Floating Rate Home Loan

If your home loan is linked to MCLR, switching to a repo-linked home loan rate can reduce your interest costs. However, do the math first and calculate the savings instead of relying on vague estimates.

Bajaj Housing Finance extends home loan tenor to 40 years: Should you opt for a home loan with longer tenor?

Home loan tenor of 40 years brings down the EMIs and increases affordability. But it increases the interest burden significantly.

Fixed or floating, which way should one go?

As interest rates are on an upward trend and there are no signs of any rate cut soon, both first-time home buyers and other home loan borrowers should look forward to availing fixed-rate loans, instead of floating-rate loans

Inflation is bad news for homebuyers. But there is a way out of this pain

Those who had taken a home loan as far back as 2015 or 2016 would have benefited from falling interest rates. But those who bought properties—and took loans to refinance them—when interest rates had bottomed out during the Covid-19 lockdowns will feel the pinch

Home loan: Is this the time to swap your banker?

To do a balance transfer, you must check the transfer cost, outstanding loan amount, tenor, and difference in the interest rates.

Should you repay your home loan or buy a second home?

You should take into account various factors before you answer this question. Here is how to go about it.