transition risks that could disrupt the system. The industry must take note

Moneycontrol Pro Panorama | Crypto craze hits India’s rich

BUSINESS

Moneycontrol Pro Panorama | Crypto craze hits India’s rich

For Moneycontrol's Pro Panorama July 16 edition: With stocks and gold losing their charm, India’s wealthy are jumping into cryptocurrencies, driven by Bitcoin’s record rally and big moves in US regulations

Chart of the Day | How food inflation has influenced headline CPI so far this year

BUSINESS

Chart of the Day | How food inflation has influenced headline CPI so far this year

With food inflation turning negative, India’s CPI hits a six-year low, but can this trend hold?

June inflation plunge sets stage for August MPC dilemma

BUSINESS

June inflation plunge sets stage for August MPC dilemma

With CPI inflation continuing to fall, the RBI’s Monetary Policy Committee faces a tough call: hold rates or continue pushing for growth?

Banking Central | RBI data has a lot to cheer about on banks’ asset quality but there’s a warning too

BUSINESS

Banking Central | RBI data has a lot to cheer about on banks’ asset quality but there’s a warning too

Gross NPAs at a multi-decadal low of 2.3% but stress tests signal risks of a rise to 5.3% or above by 2027 if the economy falters

Moneycontrol Pro Panorama | Trump’s latest tariff tantrum raises risk quotient

BUSINESS

Moneycontrol Pro Panorama | Trump’s latest tariff tantrum raises risk quotient

In Moneycontrol's Pro Panorama July 9 edition: This isn’t just about trade; it’s also about sustaining India’s economic resilience and strategic positioning

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