Mpc Meet

A 25 bps cut will help the economy, but don’t expect instant relief on your EMIs. Monetary policy works in slow motion.

Quick Take | What does the 25 bps rate cut mean for India’s economy now?

With inflation at historic lows, the RBI finally opens the tap. The 25 bps cut signals support for growth, but the central bank isn’t throwing caution to the winds.

Taking stock – Growth up, prices down, RBI policy on edge

India's GDP growth of 8.2% masks underlying economic challenges, with nominal growth lagging, the RBI caught between rate cuts and rupee defence, and markets pricing in a potential earnings turnaround despite policy uncertainties

Chart of the Day | Inflation trend is set to dominate MPC thinking again

Inflation has eased but remains a tricky pitch for the MPC, when it comes to deciding the course of interest rates

Banking Central | A rate cut looks almost certain but the MPC must not lose its nerve

All signs point to a rate cut later this week

Chart of the Day | India CPI inflation at 8-year low, food deflation at -2.3% makes case for RBI rate cut

Food prices are in deflation, gold is soaring, and core inflation ex-gold is benign . RBI can’t hide behind averages anymore.

Banking Central | What does the monetary policy mean for you and your budget?

Decoding the RBI's October review: Rate cuts remain distant, EMIs stay where they are

Regulatory changes overshadow main monetary policy

MPC’s decision to maintain status quo on rates was expected. Its message on policy consistency and economic resilience was reassuring. The highlight, however, was the regulatory package to ease credit flow and smoothen banks’ transition to an enhanced risk standard 

Limited space available for further monetary easing

Based on the current inflation outlook, the space for further easing is limited to 25-50 bps over the second half of this fiscal year

Banking Central| RBI’s MPC meet: Time to nudge growth, again?

Sluggish bank lending and tight liquidity signal the need for a growth-friendly pivot

RBI’s rate cut: Banks’ lifeline comes with strings attached

RBI’s bold rate cut and CRR slash fuel bank liquidity but pinch margins, leaving investors to navigate a tricky terrain

RBI’s bold growth move on Repo, CRR masks a cautious core; stance change signals pause ahead

RBI’s 50 bps rate cut and CRR slash signal robust growth support, but a neutral stance hints at caution ahead.

Chart of the Day | How movement in food inflation influenced RBI rate cuts in last 5 years

While lower food inflation often creates room for rate cuts, the correlation is not absolute

MPC meet begins: Another rate cut is priced in. But what next?

The latest economic indicators paint a picture of cautious optimism, but challenges loom

In June, RBI has tough choices to make

Which way interest rates head subsequent to the MPC meet will have an impact on the cost of money, which affects investors, apart from savers and depositors

Banking Central| Will April inflation data give the go-ahead to June rate cut?

Retail inflation in April is expected to have fallen to a six-year low of 3.27 in April, which will give the RBI the space to push for growth amid challenging domestic and international situations

MPC cuts repo rate, signals more easing as US tariffs cloud global outlook

Easier monetary policy along with durable liquidity infusion will help ease financial conditions and enhance supply of credit in the economy

Flash PMI’s low selling price inflation will help MPC cut rates as Trump tariffs loom

India’s private sector continues to show strong growth momentum, according to the Flash PMI for March. But while domestic demand is robust, the Monetary Policy Committee must take into account the impact of Trump’s reciprocal tariffs

Lower January inflation opens door to an April rate cut

The sharp fall in inflation, particularly food inflation dropping to 6% from over 8% in previous months, provides the RBI with much-needed policy space.

How the MPC just dodged a curve ball on a sticky wicket

A 50 bps CRR cut, and rates on hold is a safe play for the MPC, caught in a growth-inflation conundrum, at this point.

Chart of the Day: How GDP, inflation numbers responded to RBI rate actions over years

RBI has been struggling to find the right balance in terms of rate actions. Data suggests growth has taken a hit whenever RBI held rates high for too long

A CRR cut is more probable this week than a rate cut

The RBI now has a ‘growth’ problem rather than an ‘inflation problem’. It cannot ignore the growth slowdown. At the same time, the MPC needs to time the rate cut carefully

Banking Central | What RBI rate-setters are planning as inflation warriors face a crude threat

The MPC is scheduled to meet on October 7-9 to decide the interest rates

Will Iran-Israel war cause an agenda shift in the just rejigged MPC?

The MPC meet scheduled for October 7-9 will mostly likely set the ground for a rate cut two months later. The MPC is set to reverse its rate stance unless big surprises happen in the meantime

Banking Central | A tough balancing act awaits rate-setters as MPC nears a reshuffle

Although India continued to grow at the fastest rate among its peer economies, there are certain pockets of deep worry. One of the foremost is the issue of rising unemployment