Private sector lender Lakshmi Vilas Bank's Q4 net profit was at Rs 27 crore versus loss of Rs 21 crore. Its net interest income (NII) was up at Rs 100 crore versus Rs 77 crore. PR Somasundaram, MD & CEO, Lakshmi Vilas Bank in an interview with CNBC-TV18 spoke about the bank's Q4 performance and the road ahead.