A recent action by RBI on the interest rates has caused havoc in the debt market. There are funds which has less impacted and some are more. From a layman investors view selecting a debt fund becomes a difficult due to lack of knowledge. Read this space to know how measure like Modified Duration can be of great help such situation.
Debt funds are largely overlooked by investors when it comes to investing in a fixed income space due to lack of knowledge. With better tax efficiency and various categories of schemes, this category makes an ideal choice for investors. Financial advisor Jitendra Solanki enlightens investors on how to analyze this segment of mutual funds.
Recurring Deposit is the most preferred investment for conservative investors. The concern of volatility in investments and assured benefit on maturity is what makes it the first choice when it comes to regular savings for various event of life. Read this space to analyze the real benefit from the product before making a decision.
When in comes to investing in Fixed Income space, people tend to bend more towards traditional instruments like FDs, NSC or Time Deposits ignoring one more in the space - Debt Mutual Funds. Financial advisor Jitendra Solanki tell us why and how much should one allocate these funds while creating Fixed Income portfolio .
Investors are moving towards debt instruments led by poor performance of equity market and lucrative returns offered by debt. Driven by current market situation, FDs has gained popularity in recent times. However what most investors neglect is the taxation aspect attached to it. Read this space to know how taxation can affects your FD returns
Budget 2012-2013 was a mixed rollercoaster ride for the retail investors. On one hand if personal income tax benefits have bought some cheers, the increase in service tax has forced to review their household budget. Read this space to know the full impact on retail investors.
Many people take haphazard decision while planning Year End Taxes. In the wake of savings few bucks in taxes we tend to loose more by investing in wrong investment instrument. To help us plan our taxes better, financial advisor Jitendra P.S.Solanki shares few tips with us.