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  • 90% of slippages came from retail portfolio: Axis Bank’s CFO Puneet Sharma on Q3 results

    Seasonality from agri portfolio, unsecured loans impacted slippages, CFO Puneet Sharma said

  • New accounts for home loan, credit cards fell the most in June quarter, finds TU CIBIL report

    Two-wheelers were the only credit category which saw a double-digit growth in volume as well as value of originations.

  • L&T Finance expects 31% retail loan growth in third quarter

    Retailisation portfolio of L&T Finance Holdings is estimated at 91 percent for the quarter ended December 31, 2023 compared with 64 percent for the quarter ended December 31, 2022.

  • Indian lending market grow 100% in FY17-FY21: Check details

    The retail, microlending and commercial lending have grown by 91%, 157% and 93% respectively between FY17 and FY21, as per a credit bureau report. A de-growth was seen in a few segments of the retail bucket from FY20 onwards due to the COVID-19 pandemic.

  • Retail loans to remain most affected due to pandemic: Moody's

    Despite the pandemic challenges, asset quality at Indian banks has performed better than expected at the start of the outbreak, Moody's said.

  • ICICI Bank plans to grow retail loan portfolio in FY 18-19

    The bank also set a target on consumer loans to grow by 50 percent in financial year 2018-19 to Rs 5,000 crore, ICICI Bank, Executive Director, Anup Bagchi told reporters here.

  • IDBI Bank losses may stifle its stock performance

    Demonetisation, capital constraints and spike in bad loans has hit the government-owned IDBI Bank hard as its net loss widened to Rs 2255 crore in the October to December period.

  • Lending math: How banks make money on loans

    The bank starts loading all the cost structures that it has on top of the cost of funds (COF) to arrive at the minimum hurdle rate at which it has to underwrite the loans.

  • Pay hikes to boost retail loan growth by 17-20%: SBI

    With monsoon playing well and implementation of 7th Pay Commission, growth trajectory is coming back in the economy, says VG Kannan, Managing Director of SBI.

  • Focusing on high-yield retail loans: State Bank of Travancore

    State Bank of Travancore (SBT) on Monday reported a 23 percent increase in its net profit at Rs 91.47 crore for the December quarter on account of higher income from operations.

  • Here's how ICICI Bank will expand its loans & deposits

    ICICI Bank - khayaal aapka, the ad campaign apparently aimed at wooing retail customers, may now raise further decibels. Reason: It is you, a house buyer or car owner and a routine depositor, who emerges as the safest bet for India's largest private sector lender. The bank will focus more on its retail segment be it loans or deposits.

  • Kotak Mahindra says retail credit quality may deteriorate

    Private-sector lender Kotak Mahindra Bank could see a deterioration in the credit quality of its retail loan book, going forward, its chief financial officer said

  • Banks can eye smaller cities for retail loan growth: Crisil

    Banks can make better money by extending their retail banking into smaller cities as these markets offer higher yields, according to a Crisil Research report.

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