Reserve Bank Of India

Indian currency has been under pressure in the last few months due to delay in the India-US trade deal, which led to the currency hitting fresh record lows. On the other hand, the limited intervention by the RBI was also adding to the pain.

YES Bank, IndusInd, Kotak, Utkarsh SFB lag peers with weak loan growth in Q3FY26

On the other hand, among large private lenders, ICICI Bank reported the strongest loan growth at 17.26 percent, significantly ahead of peers, while HDFC Bank posted 11.9 percent growth in advances alongside a robust 11.5 percent rise in deposits, highlighting steady balance-sheet expansion.

PSU banks perform better on loan growth in Q3 than private peers amid GST rationalisation, festive demand

Data compiled by Moneycontrol showed that advances growth of PSU banks stood in the range of 7-20 percent in Q3FY26 as per provisional numbers, as compared to 4-17 percent for private banks.

Rupee opens 7 paise up as dollar dips

The rupee is down 0.33 percent in 2026 on subdued foreign equity inflows and hedging by importers

Delhi govt signs MoU with RBI for rejuvenating Yamuna, infrastructure development

RBI will function as the banker, debt manager and financial agent of the government, enabling market borrowing through State Development Loans, automatic investment of surplus cash, professional cash management and access to low-cost liquidity facilities

FPI outflows in G-sec FAR hit 8-month high in December

December mark the second consecutive month when there was an outflow of funds after inflows seen in October worth Rs 13,417.443 crore.

RBI injects Rs 50,000 crore durable liquidity in banking system via OMO purchases

Currently, the banking system is estimated to be in surplus of around Rs 49,702.30 crore as on January 4, as per RBI data.

Rupee trades 6 paise down as dollar index climbs amid US-Venezuela tensions

The dollar index, which measures the greenback's strength against a basket of six major currencies, rose to 98.770 in the morning trade from the previous close of 98.424.

Indian rupee in 2026: Bears may rest a bit, but cautious approach may stay

For 2026, experts expects USD/INR to consolidate in a broad 88-91.50 range, with markets closely tracking trade talks and capital movements.

Banks seen resilient even under severe stress; capital buffers remain adequate: RBI FSR

Even under stress, none of the banks is expected to breach the minimum regulatory CRAR requirement of 9 percent, though two banks may need to dip into the capital conservation buffer (CCB) under adverse scenario 1 and four banks under adverse scenario 2, in the absence of fresh capital infusion.

India’s household debt rises above 41% of GDP, but resilience remains intact, shows RBI FSR

Personal loans formed 22.3 percent of consumption-purpose loans as of end-September 2025. The risk-tier migration matrix for personal loans reveals greater stability in borrower profiles during September 2024-2025 compared to the previous year.

Banks’ derivatives portfolios show higher sensitivity to rate and currency shocks in Sept 2025: RBI FSR

As per the stress test results, a rise in domestic interest rates resulted in a positive MTM impact of 5.9 per cent of total capital in September 2025, compared with 3.8 per cent in March 2025. Conversely, a fall in interest rates led to a sharper negative impact of 5.8 per cent in September 2025, up from 0.7 per cent in March.

Indian equities lag EM peers in 2025 after five-year outperformance; DIIs cushion market volatility, shows RBI FSR

The stability of Indian equity markets has been underpinned by strong and persistent demand from domestic institutional investors (DIIs). Their ownership of Indian equities has surpassed that of foreign investors and continues to rise, according to the RBI.

RBI flags risk as few AI-linked stocks drive bulk of Asian market gains

Data show that a very small number of stocks are contributing to 50 per cent of YTD index returns across key markets, reflecting a rising concentration risks. In the US, just seven stocks account for half of the S&P 500’s returns, while six stocks do so in Hong Kong. The concentration is even more pronounced in some Asian markets, with only two stocks driving half of the returns in South Korea, and a single stock accounting for 50 per cent of the gains in Taiwan.

External risks, global shocks pose near-term challenges to Indian economy, shows RBI FSR

A sudden and sharp correction in the US equity markets could spill over into Indian equities, hurting investor confidence and household wealth. This, in turn, could trigger foreign portfolio outflows and lead to tighter domestic financial conditions, report added.

Year-ender | PSU banks stay ahead of private lenders on advances growth in 2025 as credit demand remains uneven

Credit growth has consistently remained above 10 percent in recent months, indicating stable demand conditions and continued flow of credit to productive sectors of the economy.

RBI to purchase Rs 50,000 crore worth of G-sec via OMO Purchase auction on January 5

On December 29, the central bank injected Rs 50,000 crore through OMO purchase of Government of India securities, in to the banking system.

Banks raise record Rs 13.17 lakh crore via CDs in 2025 amid weak deposit growth

The surge in CD issuances comes at a time when banks are grappling with sustained pressure on low-cost deposits.

Year-ender | Rate cuts fail to cheer Indian corporates in 2025 as bond participation remained flat YoY

Public sector financial institutions continued to dominate the bond market in 2025. The top five issuers during the year were National Bank for Agriculture & Rural Development (NABARD) raising Rs 65,465 crore, Power Finance Corporation (PFC) raising Rs 49,101 crore, REC Ltd raising Rs 40,399.5 crore, Bajaj Finance Ltd raising Rs 31,207.9 crore, and Indian Railway Finance Corporation (IRFC) raising Rs 28,761.65 crore, data showed.

PD underwriting commission slumps 65% in FY25; strong G-sec demand keeps earnings under pressure

The underwriting commission (excluding GST) fell to Rs 14.5 crore in FY25 from Rs 43.1 crore in FY24, as the average commission rate dropped sharply to 0.1 paise per Rs 100, compared with 0.3 paise per Rs 100 a year ago.

NBFC credit growth led by services, retail; power sector share moderates in FY25

Total gross advances by NBFCs rose to Rs 48.39 lakh crore at end-March 2025 from Rs 40.53 lakh crore a year ago.

Banks report sharp improvement in asset quality in FY25; gross NPAs fall across segments: RBI report

During 2024-25, schedule commercial banks added Rs 2.26 lakh crore of fresh NPAs, but reductions exceeded additions, led by recoveries, upgradations and write-offs totalling Rs 2.75 lakh crore. Write-offs accounted for the largest portion of reductions at Rs 1.58 lakh crore, followed by recoveries of nearly Rs 67,693 crore.

Banks to face rising competition from non-bank lenders in commercial sector funding, says RBI report

The consolidated balance sheet of scheduled commercial banks (SCBs) (excluding RRBs) increased by 11.2 per cent during 2024-25 as compared with 15.5 per cent during 2023-24.

Foreign banks cut India footprint as global realignment continues, shows RBI report

As of end-March 2025, the number of foreign banks operating in India through branches or wholly-owned subsidiary mode declined to 44, following the exit of one bank during the year, the RBI report said.

Loans, cards and digital banking dominate complaints to RBI Ombudsman in FY25: RBI report

The Offices of the RBI Ombudsman (ORBIOs) received about 29.6 lakh complaints during 2024-25, marking an increase of 0.8 percent over the previous year. A majority of these complaints originated from metropolitan and urban centres.