BUSINESS
Will ULIP debt funds offer better return if RBI cuts key interest rates?
Debt mutual funds are not the only instruments of investment to benefit from RBI’s key interest rate cut. ULIPs also offer debt funds. If you restrict your annual premium to Rs 2.5 lakh, your maturity proceeds will be tax-free. However, financial planners warn against mixing investments with buying insurance policies
BUSINESS
4 sectors that PMS managers are betting big on, investing 50% of funds
Financial services, capital goods, healthcare and auto consist of 50 per cent of the assets managed by PMS as of August 31, data shows.
BUSINESS
Winning the mid-cap race: How fund managers made their moves
The five graphs explain the trends in the mid-cap space how mutual fund managers allocated investments to and benefited from those potential multibaggers.
BUSINESS
3 quality mid-cap stocks that more than 200 MF schemes are keen to hold. Do you own any?
Persistent Systems, Cummins India and Lupin were the top three mid-cap stocks among the mutual fund portfolios in terms of the market value of the holdings. As of August, they were held by 205, 253 and 215 mutual fund schemes, respectively, data shows.
BUSINESS
NPS debt funds shine over long run beating MF counterparts comfortably
Scheme-C and Scheme-G, two debt-oriented asset classes have delivered comparatively better returns while taking less risk. This has made them an attractive choice for investors with a low risk profile
BUSINESS
How to choose the right annuity plan in NPS?
Compulsory annuitisation under NPS is an essential requirement for novice senior citizens. Before buying the annuity, a NPS subscriber has to assess his future financial needs, available annuity and payout options and also review the terms and conditions of the annuity contract, experts say.
BUSINESS
How ‘bucket strategy’ can ensure regular income after retirement, while protecting nest egg
Bucket strategy can help generate meaningful cashflows to meet the regular commitments and contingencies without exhausting the corpus earlier than planned, according to financial advisers.
BUSINESS
MC30 Fund pick: This debt fund will help you benefit from likely interest rate cuts
Sundaram Corporate Bond Fund is a moderate duration debt fund that invests only in AAA rated papers. With an average maturity of six years, it’s set to capitalise when rates start to fall.
BUSINESS
Low-risk, high-returns: Is it time to tap into corporate NCDs in the secondary market?
Corporate NCDs are relatively risky compared to bank FDs and government bonds. Investors can consider buying highly-rated bonds that are traded with better yields and have good liquidity.
BUSINESS
This mid-cap index shines as active funds struggle to outperform
The Nifty Midcap 150 is fast becoming a preferred index for passive funds, as actively managed mid-cap funds, despite strong individual performances, have struggled to beat their benchmark indices. The Nifty Midcap 150 index has outperformed the Nifty Smallcap 250 and the Nifty 50 in most timeframes.
BUSINESS
Computerji, lock kiya jaaye: Midcaps that quant-based mutual fund algos select
Quant-based mutual fund schemes eliminate human intervention and possible bias, as they leave stock-picking to algorithms while constructing their portfolio. These are a mix of pure-bred passive and active funds.
BUSINESS
Sovereign Gold Bonds up for early redemption on September 17: Find out how much you have earned
SGB 2016-17 Series IV and SGB 2019-20 Series IV have delivered annualised returns of 14.5 percent and 15.7 percent respectively.
BUSINESS
Should retirees invest in tax-free bonds in secondary markets?
Tax-free bonds offer a compelling option for retired investors looking for capital safety and regular income. Since these bonds are issued by public sector undertakings and financial institutions that are backed by the government of India, they are largely safe.
BUSINESS
MC30 Fund Pick: A debt mutual fund that acts as a buffer to your long-term equity portfolio
Debt schemes with short-maturity profiles, such as Axis Short Term Fund, are likely to deliver FD-beating returns over long run, thanks to the combined investment strategy of accruals and moderate duration play
BUSINESS
These small-cap stocks that MFs love generate significant revenue from exports
Export oriented stocks are likely to benefit from government policy, manufacturing of goods for export and the potential to increase employment, leveraging India’s cost benefit arbitrage in services, assisting in promoting inbound tourism and providing cost-effective world-class healthcare facilities
BUSINESS
Fortune of this new mutual fund scheme is linked to India’s exports. Should you invest?
HSBC India Export Opportunities Fund is thematic fund that will invest in companies that’ll derive at least 20 percent of their revenue from exports. According to the fund house, it has 310 stocks in its universe
BUSINESS
Participates when market is up, protects downturns: How this mutual fund has managed to swing both ways
ICICI Prudential Equity and Bond Fund invests in equity and debt investments. Aggressive hybrid funds like these can work well for the investors with a moderate risk profile.
BUSINESS
SIP winners: These active large-cap funds reward long term investors for their patience
The best way to beat market volatility is to continue your SIP, despite turbulence. These large-cap mutual fund schemes demonstrated resilience and outperformed their benchmarks in most of the timeframes
BUSINESS
12 micro-cap multibaggers that conservative retirement oriented MFs love to hold. Do you own any?
Retirement solution oriented mutual funds schemes mainly look for relatively less risky, quality stocks from large and midcap space. Despite their conservative nature, many of them prefer few holdings from micro-cap universe that could turn multibaggers over long run.
BUSINESS
How the government-run Atal Pension Yojana assures pension for the working poor: Explained
Atal Pension Yojana scores over other retirement-related investment products considering its guaranteed pension assured by the government, modest contribution by the subscriber, superior annuity model and tax benefits. It is an ideal approach for both husband and wife to enrol in APY and receive a pension as much as Rs 10,000.
BUSINESS
7 Midcap stocks that the government run pension schemes love to hold
Atal Pension Yojana is a government run pension scheme that gives assured income to the people in the unorganised sector. It invests up to 15 percent in equities. Three pension fund managers, LIC, SBI and UTI, manage the entire corpus
BUSINESS
SIPs work in debt mutual funds too. Here’s why this is the right time to invest
The US appears to be getting ready to cut interest rates and that might trigger a rate cut in India too. Wealth advisors have been recommending allocation to debt funds, despite the absence of capital gains and indexation benefits. And a systematic investment plan (SIP) is good to build your allocation
BUSINESS
Top healthcare stocks that keep mutual funds in the pink of health
Healthcare sector funds: There are 15 such theme funds in the Indian mutual fund industry. Growing at robust pace, driven by increasing instances of chronic diseases combined with increasing incomes and deepening insurance penetration have worked well for healthcare stocks.
BUSINESS
30 Sovereign Gold Bonds coming up for premature redemption: Should you surrender or hold units?
Since there is little or no scope for new SGB launches, these premature redemption windows may draw fewer tender requests. Experts advise investors to stick to their asset allocation mandate.
