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Dinesh Unnikrishnan

Editor-Banking & Finance

Moneycontrol

Editor-Banking & Finance at Moneycontrol. Dinesh heads the Banking and Finance Bureau at Moneycontrol. He also writes a weekly column, Banking Central, every Monday.

Moneycontrol Pro Panorama | Trump’s war on multilateralism is a mistake

BUSINESS

Moneycontrol Pro Panorama | Trump’s war on multilateralism is a mistake

In Moneycontrol Pro Panorama September 24 edition: By mocking climate change and rubbishing institutions like the UN, Trump is dismantling the very system that keeps global order intact

Banking Central | Be watchful in good times to avert bad ones

BUSINESS

Banking Central | Be watchful in good times to avert bad ones

Most of the past crises erupted not during downturns but amid seeming prosperity, often due to governance lapses, evergreening of loans and regulatory blind spots. Complacency can lead to another Yes Bank or PMC debacle

Moneycontrol Pro Panorama | Is gold’s current run speculative?

BUSINESS

Moneycontrol Pro Panorama | Is gold’s current run speculative?

For Moneycontrol Pro Panorama September 17 edition: Indian investors must weigh the line between protection and froth amid gold rush

Banking Central | Why investors must not ignore RBI’s warnings on crypto

BUSINESS

Banking Central | Why investors must not ignore RBI’s warnings on crypto

The RBI has been warning for years, flagging the role of cryptocurrency in laundering, terror finance and tax evasion

Moneycontrol Pro Panorama | Why Nepal is in flux? A key answer lies in its growing economic woes

BUSINESS

Moneycontrol Pro Panorama | Why Nepal is in flux? A key answer lies in its growing economic woes

In September 10 edition of Moneycontrol Pro Panorama: Youth rebellion fuelled by unemployment, corruption, and stagnation highlights missed opportunities amid a fragile economy

Banking Central | Mint Road is upgrading its tech, that is a good change

BUSINESS

Banking Central | Mint Road is upgrading its tech, that is a good change

From data empowerment to digital platforms, the central bank is not just regulating but demonstrating how technology must shape the future of Indian finance

Moneycontrol Pro Panorama | Private capex surge signals India’s next growth push

BUSINESS

Moneycontrol Pro Panorama | Private capex surge signals India’s next growth push

In September 3 edition of Moneycontrol Pro Panorama: RBI’s projection of a 21.5% rise in private capital spending underscores confidence in the economy

Banking Central | Lessons from Chinese meltdown for Indian banks

BUSINESS

Banking Central | Lessons from Chinese meltdown for Indian banks

India's banking landscape, while distinct, shares some parallels with China's, especially in exposure to credit cycles and non-performing assets.

Banking Central | What does New India Coop Bank's case tell us about state of industry

BUSINESS

Banking Central | What does New India Coop Bank's case tell us about state of industry

The latest misappropriation scandal is a reminder that India’s cooperative banks remain captive to weak governance and political patronage. The cracks run deep.

Moneycontrol Pro Panorama| Can China be India’s trump card against Trump trade war?

BUSINESS

Moneycontrol Pro Panorama| Can China be India’s trump card against Trump trade war?

For Moneycontrol Pro Panorama August 20 edition: China talks aligns with India's push to diversify supply chains amidst a tough trade war with the US

Banking Central | RBI's AI ambition: Innovation yes, but not at the cost of chaos

BUSINESS

Banking Central | RBI's AI ambition: Innovation yes, but not at the cost of chaos

The RBI must address the unions' stark warnings or it risks amplifying inequalities and eroding public trust

Moneycontrol Pro Panorama| Dear central banker, give some love for growth now!

BUSINESS

Moneycontrol Pro Panorama| Dear central banker, give some love for growth now!

In August 13 edition of Moneycontrol Pro Panorama: As CPI figures signal a dovish turn for central banks, markets eye opportunities amid sticky services and base effects

Banking Central| ICICI Bank’s Rs 50,000 MAB move: A bold bet or a blunder? Let the market decide

BUSINESS

Banking Central| ICICI Bank’s Rs 50,000 MAB move: A bold bet or a blunder? Let the market decide

ICICI Bank’s steep minimum balance hike has sparked outrage but it’s the bank's call. Customers have options.

Moneycontrol Pro Panorama| RBI pauses, but with good reason

BUSINESS

Moneycontrol Pro Panorama| RBI pauses, but with good reason

Sanjay Malhotra’s steady hand signals RBI’s intent to assess past rate actions before moving forward

Banking Central| RBI’s MPC meet: Time to nudge growth, again?

BUSINESS

Banking Central| RBI’s MPC meet: Time to nudge growth, again?

Sluggish bank lending and tight liquidity signal the need for a growth-friendly pivot

Moneycontrol Pro Panorama | All eyes on the Fed

BUSINESS

Moneycontrol Pro Panorama | All eyes on the Fed

In Moneycontrol Pro Panorama July 30 edition: As the US Federal Reserve gears up for its July 2025 meeting, India’s markets and policymakers are on edge

Banking Central | How to tackle rising frauds in India's banking sector

BUSINESS

Banking Central | How to tackle rising frauds in India's banking sector

With frauds soaring to Rs 36,014 crore in 2024-25, the RBI’s latest data paints a grim picture of systemic cracks. Time for tougher oversight and accountability.

Moneycontrol Pro Panorama | Playing safe in a stormy season

BUSINESS

Moneycontrol Pro Panorama | Playing safe in a stormy season

For Moneycontrol's Pro Panorama July 23 edition: Prudence over ambition keeps India’s private banks steady in uncertain weather

Banking Central | RBI sounds the climate alarm. Are the banks listening?

BUSINESS

Banking Central | RBI sounds the climate alarm. Are the banks listening?

The RBI’s Financial Stability Report flags climate shocks as a growing threat to financial stability and urges banks to be ready for physical and transition risks that could disrupt the system. The industry must take note

Moneycontrol Pro Panorama | Crypto craze hits India’s rich

BUSINESS

Moneycontrol Pro Panorama | Crypto craze hits India’s rich

For Moneycontrol's Pro Panorama July 16 edition: With stocks and gold losing their charm, India’s wealthy are jumping into cryptocurrencies, driven by Bitcoin’s record rally and big moves in US regulations

Banking Central | RBI data has a lot to cheer about on banks’ asset quality but there’s a warning too

BUSINESS

Banking Central | RBI data has a lot to cheer about on banks’ asset quality but there’s a warning too

Gross NPAs at a multi-decadal low of 2.3% but stress tests signal risks of a rise to 5.3% or above by 2027 if the economy falters

Moneycontrol Pro Panorama | Trump’s latest tariff tantrum raises risk quotient

BUSINESS

Moneycontrol Pro Panorama | Trump’s latest tariff tantrum raises risk quotient

In Moneycontrol's Pro Panorama July 9 edition: This isn’t just about trade; it’s also about sustaining India’s economic resilience and strategic positioning

Banking Central | Home Loans: Will lower rates spark a credit boom?

BUSINESS

Banking Central | Home Loans: Will lower rates spark a credit boom?

The link between lower rates and credit growth isn’t always straightforward. While cheaper loans are enticing, several factors could temper their impact. For one, consumer sentiment remains cautious.

Moneycontrol Pro Panorama | Mixed signals on economy

BUSINESS

Moneycontrol Pro Panorama | Mixed signals on economy

For Moneycontrol Pro Panorama July 2 edition: Strong PMI signals robust factory output, but weak IIP growth and fragile demand keep the central bank on edge

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