BUSINESS
In your 40s, you don’t just need an emergency fund. You need a ‘confidence fund’
Loss of job in your 40s can be devastating especially when you have financial responsibilities. Building an emergency fund, the traditional way, is not enough; the formula must be tweaked to reflect your age and lifestyle.
BUSINESS
Your child’s age is crucial when you start investing for future goals
Saving and investing for different life-stages of your child can be a challenging task. However, following some simple, but key steps, can help you.
BUSINESS
Making the golden choice when investing in gold
With so many options available these days, it’s important to consider your asset allocation before investing in gold. What goals do you hope to achieve with gold allocation? Ask yourself this question to ensure that the gold in your portfolio serves a purpose.
BUSINESS
It's a sandwiched generation! Look after your kids and parents at the same time
Providing for your child and your parent is, in a sense, striking a balance between the past and the future, but can be achieved with foresight and discipline.
BUSINESS
How to fund your child’s higher education
A separate investment portfolio will ensure that parents can clearly plan for and track the investments required to meet their goal. It will also help mitigate risk.
BUSINESS
How to protect your portfolio and goals from runaway inflation
Outpacing inflation is about positioning your portfolio to grow bigger over a while and deliver returns that exceed the inflation rate.
BUSINESS
Financial planning for new-age couples
The decision to invest in single or joint portfolios can be made based on individual preferences, risk profiles and tax considerations which also determine the asset allocation and choice of asset classes.
BUSINESS
New-age investment avenues: Are they safe for your hard-earned money?
An impartial look at the ‘hot’ asset classes that everyone is talking about
BUSINESS
Want to be financially prepared for all emergencies? Follow these steps
We must learn from the current pandemic and ensure we are financially secure at all times
BUSINESS
Why having the right financial coach is a must for reaching your investment goals
A financial advisor can minimize the chances of investing in instruments that may be ill-suited for you
BUSINESS
Explained: How change in residency affects the life and health insurance plans of NRIs
Make sure you understand all the terms and conditions regarding payment processes and repatriation, as well as tax implications
BUSINESS
Why HNIs are investing more in offshore and alternative assets
Attractive returns, transparent investment policies, tax breaks and arbitrage gains on repatriation are some of the reasons that make offshore investments hot
