Credit card interest rates in India can go up to 53 percent, though some banks offer products with lower rates. But they are not easy to lay one's hands on.
Union Bank of India, Bank of Baroda and State Bank of India offer interest rates between 8.35 and 8.5 percent on a home loan of Rs 75 lakh for a tenure of 20 years.
Gold loans: Indian Bank, State Bank of India offer the cheapest gold loans at interest rates of 8.8-9.05 percent per annum. A gold loan is secured and is given when customers pledge their gold with the bank.
Depositors should carefully study the credit ratings assigned by rating agencies while investing in corporate fixed deposits. Low-rated deposits carry the risk of default.
Small finance banks top the list of entities that offer the highest interest rates on short-term fixed deposits.
Loan against gold: Bank of India, Indian Bank and Bank of Baroda offer interest rates between 8.8 and 9.15 percent on a gold loan of Rs 5 lakh for a tenure of one year.
Tax Saving Fixed Deposit: HDFC Bank, ICICI Bank and State Bank of India offer interest rates between 7 and 6.5 percent on tax-saving FDs.
SBM Bank India, Yes Bank and IDFC First Bank offer interest rates ranging between 8.10 and 7.75 percent on three-year FDs for senior citizens.
International Travel Debit Card: Just like credit cards, choosing the right debit card can significantly enhance your travel and lifestyle experiences, allowing you to enjoy a world of offers and benefits.
Lowest home loan rates: LIC Housing Finance, ICICI Home Finance and Aditya Birla Capital offer interest rates between 8.50 and 9 percent on a home loan of Rs 75 lakh for a tenure of 20 years.
Bandhan Bank, ICICI Bank and Bank of Baroda offer interest rates between 9.47 and 11.40 percent on a personal loan of Rs 4 lakh for a tenure of 4 years.
Public sector banks top the list of entities that offer the highest interest rates on short-term fixed deposits.
HDFC Bank, State Bank of India and Bank of Baroda offer interest rates ranging between 9.50 and 10.85 percent on a Rs 15 lakh loan against property for a 7-year tenure.
Indian Bank, Bank of Baroda, ICICI Bank and Canara Bank offer interest rates between 8.6 and 10.85 percent on an education loan of Rs 50 lakh for a tenure of seven years.
Credit cards with travel benefits offer airport lounge access, discounts on travel-related purchases, and rewards or air miles that can be redeemed against flight bookings.
Bank of Baroda, Axis Bank and HDFC Bank offer interest rates between 7.25 and 7 percent on three-year FDs.
The loan against securities lowers your interest burden substantially as it is a secured low-cost loan. Punjab National Bank, Yes Bank and Bank of Baroda offer interest rates between 9.25 and 9.90 percent on loan against securities of Rs 1 lakh for a 12-month tenure
Union Bank of India, State Bank of India, and HDFC Bank offer interest rates between 8.35 and 9.4 percent on a home loan of Rs 75 lakh for a tenure of 20 years
Bandhan Bank, HDFC Bank, and State Bank of India offer interest rates between 9.47 and 11.15 percent on a personal loan of Rs 1 lakh for a tenure of 4 years.
Banks such as AU Small Finance, Bank of Baroda, Indian Overseas Bank, SBI, among others are offering green fixed deposits with interest rates ranging from 5.7-8 percent, depending on the tenures chosen.
Interest rates offered by top ten public sector banks and private banks on three-year recurring deposits range from 6.25-7.25 percent per annum
Banks such as Bank of Baroda, Axis Bank, HDFC Bank, ICICI Bank, SBI, among others are offering the best interest rates on three-year FDs for senior citizens.
Tax-saving bank fixed deposits is a popular instrument for those in the lower tax brackets and also who are closer to their retirement, for capital protection. Leading banks such as Axis Bank, HDFC Bank and ICICI Bank are offering the best interest rates.
Leading public and private sector banks such as Axis Bank, Bank of Baroda, HDFC Bank, ICICI Bank, State Bank of India, among others are offering the best interest rates on two-year FDs.
Section 80C brings down your taxable income by allowing you to invest in a basket of instruments. Tax-saving bank fixed deposits is a popular instrument for those in the lower tax brackets and also who are closer to their retirement, for capital protection. It's important also to look at your financial goals.