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Mar 15, 2021 10:31 AM ISTAn increase of 10-20 percent is expected life insurance premiums. It may be cheaper to buy a cover now.
Mar 15, 2021 10:04 AM IST The IRDAI-mandated standard term insurance cover’s premiums are 25-100 percent costlier than regular term policies
Feb 25, 2021 10:39 AM IST You can buy a new term policy or choose the increasing cover option with your existing insurer.
Jan 07, 2021 09:28 AM IST If you have an existing condition, it might increase your term insurance premium amounts. But go ahead and pay the price
Dec 28, 2020 07:59 AM IST A standardised term insurance policy ensures that policy features are the same and worded similarly, irrespective of which insurance company you buy it from
Dec 25, 2020 09:42 AM IST Given the alarmingly high mortality rate amongst smokers, life insurers charge substantially high insurance premiums
Nov 24, 2020 10:33 AM IST Before deciding your term insurance plan’s sum assured, assess the financial requirements of your loved ones, your current savings and your existing liabilities such as home or car loans
Nov 12, 2020 10:20 AM IST In a standardised product regime, price becomes the principal differentiator among insurance companies
Nov 10, 2020 09:46 AM IST Prominent life insurance companies do offer term insurance plans with adequate sum assured, at affordable prices
Nov 06, 2020 09:27 AM IST Do not choose unnecessary riders with a term insurance plan; take a standalone policy instead
Oct 15, 2020 09:58 AM IST Since 2009, the number of private sector insurance companies has increased manifold, and the policies offered by them are diverse and designed specifically for your needs
Oct 07, 2020 09:48 AM IST The term insurance cover should be calculated after factoring in existing savings and investments
Sep 21, 2020 09:21 AM IST The ratio just indicates the claims that have been settled by a company in the past
Jun 18, 2020 11:12 AM IST LIC’s term products launched last year, with lower premiums, could be the cheapest ones available in the market
Feb 12, 2020 09:40 AM IST It cannot happen that with exactly the same disclosures made two insurers, one would accept and the other would reject your claim based on incorrect/non-disclosure of material facts
Dec 19, 2019 08:52 AM IST For fulfilling one’s life cover requirement, buying a pure term insurance plan through the online mode is the best choice
Sep 16, 2019 08:46 AM IST A personal finance audit will help you stay on track and make adjustments to keep your finances in order
Aug 13, 2019 09:52 AM IST Just purchase a simple term plan and invest the excess difference amount in PPF, equity funds, etc.
Mar 09, 2017 12:51 PM IST Financial planners and advisors feel women, both working and homemakers, should keep themselves prepared to deal with financial uncertainties given the social structures.
Mar 07, 2017 12:10 PM IST A woman's financial plan must be aimed at creating long-term financial stability. Their emotional needs must be factored into the financial plan.
Feb 28, 2017 02:41 PM IST As time passes, term plans have started losing their simplicity. Now it comes in various versions where by insured may ask for a lump sum benefit or a distributed benefit for his nominees.
Jun 24, 2016 05:45 PM IST Three questions can help you in arriving at the right decision when it comes to your housing need.
Jun 16, 2016 05:34 PM IST Pure term insurance plan pays if the life assured dies in the term of the policy and nothing else. TROP offers to pay all premiums if the life assured survives.
Jan 19, 2016 05:58 PM IST Traditional insurance policies offer lower coverage as compared to term insurance for the same amount of premium. At the same time traditional insurance policies offer lower rate of returns as compared to other options.
Jan 11, 2016 02:52 PM IST Term insurance enables you to secure your family‘s future. It pays when you are not around and your loved ones can enjoy the same lifestyle they enjoyed when you were around.
