Moneycontrol PRO
HomeAuthorDinesh unnikrishnan News

Dinesh Unnikrishnan

Editor-Banking & Finance

Moneycontrol

Editor-Banking & Finance at Moneycontrol. Dinesh heads the Banking and Finance Bureau at Moneycontrol. He also writes a weekly column, Banking Central, every Monday.

Banking Central | Indian Banks’ mis-selling mess: Act now or pay later

BUSINESS

Banking Central | Indian Banks’ mis-selling mess: Act now or pay later

The banking sector must clean up its act on mis-selling financial products, the RBI has cautioned

Moneycontrol Pro Panorama | Powell’s tough talk should ring a bell for the MPC

BUSINESS

Moneycontrol Pro Panorama | Powell’s tough talk should ring a bell for the MPC

Moneycontrol Pro Panorama June 25 edition: Fed Chair’s focus on tariff-driven inflation pressures will nudge RBI to be more cautious, with implications for rupee, bonds, and equities

Banking Central| RBI relief on project finance loans is a good step

BUSINESS

Banking Central| RBI relief on project finance loans is a good step

RBI’s new project finance rules ease banking fears but demand sharper discipline.

Moneycontrol Pro Panorama | A sigh of relief for banks

BUSINESS

Moneycontrol Pro Panorama | A sigh of relief for banks

Moneycontrol Pro Panorama June 20 edition: RBI’s final project finance guidelines strike a balanced chord

Banking Central| Inflation’s down but don’t pop the champagne yet

BUSINESS

Banking Central| Inflation’s down but don’t pop the champagne yet

India's inflation dips to a 75-month low but can the RBI keep the pressure cooker from boiling over?

Moneycontrol Pro Panorama | The AI Conundrum: Job losses, efficiency gains, and India’s tightrope walk

BUSINESS

Moneycontrol Pro Panorama | The AI Conundrum: Job losses, efficiency gains, and India’s tightrope walk

For Moneycontrol Pro Panorama June 11 edition: AI is reshaping India’s job market, wiping out white-collar roles while boosting efficienc

Banking Central| The RBI’s rate cut bonanza: What next for banks?

BUSINESS

Banking Central| The RBI’s rate cut bonanza: What next for banks?

The RBI’s bold rate and CRR cuts unleash a growth bonanza but can banks turn liquidity into profitable credit? Structural hurdles loom large

Moneycontrol Pro Panorama | What’s in store for the Indian economy in H2 2025?

BUSINESS

Moneycontrol Pro Panorama | What’s in store for the Indian economy in H2 2025?

For Moneycontrol Pro Panorama's June 5 edition: India’s economic strength lies in its domestic focus. That’s where all the attention will be.

Banking Central | What does Kotak Mahindra Bank’s leadership transition signal to investors?

BUSINESS

Banking Central | What does Kotak Mahindra Bank’s leadership transition signal to investors?

Ekambaram, after three decades at the bank, will step down this year. Paritosh Kashyap will assume a new role in the bank.

Moneycontrol Pro Panorama | US student visa crackdown: American Dream gone sour?

BUSINESS

Moneycontrol Pro Panorama | US student visa crackdown: American Dream gone sour?

For Moneycontrol Pro Panorama's May 28 edition: The US is a country that built its riches with the hard work of its immigrant workers. America’s heavy-handed policies risk alienating the same workers

Banking Central| Five ways Indian banks can tackle rising frauds

BUSINESS

Banking Central| Five ways Indian banks can tackle rising frauds

The surge in H1 FY25 reflects a worrying trend: digital frauds, fuelled by social engineering and mule accounts, are outpacing banks’ defences.

Moneycontrol Pro Panorama | Trump’s remittance tax googly can hurt NRIs badly

BUSINESS

Moneycontrol Pro Panorama | Trump’s remittance tax googly can hurt NRIs badly

In May 21 edition of Moneycontrol Pro Panorama: A new tax proposal in the US could strike at one of the country’s quiet but critical economic engines: remittances

Banking Central | Inflation at 6-year low is an opportunity for RBI to give growth another push

BUSINESS

Banking Central | Inflation at 6-year low is an opportunity for RBI to give growth another push

If not for the 11% drop in vegetable prices, inflation would hover closer to 4.1%. The RBI will have this in mind when it meets in early June

Moneycontrol Pro Panorama | Has Trump’s taking credit for the India-Pak ceasefire alienated India?

BUSINESS

Moneycontrol Pro Panorama | Has Trump’s taking credit for the India-Pak ceasefire alienated India?

There are areas where India strictly doesn’t want foreigners—no matter how close they are—to interfere. It has been the country’s policy since independence

Banking Central| Will April inflation data give the go-ahead to June rate cut?

BUSINESS

Banking Central| Will April inflation data give the go-ahead to June rate cut?

Retail inflation in April is expected to have fallen to a six-year low of 3.27 in April, which will give the RBI the space to push for growth amid challenging domestic and international situations

Moneycontrol Pro Panorama | India Strikes Back: What Operation Sindoor means for markets, trade, and tensions

BUSINESS

Moneycontrol Pro Panorama | India Strikes Back: What Operation Sindoor means for markets, trade, and tensions

India is at a crucial juncture in many aspects. Ongoing geopolitical developments and trade deals can change the course for investors too

Banking Central | How critical is RBI group's proposal to extend trade timings?

BUSINESS

Banking Central | How critical is RBI group's proposal to extend trade timings?

Extended trading hours and synchronised settlements aim to boost liquidity and global alignment

Moneycontrol Pro Panorama | Economic lessons from past India-Pakistan conflicts

BUSINESS

Moneycontrol Pro Panorama | Economic lessons from past India-Pakistan conflicts

For Moneycontrol Pro Panorama April 30 edition: History offers stark lessons from past India-Pakistan clashes

Moneycontrol Pro Panorama| Why Bharat is Bullish

BUSINESS

Moneycontrol Pro Panorama| Why Bharat is Bullish

The trajectory is clear: rural India is finding its footing. But challenges persist

Banking Central | What does the latest inflation number mean for rate watchers?

BUSINESS

Banking Central | What does the latest inflation number mean for rate watchers?

With retail inflation comfortably below target, the focus decisively shifts to boosting growth

Moneycontrol Pro Panorama | March inflation falls. More rate cuts? 

BUSINESS

Moneycontrol Pro Panorama | March inflation falls. More rate cuts? 

With retail inflation well below target, it's time to support growth

Banking Central: Deposit rates slashed — savers hit as banks move in to protect margins

BUSINESS

Banking Central: Deposit rates slashed — savers hit as banks move in to protect margins

This is not just about banks 'adjusting' to RBI’s recent 25 basis point repo rate cut, it’s a desperate bid to protect their thinning margins

Moneycontrol Pro Panorama | RBI moves to shield India as Trump’s trade blitz shakes global markets

BUSINESS

Moneycontrol Pro Panorama | RBI moves to shield India as Trump’s trade blitz shakes global markets

Amid a global trade war, the RBI has signalled a decisive shift in its policy approach to support growth

Banking Central | What worked, what didn’t for investors in FY25 and what it means for FY26

BUSINESS

Banking Central | What worked, what didn’t for investors in FY25 and what it means for FY26

Investors who spread their capital across diverse instruments were the ones who weathered the storm. As Trump tariffs tear apart global order and markets, FY25 may have some lessons to offer

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347