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Dinesh Unnikrishnan

Editor-Banking & Finance

Moneycontrol

Editor-Banking & Finance at Moneycontrol. Dinesh heads the Banking and Finance Bureau at Moneycontrol. He also writes a weekly column, Banking Central, every Monday.

Moneycontrol Pro Panorama | Central Banks Rush to Gold: A $4,000 warning sign the global order is cracking

BUSINESS

Moneycontrol Pro Panorama | Central Banks Rush to Gold: A $4,000 warning sign the global order is cracking

In Moneycontrol Pro Panorama October 8 edition: Central banks and investors are treating bullion as insurance against the age of distrust

Chart of the Day | Where do households see inflation ahead?

BUSINESS

Chart of the Day | Where do households see inflation ahead?

The RBI’s latest surveys offer a glimpse into the public expectations on inflation

M&A funding: Why banks must lend with their eyes open

BUSINESS

M&A funding: Why banks must lend with their eyes open

Allowing banks to finance takeovers could unleash a deal wave. But unless guardrails are tight, today’s “growth enabler” could turn into tomorrow’s NPA headache

Banking Central | What does the monetary policy mean for you and your budget?

BUSINESS

Banking Central | What does the monetary policy mean for you and your budget?

Decoding the RBI's October review: Rate cuts remain distant, EMIs stay where they are

RBI's risk-based deposit insurance premium: A prudent push, but the real trust booster lies in hiking coverage limits

BUSINESS

RBI's risk-based deposit insurance premium: A prudent push, but the real trust booster lies in hiking coverage limits

While the proposal incentivises banks to manage risks better, without raising the Rs 5 lakh insurance cap, depositors' confidence in the system remains shaky amid rising uncertainties

Moneycontrol Pro Panorama | RBI stays put, but don’t miss the signalling  

BUSINESS

Moneycontrol Pro Panorama | RBI stays put, but don’t miss the signalling  

In Moneycontrol Pro Panorama October 1 edition: By holding rates steady and lowering its inflation outlook, the central bank is telling markets it has room to wait out

Chart of the Day | RBI's inflation taming: A battle won or just a breather?

BUSINESS

Chart of the Day | RBI's inflation taming: A battle won or just a breather?

With CPI at rock-bottom lows but core acting stubborn, the MPC faces a moment of truth on the rate cut front

RBI MPC Meet: Status quo likely, but a growth pivot can’t be ruled out

BUSINESS

RBI MPC Meet: Status quo likely, but a growth pivot can’t be ruled out

Benign inflation and sluggish credit raise chances of a cut, though the base case remains an extended pause

Banking Central | Why it is a win-win for PSBs and NBFCs to join hands in MSME lending

BUSINESS

Banking Central | Why it is a win-win for PSBs and NBFCs to join hands in MSME lending

Entering in pact with NBFCs can help banks expand reach but with necessary checks

Moneycontrol Pro Panorama | Trump’s war on multilateralism is a mistake

BUSINESS

Moneycontrol Pro Panorama | Trump’s war on multilateralism is a mistake

In Moneycontrol Pro Panorama September 24 edition: By mocking climate change and rubbishing institutions like the UN, Trump is dismantling the very system that keeps global order intact

Chart of the Day | Decoding the August core sector data

BUSINESS

Chart of the Day | Decoding the August core sector data

Month-on-month growth tells a more nuanced story than headline numbers suggest

Banking Central | Be watchful in good times to avert bad ones

BUSINESS

Banking Central | Be watchful in good times to avert bad ones

Most of the past crises erupted not during downturns but amid seeming prosperity, often due to governance lapses, evergreening of loans and regulatory blind spots. Complacency can lead to another Yes Bank or PMC debacle

Moneycontrol Pro Panorama | Is gold’s current run speculative?

BUSINESS

Moneycontrol Pro Panorama | Is gold’s current run speculative?

For Moneycontrol Pro Panorama September 17 edition: Indian investors must weigh the line between protection and froth amid gold rush

Chart of the Day | How food prices silently dictate headline inflation

BUSINESS

Chart of the Day | How food prices silently dictate headline inflation

The food inflation trajectory has quietly reshaped India’s CPI landscape so far this year.

Banking Central | Why investors must not ignore RBI’s warnings on crypto

BUSINESS

Banking Central | Why investors must not ignore RBI’s warnings on crypto

The RBI has been warning for years, flagging the role of cryptocurrency in laundering, terror finance and tax evasion

Why August CPI inflation jump could be a false alarm for MPC

BUSINESS

Why August CPI inflation jump could be a false alarm for MPC

Headline CPI edges up to 2.07% after 10 straight months of decline, but GST relief and food deflation argue for further easing

Moneycontrol Pro Panorama | Why Nepal is in flux? A key answer lies in its growing economic woes

BUSINESS

Moneycontrol Pro Panorama | Why Nepal is in flux? A key answer lies in its growing economic woes

In September 10 edition of Moneycontrol Pro Panorama: Youth rebellion fuelled by unemployment, corruption, and stagnation highlights missed opportunities amid a fragile economy

Chart of the Day | How lower indirect taxes could ease pressure on inflation

BUSINESS

Chart of the Day | How lower indirect taxes could ease pressure on inflation

With recent GST reforms easing inflationary pressures and fiscal deficit projections intact, Mint Road gains more policy space while staying firmly data dependent.

Banking Central | Mint Road is upgrading its tech, that is a good change

BUSINESS

Banking Central | Mint Road is upgrading its tech, that is a good change

From data empowerment to digital platforms, the central bank is not just regulating but demonstrating how technology must shape the future of Indian finance

How RBI's proposed principles-based framework can be a gamechanger for Indian fintechs

BUSINESS

How RBI's proposed principles-based framework can be a gamechanger for Indian fintechs

It's high time RBI empowered innovation without getting into micromanagement

Moneycontrol Pro Panorama | Private capex surge signals India’s next growth push

BUSINESS

Moneycontrol Pro Panorama | Private capex surge signals India’s next growth push

In September 3 edition of Moneycontrol Pro Panorama: RBI’s projection of a 21.5% rise in private capital spending underscores confidence in the economy

Households are finally betting on equities — and that’s a good thing

BUSINESS

Households are finally betting on equities — and that’s a good thing

The shift of savings from deposits to equity mutual funds is reshaping India’s financial landscape. It is a welcome move, but one that demands strong regulatory guardrails.

Chart of the Day | What do the latest data show on trends in personal loan growth?

BUSINESS

Chart of the Day | What do the latest data show on trends in personal loan growth?

While industry and services credit remain steady, the sharp deceleration in personal loans points to cooling household demand.

Why the Q1 growth surprise gives more room for India’s MPC

BUSINESS

Why the Q1 growth surprise gives more room for India’s MPC

A stronger-than-expected GDP print gives the Monetary Policy Committee breathing space

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