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Ayush Mishra

Senior Correspondent, Moneycontrol

RBI proposes Kisan Credit Card revamp: Key changes explained

BUSINESS

RBI proposes Kisan Credit Card revamp: Key changes explained

New framework aims to simplify operations, expand coverage and align farm credit with emerging needs

RBI MPC keeps repo rate unchanged: What it means for your fixed deposit

BUSINESS

RBI MPC keeps repo rate unchanged: What it means for your fixed deposit

With FD rates likely to remain flat, investors may need to explore other fixed-income opt

RBI MPC leaves repo rate unchanged: What it means for home loan borrowers

BUSINESS

RBI MPC leaves repo rate unchanged: What it means for home loan borrowers

RBI repo rate impact on home loan interest rate: Most home loans in India have floating interest rates. With no change in the repo rate, your EMIs are unlikely to rise for now.

Buying a home? Know why mandatory RERA insurance matters

BUSINESS

Buying a home? Know why mandatory RERA insurance matters

Section 16 of the RERA Act mandates project and title insurance but recent tribunal cases show buyers often discover the lapse only after accidents, repairs or legal disputes arise

Home loan overdraft facility: Here's how you can save interest without locking away surplus cash

BUSINESS

Home loan overdraft facility: Here's how you can save interest without locking away surplus cash

Depositing surplus funds in an overdraft-linked account reduces the loan balance and helps save interest over time

Forgot to disclose foreign income? You have 6-month window to avoid black money act penalties

BUSINESS

Forgot to disclose foreign income? You have 6-month window to avoid black money act penalties

The six-month FAST-DS 2026 window is meant for Indian residents who failed to disclose foreign income or assets in earlier ITRs and wish to regularise their position before enforcement begins

Why Indian investors are increasingly buying property in Dubai

BUSINESS

Why Indian investors are increasingly buying property in Dubai

Dubai continues to draw Indian real estate investors on the back of its robust and diversified economy, tax-free investments, attractive rental yields, world-class infrastructure further add to its appeal

Sold agricultural land and bought new one in wife’s name: Know why ITAT denied capital gains exemption

BUSINESS

Sold agricultural land and bought new one in wife’s name: Know why ITAT denied capital gains exemption

To claim exemption from capital gains tax under Section 54B of the Income tax Act, 1961, the new agricultural land must be purchased in the name of the same Assessee who has sold the original land

How buyback taxation has changed post-Budget 2026. Can it lead to paying more taxes?

BUSINESS

How buyback taxation has changed post-Budget 2026. Can it lead to paying more taxes?

One of the significant tax changes in recent years has been how share buybacks are taxed in India.

How gold and silver are taxed post-Budget 2026

BUSINESS

How gold and silver are taxed post-Budget 2026

With Budget 2026 tightening the tax treatment of Sovereign Gold Bonds (SGBs), investors now need to reassess their gold strategies more carefully while selling gold

From study abroad to creator careers: what Gen Z’s money equation looks like after Budget 2026

BUSINESS

From study abroad to creator careers: what Gen Z’s money equation looks like after Budget 2026

From cheaper overseas education remittances to creator and sports careers, Budget 2026 improves cash flow and income opportunities for Gen Z

Budget 2026| Tax exemption, deduction and rebate: What they mean and how they reduce your tax

BUSINESS

Budget 2026| Tax exemption, deduction and rebate: What they mean and how they reduce your tax

Exemptions, deductions and rebates may sound similar, but they work at different stages of tax calculation and directly influence how much tax a taxpayer finally pays

Budget 2026: Taxpayers can now update their returns even after reassessment proceedings; Check additional tax to be levied

BUSINESS

Budget 2026: Taxpayers can now update their returns even after reassessment proceedings; Check additional tax to be levied

Taxpayers will be allowed to update returns even after reassessment begins by paying an extra 10% tax. The assessing officer will rely only on this revised return for further proceedings.

Budget 2026: Capital gains tax rules explained to avoid filing-time surprises

BUSINESS

Budget 2026: Capital gains tax rules explained to avoid filing-time surprises

From LTCG vs STCG to indexation and loss set-off, here’s a simple guide to how capital gains are taxed across assets

How your capital gains will be taxed after Budget 2026

BUSINESS

How your capital gains will be taxed after Budget 2026

SGBs bought from the secondary market will not qualify for capital gains exemption

Budget 2026: Standard deduction remains same for FY 27

BUSINESS

Budget 2026: Standard deduction remains same for FY 27

Standard deduction remains same for Salaried taxpayers and pensioners

Union Budget 2026: Section 80C investment limit remains same for year

BUSINESS

Union Budget 2026: Section 80C investment limit remains same for year

Section 80C is among the most widely used tax-saving provisions, covering contributions and payments such as PF deposits, life insurance premiums, ELSS, PPF, NSC children’s tuition fees and principal repayment on home loans

Budget 2026: FM announces New Tax Act to come into effect from April 1

BUSINESS

Budget 2026: FM announces New Tax Act to come into effect from April 1

Budget 2026: FM Nirmala Sitharama announced that the new Income Tax Act, notified in July 2025, will take effect from April 1, 2026

How Budget 2026 could influence silver demand

BUSINESS

How Budget 2026 could influence silver demand

One of the most direct ways the Budget could influence silver prices and demand is through import duty adjustments

Union Budget 2026: Equity investors expect relief on STT

BUSINESS

Union Budget 2026: Equity investors expect relief on STT

Any relief in Securities Transactions Tax (STT) would be a welcome step for retail investors and a positive move towards making markets more accessible

Budget 2026: Time to reboot tax breaks for long-term savings and retirement security

BUSINESS

Budget 2026: Time to reboot tax breaks for long-term savings and retirement security

With Section 80C limits frozen and inflation rising, tax professionals want Budget 2026 to separate retirement savings from short-term tax planning

Looking to book an FD? Check which banks are offering the highest rates in January

BUSINESS

Looking to book an FD? Check which banks are offering the highest rates in January

Small finance banks are offering FD rates of up to 8 percent, while private lenders top out at around 7.2 percent. PSU banks offer up to 6.7 percent, and foreign banks up to 7 percent on select tenures

Lower TDS, faster refunds: What taxpayers want in the new tax system

BUSINESS

Lower TDS, faster refunds: What taxpayers want in the new tax system

Beyond rate cuts, Budget 2026 expectations centre on administrative ease, reduced TDS burdens

What happens when you lose your bank locker key: Know the process to open it and costs involved

BUSINESS

What happens when you lose your bank locker key: Know the process to open it and costs involved

Upon loss of the key, the locker-hirer is obliged to immediately inform the bank, whereupon the bank is entitled to follow a prescribed ‘break-open’ procedure strictly in accordance with its standard operating protocol.

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