BUSINESS
Banking Central | Why small savings rates are holding back India’s banks
Indian banks have moved past the era of stress. Their main challenge today isn’t lending—it’s mobilising deposits in a system distorted by small savings schemes.
BUSINESS
Moneycontrol Pro Panorama | What does Trump’s wordplay mean for India?
For Moneycontrol Pro Panorama edition: Washington’s tariff threat over Russian oil is less about geopolitics and more about leverage
BUSINESS
Budget Snapshot | India’s banks look healthy, but the real risk lies beneath the balance sheet
Strong capital, low NPAs and rising profits mask a quieter shift in how Indian banks fund growth and earn returns
BUSINESS
Banks struggle to attract deposits as government keeps small savings rates high
For the eighth consecutive quarter, interest rates on popular small savings instruments have been left untouched. With small savings rates frozen and liquidity staying tight, India’s banks are boxed in even as the RBI eases policy
BUSINESS
Banking Central | Why the real rate war is on liability side of bank balance sheets
Even after RBI cut the repo rate by a cumulative 125 basis points since February last year, banks have found it difficult to mobilise deposits at a speed that matches credit demand
BUSINESS
RBI Financial Stability Report: Banks’ clean-up is real -- but the hard work isn’t over yet
With NPAs at multi-decade lows, lenders have earned bragging rights. The next test is whether this improvement survives a tougher credit cycle.
BUSINESS
Moneycontrol Pro Panorama | Steel Walls Return: India’s safeguard duty is about time, not China
In this December 31 edition of Moneycontrol Pro Panorama: The three-year levy on steel imports signals Delhi’s unease with a flood of cheap metal, but protection is only a pause button, not a cure.
BUSINESS
Chart of the Day | What the latest IIP numbers tell us
November’s IIP print suggests India’s industrial engine may finally be running on more than hope.
BUSINESS
IBC at the crossroads: The direction that 2026 must show
After nearly a decade, India’s bankruptcy law faces a moment of reckoning on haircuts, delays and credibility
BUSINESS
Banking Central | How will payments reshape in the new year?
The age of cashless convenience is over. The coming year will test who really owns India’s payment rails.
BUSINESS
Will India's microfinance sector return to high growth in 2026?
After a bruising phase of stress and slowdown, microfinance heads into 2026 seeking balance between growth and discipline
BUSINESS
Moneycontrol Pro Panorama | America rewrites the H-1B rulebook. Indians will feel it first
For Moneycontrol's Pro Panorama December 24 edition: A wage-weighted H-1B lottery could reshape the American job pipeline that Indian tech talent has relied on for decades
BUSINESS
Chart of the Day | A year in numbers: What high frequency data say about India’s economic momentum
Strip away monthly volatility and a year-long view of high-frequency indicators points to steady economic activity, supported by goods movement, fuel demand and digital payments
BUSINESS
Banking Central | Will 2026 be a happy new year for India's crypto investor?
Despite regulatory scepticism, crypto still wants India and Indians want crypto. 2026 will test how this relationship shapes
BUSINESS
Banks hold promise for growth in 2026, will they deliver?
An economy that is lending more, writing off less and cleaning up legacy stress sets the stage for a banking revival. But risks remain
BUSINESS
Moneycontrol Pro Panorama | Falling rupee, a new normal?
For Moneycontrol's Pro Panorama December 17 edition: The currency’s fall is less about panic and more about how India is absorbing global capital shocks
BUSINESS
Chart of the Day | India’s credit comeback story, with a caveat
Retail credit demand has revived, but early warning signals suggest lenders should celebrate cautiously
BUSINESS
Banking Central | 2025: The year that wasn’t for Indian banking
The year 2025 was to be the year of fireworks for Indian banking but it is winding up on a staid note with several unresolved issues carried into the new year
BUSINESS
Why RBI is right to shut the Stablecoin door
T. Rabi Sankar’s blunt rejection of stablecoins is not ideological rigidity. It is a reminder that money, unlike technology, cannot survive on belief alone
BUSINESS
Moneycontrol Pro Panorama | IndiGo’s turbulence is a wake-up call for India’s aviation industry
In Moneycontrol's Pro Panorama December 10 edition: A week of chaos, thousands of cancellations and a firm government nudge—IndiGo’s crisis shows how fragile airline operations can be when systems fail
BUSINESS
Chart of the Day | India’s consumption is holding steady, but investment still moves in spurts
The latest quarterly numbers show a familiar pattern: households are keeping the economy afloat, while capital formation continues to swing from quarter to quarter.
BUSINESS
India Inc’s interest cover peaks, but the real story may be weak demand
Lower interest costs, tax tweaks and healthy balance sheets paint a bright picture. Yet underneath it all lies a question: is the economy signalling a demand problem?
BUSINESS
Banking Central | The RBI has cut rates. But nothing changes overnight
A 25 bps cut will help the economy, but don’t expect instant relief on your EMIs. Monetary policy works in slow motion.
BUSINESS
Quick Take | What does the 25 bps rate cut mean for India’s economy now?
With inflation at historic lows, the RBI finally opens the tap. The 25 bps cut signals support for growth, but the central bank isn’t throwing caution to the winds.
