Moneycontrol PRO

Dinesh Unnikrishnan

Editor-Banking & Finance, Moneycontrol

Editor-Banking & Finance at Moneycontrol. Dinesh heads the Banking and Finance Bureau at Moneycontrol. He also writes a weekly column, Banking Central, every Monday.

Moneycontrol Pro Panorama | Rupee at 92: Paying the price of a war we didn’t start

BUSINESS

Moneycontrol Pro Panorama | Rupee at 92: Paying the price of a war we didn’t start

In this edition of Moneycontrol Pro Panorama: Rupee crash adds to woes amid worsening global environment. This will have cascading effects on the economy

Banking Central | Digital banking frauds are rising. How do we stem the tide?

BUSINESS

Banking Central | Digital banking frauds are rising. How do we stem the tide?

Everyone from senior citizens to well-educated youth are losing money. What is missing here?

Moneycontrol Pro Panorama | Asset monetisation is easy, but PSU IPOs won’t be a cakewalk

BUSINESS

Moneycontrol Pro Panorama | Asset monetisation is easy, but PSU IPOs won’t be a cakewalk

In this edition of Moneycontrol Pro Panorama: NMP 2.0 is laudable and, if followed up well, can unlock huge capital for Indian economy

Banking Central | MPC is right in holding fire for now but must prepare to move

BUSINESS

Banking Central | MPC is right in holding fire for now but must prepare to move

With inflation benign and growth firming up, the February MPC minutes show a central bank choosing patience over posturing. That caution is wise, for now

Moneycontrol Pro Panorama | Families are buying gold, and for a good reason

BUSINESS

Moneycontrol Pro Panorama | Families are buying gold, and for a good reason

In this edition of Moneycontrol Pro Panorama: From Indian Gen-Z buyers to Chinese festive shoppers and central banks, gold’s surge shows a change in investor behaviour

Banking Central | Deposit protection rules are changing. Here’s why they matter to you

BUSINESS

Banking Central | Deposit protection rules are changing. Here’s why they matter to you

A new pricing model will push banks to behave better, strengthen the safety net for every saver

Moneycontrol Pro Panorama | A quiet rewrite in the US-India trade fact sheet

BUSINESS

Moneycontrol Pro Panorama | A quiet rewrite in the US-India trade fact sheet

In today’s edition of Pro Panorama: The credit upturn, Marico’s buyout hunger, tricky textile tariffs, Eicher firing on all cylinders and more

Banking Central | RBI pause is less about inflation and more about trust in the cycle

BUSINESS

Banking Central | RBI pause is less about inflation and more about trust in the cycle

The message from the central bank is clear — the quality of growth matters as much as the pace

Moneycontrol Pro Panorama | An MPC meeting where doing nothing may be the smartest call

BUSINESS

Moneycontrol Pro Panorama | An MPC meeting where doing nothing may be the smartest call

In today’s edition of Pro Panorama: Stars aligning for MPC, Q3 heats up for NTPC, a stock with growth fizz, US deal tests market rally, rupee’s next port of call and much more

Banking Central | How Budget’s banking agenda can reshape credit, institutions and markets

BUSINESS

Banking Central | How Budget’s banking agenda can reshape credit, institutions and markets

For the banking sector, Budget 2026 is not about short-term giveaways. It lays the ground for institutional strength, greater inclusivity and the foundation of a more resilient and market-oriented financial system

Moneycontrol Pro Panorama | Have Trump’s tariff tantrums fast-tracked India’s European moment?

BUSINESS

Moneycontrol Pro Panorama | Have Trump’s tariff tantrums fast-tracked India’s European moment?

For this Moneycontrol Pro Panorama edition: America’s protectionism has unintentionally pushed the world closer. The India-EU trade deal is a case in point—but the fine print will decide whether it delivers

Moneycontrol Pro Panorama | India’s EU moment: Why the ‘mother of all deals’ is less about tariffs and more about leverage

BUSINESS

Moneycontrol Pro Panorama | India’s EU moment: Why the ‘mother of all deals’ is less about tariffs and more about leverage

In this Moneycontrol Pro Panorama edition: After 18 years of on-and-off negotiations, the India–EU free trade agreement is landing in a far harsher world. For India, this is not a victory lap. It is a test of intent.

Banking Central | Has bank recapitalisation run its course?

BUSINESS

Banking Central | Has bank recapitalisation run its course?

After a decade of state support, Budget 2026 must decide whether PSBs still need the taxpayer’s shoulder

Moneycontrol Pro Panorama | What the World Bank’s upgrade really means for India

BUSINESS

Moneycontrol Pro Panorama | What the World Bank’s upgrade really means for India

In this Moneycontrol Pro Panorama edition: A sturdier global economy buys India time, not complacency.

Banking Central | Why small savings rates are holding back India’s banks

BUSINESS

Banking Central | Why small savings rates are holding back India’s banks

Indian banks have moved past the era of stress. Their main challenge today isn’t lending—it’s mobilising deposits in a system distorted by small savings schemes.

Moneycontrol Pro Panorama | What does Trump’s wordplay mean for India?

BUSINESS

Moneycontrol Pro Panorama | What does Trump’s wordplay mean for India?

For Moneycontrol Pro Panorama edition: Washington’s tariff threat over Russian oil is less about geopolitics and more about leverage

Banking Central | Why the real rate war is on liability side of bank balance sheets

BUSINESS

Banking Central | Why the real rate war is on liability side of bank balance sheets

Even after RBI cut the repo rate by a cumulative 125 basis points since February last year, banks have found it difficult to mobilise deposits at a speed that matches credit demand

Moneycontrol Pro Panorama | Steel Walls Return: India’s safeguard duty is about time, not China

BUSINESS

Moneycontrol Pro Panorama | Steel Walls Return: India’s safeguard duty is about time, not China

In this December 31 edition of Moneycontrol Pro Panorama: The three-year levy on steel imports signals Delhi’s unease with a flood of cheap metal, but protection is only a pause button, not a cure.

Banking Central | How will payments reshape in the new year?

BUSINESS

Banking Central | How will payments reshape in the new year?

The age of cashless convenience is over. The coming year will test who really owns India’s payment rails.

Moneycontrol Pro Panorama | America rewrites the H-1B rulebook. Indians will feel it first

BUSINESS

Moneycontrol Pro Panorama | America rewrites the H-1B rulebook. Indians will feel it first

For Moneycontrol's Pro Panorama December 24 edition: A wage-weighted H-1B lottery could reshape the American job pipeline that Indian tech talent has relied on for decades

Banking Central | Will 2026 be a happy new year for India's crypto investor?

BUSINESS

Banking Central | Will 2026 be a happy new year for India's crypto investor?

Despite regulatory scepticism, crypto still wants India and Indians want crypto. 2026 will test how this relationship shapes

Moneycontrol Pro Panorama | Falling rupee, a new normal?

BUSINESS

Moneycontrol Pro Panorama | Falling rupee, a new normal?

For Moneycontrol's Pro Panorama December 17 edition: The currency’s fall is less about panic and more about how India is absorbing global capital shocks

Banking Central | 2025: The year that wasn’t for Indian banking

BUSINESS

Banking Central | 2025: The year that wasn’t for Indian banking

The year 2025 was to be the year of fireworks for Indian banking but it is winding up on a staid note with several unresolved issues carried into the new year

Moneycontrol Pro Panorama | IndiGo’s turbulence is a wake-up call for India’s aviation industry

BUSINESS

Moneycontrol Pro Panorama | IndiGo’s turbulence is a wake-up call for India’s aviation industry

In Moneycontrol's Pro Panorama December 10 edition: A week of chaos, thousands of cancellations and a firm government nudge—IndiGo’s crisis shows how fragile airline operations can be when systems fail

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