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Dinesh Unnikrishnan

Editor-Banking & Finance

Moneycontrol

Editor-Banking & Finance at Moneycontrol. Dinesh heads the Banking and Finance Bureau at Moneycontrol. He also writes a weekly column, Banking Central, every Monday.

Banking Central| Five ways Indian banks can tackle rising frauds

BUSINESS

Banking Central| Five ways Indian banks can tackle rising frauds

The surge in H1 FY25 reflects a worrying trend: digital frauds, fuelled by social engineering and mule accounts, are outpacing banks’ defences.

Moneycontrol Pro Panorama | Trump’s remittance tax googly can hurt NRIs badly

BUSINESS

Moneycontrol Pro Panorama | Trump’s remittance tax googly can hurt NRIs badly

In May 21 edition of Moneycontrol Pro Panorama: A new tax proposal in the US could strike at one of the country’s quiet but critical economic engines: remittances

Banking Central | Inflation at 6-year low is an opportunity for RBI to give growth another push

BUSINESS

Banking Central | Inflation at 6-year low is an opportunity for RBI to give growth another push

If not for the 11% drop in vegetable prices, inflation would hover closer to 4.1%. The RBI will have this in mind when it meets in early June

Moneycontrol Pro Panorama | Has Trump’s taking credit for the India-Pak ceasefire alienated India?

BUSINESS

Moneycontrol Pro Panorama | Has Trump’s taking credit for the India-Pak ceasefire alienated India?

There are areas where India strictly doesn’t want foreigners—no matter how close they are—to interfere. It has been the country’s policy since independence

Banking Central| Will April inflation data give the go-ahead to June rate cut?

BUSINESS

Banking Central| Will April inflation data give the go-ahead to June rate cut?

Retail inflation in April is expected to have fallen to a six-year low of 3.27 in April, which will give the RBI the space to push for growth amid challenging domestic and international situations

Moneycontrol Pro Panorama | India Strikes Back: What Operation Sindoor means for markets, trade, and tensions

BUSINESS

Moneycontrol Pro Panorama | India Strikes Back: What Operation Sindoor means for markets, trade, and tensions

India is at a crucial juncture in many aspects. Ongoing geopolitical developments and trade deals can change the course for investors too

Banking Central | How critical is RBI group's proposal to extend trade timings?

BUSINESS

Banking Central | How critical is RBI group's proposal to extend trade timings?

Extended trading hours and synchronised settlements aim to boost liquidity and global alignment

Moneycontrol Pro Panorama | Economic lessons from past India-Pakistan conflicts

BUSINESS

Moneycontrol Pro Panorama | Economic lessons from past India-Pakistan conflicts

For Moneycontrol Pro Panorama April 30 edition: History offers stark lessons from past India-Pakistan clashes

Moneycontrol Pro Panorama| Why Bharat is Bullish

BUSINESS

Moneycontrol Pro Panorama| Why Bharat is Bullish

The trajectory is clear: rural India is finding its footing. But challenges persist

Banking Central | What does the latest inflation number mean for rate watchers?

BUSINESS

Banking Central | What does the latest inflation number mean for rate watchers?

With retail inflation comfortably below target, the focus decisively shifts to boosting growth

Moneycontrol Pro Panorama | March inflation falls. More rate cuts? 

BUSINESS

Moneycontrol Pro Panorama | March inflation falls. More rate cuts? 

With retail inflation well below target, it's time to support growth

Banking Central: Deposit rates slashed — savers hit as banks move in to protect margins

BUSINESS

Banking Central: Deposit rates slashed — savers hit as banks move in to protect margins

This is not just about banks 'adjusting' to RBI’s recent 25 basis point repo rate cut, it’s a desperate bid to protect their thinning margins

Moneycontrol Pro Panorama | RBI moves to shield India as Trump’s trade blitz shakes global markets

BUSINESS

Moneycontrol Pro Panorama | RBI moves to shield India as Trump’s trade blitz shakes global markets

Amid a global trade war, the RBI has signalled a decisive shift in its policy approach to support growth

Banking Central | What worked, what didn’t for investors in FY25 and what it means for FY26

BUSINESS

Banking Central | What worked, what didn’t for investors in FY25 and what it means for FY26

Investors who spread their capital across diverse instruments were the ones who weathered the storm. As Trump tariffs tear apart global order and markets, FY25 may have some lessons to offer

Moneycontrol Pro Panorama | Indian Manufacturing PMI surges amid tariff fears—What is the signal to MPC?

BUSINESS

Moneycontrol Pro Panorama | Indian Manufacturing PMI surges amid tariff fears—What is the signal to MPC?

In April 2 edition of Moneycontrol Pro Panorama: It is too early to conclude that all is well in the Indian economy, and the MPC may have to continue lending a helping hand.

Banking Central | Why another RBI rate cut is inevitable on April 9

BUSINESS

Banking Central | Why another RBI rate cut is inevitable on April 9

The time for half-measures is over, and the RBI must decisively embrace a dovish stance and cut rates further, not only to alleviate the credit crunch but to send a strong signal that growth is the new priority.

Moneycontrol Pro Panorama | Karnataka’s rural debt crisis: A brewing storm

BUSINESS

Moneycontrol Pro Panorama | Karnataka’s rural debt crisis: A brewing storm

In today’s edition of Pro Panorama: A stock with a lasting imprint, leaders of market rally, NBFC warning signs, priority sector lending and much more

Banking Central | Bond market is caught in uncertainties

BUSINESS

Banking Central | Bond market is caught in uncertainties

On the one hand, inflation has softened, with CPI falling to 4.31% in January — a positive for bonds. On the other, global uncertainties and the RBI’s cautious policy stance are keeping traders from making bold bets on lower yields

Banking Central | Who is right on bank staff vacancies — the government or unions?

BANKING

Banking Central | Who is right on bank staff vacancies — the government or unions?

The government say PSBs employees have increased from 6.18 lakh in 2011 to 7.58 lakh, as of January 2025. Employee unions, however, say staff numbers are down and workload has zoomed

Moneycontrol Pro Panorama | The Dollar index is tumbling—Is the Greenback losing its safe haven status?

BUSINESS

Moneycontrol Pro Panorama | The Dollar index is tumbling—Is the Greenback losing its safe haven status?

In this edition of Moneycontrol Pro Panorama: Fund flows to emerging markets (EMs) are closely tied to the strength of the US dollar—a stronger dollar typically leads to capital outflows from EMs, tightening financial conditions. However, concerns about China being forced to devalue the yuan appear overblown

Banking Central |How far could the RBI go on the liquidity mission?

BUSINESS

Banking Central |How far could the RBI go on the liquidity mission?

A fresh surge in liquidity could stoke inflationary pressures, undoing the RBI’s hard-won price stability

Moneycontrol Pro Panorama | Have Indian markets bottomed out?

BUSINESS

Moneycontrol Pro Panorama | Have Indian markets bottomed out?

For Moneycontrol Pro Panorama March 7 edition: In this environment, the stance of retail investors could serve as the real litmus test for market stability. If retail sentiment shifts from exuberance to caution, it might signal that the market has not yet found its floor

Banking Central | Third quarter GDP numbers make a strong case for continued policy support

BUSINESS

Banking Central | Third quarter GDP numbers make a strong case for continued policy support

Growth has recovered but remains below desired levels. For the momentum to hold, more monetary easing and fiscal support is needed amid mounting global trade uncertainties

Moneycontrol Pro Panorama| Sanjay Malhotra’s tough liquidity test

BUSINESS

Moneycontrol Pro Panorama| Sanjay Malhotra’s tough liquidity test

In February 24 edition of Moneycontrol Pro Panorama: The fundamental dilemma facing Malhotra is simple: inject too much liquidity, and inflation could spiral; inject too little, and the banking system chokes

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