BUSINESS
What do Q3 asset quality trends for banks show?
While PSBs have cleaned up their books well, private sector banks (PVBs) are grappling with rising delinquencies in unsecured retail loans and microfinance portfolios.
BUSINESS
Banking Central | Another co-op bank bites the dust, it's the same story all over again
The RBI has been cracking down on erring co-operative banks but the underlying problems, especially governance, persist
BANKING
Exclusive Interview | Have seen material improvement in delinquency trends since November: Satin Creditcare CMD
While banks have slowed down on lending, foreign DFIs (development finance institutions) continue to lend to the microfinance sector, albeit selectively, said HP Singh
BUSINESS
Lower January inflation opens door to an April rate cut
The sharp fall in inflation, particularly food inflation dropping to 6% from over 8% in previous months, provides the RBI with much-needed policy space.
BUSINESS
Moneycontrol Pro Panorama | Can Modi-Trump bonhomie work magic in India’s favour?
For Moneycontrol Pro Panorama's Feb 12 edition: Trump’s tariff threat, rupee instability—India has too much on its plate this week. But for every problem, there is a solution.
BUSINESS
Where does India stand against US in the trade war? These numbers say a story!
By definition, reciprocal tariffs mean imposing the same tariff rate on imports from other countries as those countries impose on US exports
BUSINESS
Karnataka Governor's rejection of MFI Ordinance a timely wake-up call for government
An excessive punitive approach not only risks stifling the microfinance sector but also threatens to undermine the very credit ecosystem that sustains the state's most vulnerable populations
BUSINESS
Banking Central | Will rate and tax cuts deliver the promised consumption boost?
A 25 bps rate cut alone is unlikely to significantly reduce EMIs—translating to mere hundreds of rupees in savings for most borrowers.
BUSINESS
Quick Take: Sanjay Malhotra’s first rate cut marks an important policy shift for RBI
A faltering growth scenario required monetary policy support. Inflation, the old nemesis of rate cuts, is no longer breathing fire. The RBI used this window to change tracks
BUSINESS
SBI Q3 numbers tick all the right boxes, but challenges persist
SBI’s asset quality, while stable, hints at lingering fragility within sectors like microfinance
BUSINESS
Moneycontrol Pro Panorama | Asian Paints fades on urban demand, Mint Road holds the palette
The rather disappointing earnings from Asian Paints Ltd., India’s largest paints player, is yet another indicator of a widening dichotomy between the rural and urban demand. While there is a pickup in rural demand, urban demand scenario remains sluggish.
BUSINESS
Chart of the Day | Easing price trends set stage for a Friday rate cut
Food inflation, the villain in India’s inflation story, has finally begun to ease, although it is too early to say whether the decline is deceptive.
BUDGET
Banking Central | Banks may benefit from FM Nirmala Sitharaman’s Budget credit push
Some measures announced in the Budget 2025 such as support for MSMEs and agriculture may help banks improve credit and deposit growth but these are high-risk segments
BUDGET
Big reforms missing in Budget, but banks could benefit from FM’s consumption boost
If the consumption boost translates into higher credit and deposit growth, the sector might still find reasons to cheer.
BUSINESS
Reforms in Insolvency Code: Why FM must take cues from Economic Survey
More courts, more benches, and better infrastructure were promised, but execution has been sluggish. Without immediate investment in strengthening the NCLT’s capacity, the backlog will only worsen, defeating the very purpose of the IBC
BUSINESS
Moneycontrol Pro Panorama | We expect too much from the Union Budget
In Moneycontrol's Pro Panorama Jan 29 edition: We have had innumerable plans and blueprints. What we need to do is focus on execution
BUSINESS
Karnataka’s proposed MFI Bill can turn out be a double-edged sword for the industry
The proposed bill is intended to address the increasing complaints of harassment by lenders, especially in rural areas, where farmers and marginalized communities have become vulnerable to exploitative lending practices.
BUSINESS
Budget Snapshot | Agri credit target to cross Rs 28 lakh crore in this Budget, what’s in it for banks?
Banks are increasing fund flows to the agriculture sector because it’s an obligation under the rules. Under the priority sector lending (PSL) norms, banks are mandated to lend 18 percent of the adjusted net bank credit to agriculture
BUSINESS
Banking Central| What do the latest bank results tell us about industry trends
The banking sector's December quarter results, so far, reflect an underlying pressure. Banks face the twin challenge of managing the slowdown in credit growth and as keeping deposits healthy
BUSINESS
Moneycontrol Pro Panorama | Is the American dream souring for Indians?
For the Jan 22 edition of Moneycontrol Pro Panorama: The U.S. still holds immense potential, but its once-unquestionable allure is now being viewed through a more pragmatic lens.
BUSINESS
Budget Snapshot | No pressing need to capitalise PSBs in this Budget
The RBI rules require banks to maintain a minimum Capital to Risk-Weighted Assets Ratio (CRAR) of 11.50%. This requirement applies to credit risk, market risk, and operational risk. As the chart shows, most PSBs have a CRAR of 16% and above
BUSINESS
Banking Central| Slower loan growth, rising stress: What do bank earnings tell us about state of economy?
Banks may see slower credit growth and face pressure on interest margins.
BUSINESS
RBI’s aggressive forex interventions have countered volatility, but at what cost?
Foreign exchange interventions, both spot and forward, effectively counter capital flows volatility, with symmetric effects of purchases and sales, says article by RBI researchers
BUSINESS
Moneycontrol Pro Panorama | Rupee’s tantrums throw fresh challenges to MPC
In Moneycontrol Pro Panorama Jan 15 edition: India must boost private investment in roads, decoding indicators to understand market sentiment, government likely to present roadmap on bank privatisation, tackling agriculture productivity challenges, and more
