P2p Lending

Your cheapest option is not always your safest one, and the “future of finance” is not one single lane.

Want to lend money online? Here's how P2P lending is taxed in India

Before earning interest from peer-to-peer platforms, know the tax implications to avoid a surprise at filing season.

India’s P2P lending space needs overhaul, not a mere slap on the wrist

RBI’s crackdown on P2P companies exposes compliance failures

How cybersecurity can ensure safe and swift digital lending transactions

Digital lending in India: Cybersecurity in digital lending isn’t solely the responsibility of the lending platform; it’s a shared duty that involves both lenders and borrowers.

Funds locked post RBI’s new P2P lending rules, Lendbox investors seek recourse

Peer to Peer Lending: Lendbox's flexible withdrawal option was discontinued after RBI’s revised guidelines came into effect from August 16. Co-founder Bhuvan Rustagi sought to reassure investors, saying their funds were safe and merely subject to a changed withdrawal dynamic.

Will the regulator have a rethink on the P2P lending industry?

The biggest problem with the P2P players is that time is not on their side for a course correction. Most of these companies are backed by equity investors who aren’t known for their patience.

RBI’s new rules for P2P platforms: A net positive for lenders, borrowers, say experts

Tighter regulations may have put P2P lending platforms in a spot of bother, but the guidelines bring in better clarity and transparency.

News Analysis | India may rightly be going the China way on P2P lending

In 2018, when the Chinese regulator clamped down on the P2P model, many businesses shut shop in a matter of months. Industry observers say norms introduced by the RBI recently may result in a similar situation in India.

Peer lending blow: Some P2P platforms freeze new transactions, industry to meet RBI this week to seek clarity

The Association of P2P Lending Platforms, which includes 11 prominent players such as Liquiloans, Lendbox, LenDenClub and Faircent, plans to meet with the RBI this week to seek amendments and clarifications on the new rules. Meanwhile, India P2P and 13Karat have stopped taking new investments.

Indian P2P players should learn from Chinese debacle, RBI has just pressed a warning button

Typically, the banking regulator issues mild warnings to the industry before actual clampdown. P2P lenders need to read the signals now

Tiger Global-backed fintech Jar to enter P2P lending business with Jar Plus

Jar Plus, the firm’s P2P lending product is currently in the testing phase and is in partnership with NBFC LendDenClub.

Exclusive: RBI said to up scrutiny of P2P lenders, asks platforms to share financial data

The regulator had sent out fresh emails to a few platforms last week as many continue to flout the legal conditions laid out in the P2P-NBFC master circular.

Millennials comprise largest segment of active users on P2P platforms

Analysis by peer-to-peer lending platform LenDenClub shows that 59 percent of lenders and a whopping 87 percent of borrowers are under 40 years of age.

Kunal Shah's Cred to invest $10 mn in LiquiLoans to strengthen P2P lending capabilities

The investment will enhance Cred's partnership with LiquiLoans, which enables Cred's users to participate in P2P lending opportunities through the Cred Mint product.

Can LenDenClub deliver on its intent of 12% return on P2P product? A Moneycontrol review

With multiple risks involved in it, invest in the product with caution after you have enough of a corpus built up in well-regulated and more transparent products.

Women borrowers more disciplined than men, exhibit better credit profile, report says

Increased participation in the labour force, higher financial independence, better credit awareness and improved access to economic opportunities have driven the growth of women borrowers in India, says Harshala Chandorkar, chief operating officer of TransUnion CIBIL.

Explained | What is peer-to-peer (P2P) lending and how does it work?

Peer-to-Peer lending is a form of direct lending of money to individuals or businesses without an official financial institution participating as an intermediary in the deal. In this video, we tell you P2P lending works and help you decode its pros and cons

Kunal Shah's CRED to launch P2P lending feature Mint, denies funding talks

Shah expects that demand for his newest product will severely overshoot supply. He also denied being in discussions with Silicon Valley top fund Andreessen Horowitz for his next funding round.

Lending on P2P platforms: A risky proposition; not an investment

Typically, people who borrow on P2P platforms are those who don’t get loans from banks because of a weak credit profile or very low income

RBI allows lenders to finance larger amounts on P2P platforms

However, a lender cannot give more than Rs 50,000 to the same borrower across all P2P platforms, at any point in time.

P2P Lending Vs Stock Markets: The ideal Investment for you

While P2P lending is simple, stocks are pretty complex and require a lot of knowledge and both can provide high returns

Credit is here to stay, new lenders beyond banks to play bigger role

The needs and desires of the new age consumer are only growing, and rightfully so, the credit industry is always

P2P lending NBFCs to see a promising year ahead

Growing penetration of smartphones and availability of mobile data at extremely affordable rates has been changing the face of India’s digital economy

RBI likely to issue clarifications on P2P lending norms soon

The Reserve Bank of India is soon likely to issue clarifications on the guidelines for peer-to-peer (P2P) lending platforms relating to the lending limits, trusteeship and other operational norms.