Va Joseph

MD & CEO VA Joseph said the bank shifted its focus from corporate lending to retail lending, which led to slow pick-up in advances.

South Indian Bank confident of maintaining NIMs at 3% ahead

In an interview to CNBC-TV18, VA Joseph, MD & CEO, South Indian Bank spoke about their loan portfolio and impacts of rising gold prices.

See credit growth around 20-25% this year: South Indian Bk

VA Joseph, managing director and chief executive officer of South Indian Bank says, this year, the bank is expecting between 20-25% credit growth. "Last year, it was 23.47%, but we hope to maintain this year around 20-25%," he adds.

Expect 25-30% margins growth in 3yrs: South Indian Bank

VA Joseph, chairman and CEO of South Indian Bank says that gold yields around 12% on an average. He further adds that the company plans to raise capital worth Rs 1,000 crore via qualified institutional placement (QIP) issue.