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Dinesh Unnikrishnan

Editor-Banking & Finance

Moneycontrol

Editor-Banking & Finance at Moneycontrol. Dinesh heads the Banking and Finance Bureau at Moneycontrol. He also writes a weekly column, Banking Central, every Monday.

Banking Central | RBI's AI ambition: Innovation yes, but not at the cost of chaos

BUSINESS

Banking Central | RBI's AI ambition: Innovation yes, but not at the cost of chaos

The RBI must address the unions' stark warnings or it risks amplifying inequalities and eroding public trust

Moneycontrol Pro Panorama| Dear central banker, give some love for growth now!

BUSINESS

Moneycontrol Pro Panorama| Dear central banker, give some love for growth now!

In August 13 edition of Moneycontrol Pro Panorama: As CPI figures signal a dovish turn for central banks, markets eye opportunities amid sticky services and base effects

Banking Central| ICICI Bank’s Rs 50,000 MAB move: A bold bet or a blunder? Let the market decide

BUSINESS

Banking Central| ICICI Bank’s Rs 50,000 MAB move: A bold bet or a blunder? Let the market decide

ICICI Bank’s steep minimum balance hike has sparked outrage but it’s the bank's call. Customers have options.

Moneycontrol Pro Panorama| RBI pauses, but with good reason

BUSINESS

Moneycontrol Pro Panorama| RBI pauses, but with good reason

Sanjay Malhotra’s steady hand signals RBI’s intent to assess past rate actions before moving forward

Banking Central| RBI’s MPC meet: Time to nudge growth, again?

BUSINESS

Banking Central| RBI’s MPC meet: Time to nudge growth, again?

Sluggish bank lending and tight liquidity signal the need for a growth-friendly pivot

Moneycontrol Pro Panorama | All eyes on the Fed

BUSINESS

Moneycontrol Pro Panorama | All eyes on the Fed

In Moneycontrol Pro Panorama July 30 edition: As the US Federal Reserve gears up for its July 2025 meeting, India’s markets and policymakers are on edge

Banking Central | How to tackle rising frauds in India's banking sector

BUSINESS

Banking Central | How to tackle rising frauds in India's banking sector

With frauds soaring to Rs 36,014 crore in 2024-25, the RBI’s latest data paints a grim picture of systemic cracks. Time for tougher oversight and accountability.

Moneycontrol Pro Panorama | Playing safe in a stormy season

BUSINESS

Moneycontrol Pro Panorama | Playing safe in a stormy season

For Moneycontrol's Pro Panorama July 23 edition: Prudence over ambition keeps India’s private banks steady in uncertain weather

Banking Central | RBI sounds the climate alarm. Are the banks listening?

BUSINESS

Banking Central | RBI sounds the climate alarm. Are the banks listening?

The RBI’s Financial Stability Report flags climate shocks as a growing threat to financial stability and urges banks to be ready for physical and transition risks that could disrupt the system. The industry must take note

Moneycontrol Pro Panorama | Crypto craze hits India’s rich

BUSINESS

Moneycontrol Pro Panorama | Crypto craze hits India’s rich

For Moneycontrol's Pro Panorama July 16 edition: With stocks and gold losing their charm, India’s wealthy are jumping into cryptocurrencies, driven by Bitcoin’s record rally and big moves in US regulations

Banking Central | RBI data has a lot to cheer about on banks’ asset quality but there’s a warning too

BUSINESS

Banking Central | RBI data has a lot to cheer about on banks’ asset quality but there’s a warning too

Gross NPAs at a multi-decadal low of 2.3% but stress tests signal risks of a rise to 5.3% or above by 2027 if the economy falters

Moneycontrol Pro Panorama | Trump’s latest tariff tantrum raises risk quotient

BUSINESS

Moneycontrol Pro Panorama | Trump’s latest tariff tantrum raises risk quotient

In Moneycontrol's Pro Panorama July 9 edition: This isn’t just about trade; it’s also about sustaining India’s economic resilience and strategic positioning

Banking Central | Home Loans: Will lower rates spark a credit boom?

BUSINESS

Banking Central | Home Loans: Will lower rates spark a credit boom?

The link between lower rates and credit growth isn’t always straightforward. While cheaper loans are enticing, several factors could temper their impact. For one, consumer sentiment remains cautious.

Moneycontrol Pro Panorama | Mixed signals on economy

BUSINESS

Moneycontrol Pro Panorama | Mixed signals on economy

For Moneycontrol Pro Panorama July 2 edition: Strong PMI signals robust factory output, but weak IIP growth and fragile demand keep the central bank on edge

Banking Central | Indian Banks’ mis-selling mess: Act now or pay later

BUSINESS

Banking Central | Indian Banks’ mis-selling mess: Act now or pay later

The banking sector must clean up its act on mis-selling financial products, the RBI has cautioned

Moneycontrol Pro Panorama | Powell’s tough talk should ring a bell for the MPC

BUSINESS

Moneycontrol Pro Panorama | Powell’s tough talk should ring a bell for the MPC

Moneycontrol Pro Panorama June 25 edition: Fed Chair’s focus on tariff-driven inflation pressures will nudge RBI to be more cautious, with implications for rupee, bonds, and equities

Banking Central| RBI relief on project finance loans is a good step

BUSINESS

Banking Central| RBI relief on project finance loans is a good step

RBI’s new project finance rules ease banking fears but demand sharper discipline.

Moneycontrol Pro Panorama | A sigh of relief for banks

BUSINESS

Moneycontrol Pro Panorama | A sigh of relief for banks

Moneycontrol Pro Panorama June 20 edition: RBI’s final project finance guidelines strike a balanced chord

Banking Central| Inflation’s down but don’t pop the champagne yet

BUSINESS

Banking Central| Inflation’s down but don’t pop the champagne yet

India's inflation dips to a 75-month low but can the RBI keep the pressure cooker from boiling over?

Moneycontrol Pro Panorama | The AI Conundrum: Job losses, efficiency gains, and India’s tightrope walk

BUSINESS

Moneycontrol Pro Panorama | The AI Conundrum: Job losses, efficiency gains, and India’s tightrope walk

For Moneycontrol Pro Panorama June 11 edition: AI is reshaping India’s job market, wiping out white-collar roles while boosting efficienc

Banking Central| The RBI’s rate cut bonanza: What next for banks?

BUSINESS

Banking Central| The RBI’s rate cut bonanza: What next for banks?

The RBI’s bold rate and CRR cuts unleash a growth bonanza but can banks turn liquidity into profitable credit? Structural hurdles loom large

Moneycontrol Pro Panorama | What’s in store for the Indian economy in H2 2025?

BUSINESS

Moneycontrol Pro Panorama | What’s in store for the Indian economy in H2 2025?

For Moneycontrol Pro Panorama's June 5 edition: India’s economic strength lies in its domestic focus. That’s where all the attention will be.

Banking Central | What does Kotak Mahindra Bank’s leadership transition signal to investors?

BUSINESS

Banking Central | What does Kotak Mahindra Bank’s leadership transition signal to investors?

Ekambaram, after three decades at the bank, will step down this year. Paritosh Kashyap will assume a new role in the bank.

Moneycontrol Pro Panorama | US student visa crackdown: American Dream gone sour?

BUSINESS

Moneycontrol Pro Panorama | US student visa crackdown: American Dream gone sour?

For Moneycontrol Pro Panorama's May 28 edition: The US is a country that built its riches with the hard work of its immigrant workers. America’s heavy-handed policies risk alienating the same workers

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