Insurance Classroom

Mistakes to avoid while buying life insurance

Don't fall prey to misconceptions about insurance being a tax-saving tool. Tax saving is just one of the benefits that comes along with insurance

Your nominee must know all about your policy

Make sure the person you nominate knows all about the policy and the claims process

How insurance can help your finances grow

With the rise in the cost and standard of living these days, what is also essential is the provision of finances to support these needs.

Must read savings tips from famous billionaires

We bring you tips from some of the greatest billionaires of our times

Save today for a secure tomorrow

Have you started saving for your future?

Why choose life insurance over investment options

Life insurance scores over investment avenues like PPF, FD and mutual funds

Insurance becomes more transparent, consumer-friendly!

Why you must buy ULIPs

ULIPs let you invest in the equity market along with getting the benefit of a life cover at the same time

Can I buy an insurance policy for my child?

Pankaj Mathpal, Managing Director of Optima Money Managers explains insurance policy for child.

What are the benefits of group life insurance policies?

Pankaj Mathpal, Managing Director of Optima Money Managers explains what are the benefits of group life insurance policies.

How is money back policy different than the pension policy?

Pankaj Mathpal, Managing Director of Optima Money Managers explains how is money back policy different than the pension policy.

What is pension plan and who should buy it?

Pankaj Mathpal, managing director at Optima Money Managers explained What is pension plan and who should buy it.

What is money back plan?

Pankaj Mathpal, managing director at Optima Money Managers explained what is money back plan.

According to Pankaj Mathpal, managing director at Optima Money Managers, The key objective of insurance is to provide protection during the term of the policy. These term insurance policies serve this purpose best.

What is endowment plan?

According to Pankaj Mathpal, managing director at Optima Money Managers, endowment plan is a combination of insurance and investment it means if during the term of policy that life assured dies in such case beneficiaries will get the benefits.

Who should take life insurance?

According to Suresh Sadagopan, Founder of Ladder7 Financial Advisories, you need to take a life insurance only if there are dependencies or when there are liabilities, not otherwise.

What is an insurance rider?

Suresh Sadagopan, Founder of Ladder7 Financial Advisories discussed what is an insurance rider, what are different types of riders?

How do different life insurance policies differ?

Suresh Sadagopan, Founder of Ladder7 Financial Advisories discussed which are the types of life insurance policies available, how do they differ.

Ideally who and when should one take health insurance?

Harsh Roongta, Founder and CEO, Apnapaisa.com discussed about who need to take health insurance policy.

Difference between critical illness and mediclaim cover?

According to Harsh Roongta, Founder and CEO, Apnapaisa.com, a critical illness policy gives you a lump sum, a big enough lump sum that will allow you to replace a part of this lost income.

Before buying mediclaim what are the parameters to look at?

According to Harsh Roongta, Founder and CEO, Apnapaisa.com, premium is important but if I was to list down the other parameters that are more important than premium first is the amount of coverage.

Will personal accident insurance cover multiple accidents?

If you have accident multiple times and you are disabled multiple times, you can get paid multiple times, that is not a problem to the extent of the policy, says Harsh Roongta, Founder and CEO, Apnapaisa.com.

Is mediclaim required even if employer provides with cover?

According to Harsh Roongta, Founder and CEO, Apnapaisa.com, it is absolutely imperative that you should take your own individual policy.

In motor insurance what is the third party insurance cover?

According to Harsh Roongta, Founder and CEO, Apnapaisa.com, a third party insurance on your motor vehicle will cover you for the risk of your having to pay compensation to people to whom an accident is caused.