Chartoftheday

Chart of the Day: Benign February retail inflation isn’t cause for relief

With LPG price increases, the effect of West Asia war would be felt in March inflation, posing a risk to markets and monetary policy

Chart of the Day: West Asia's shadow on FY27 current account deficit

A widening of the CAD may not be alarming but it surely will drag an already battered rupee down

Chart of the Day: What does surging loan ticket size say about Indian households?

Ticket sizes have increased, but higher sizes demonstrate better asset quality as well

Chart of the Day | Low CASA makes record high credit-deposit ratio a ticking time bomb

Deposits must become attractive to households again so that banks are not left scrambling

Chart of the Day: A money market corner becomes indispensable for deposit growth

Dependency on certificates of deposit has increased in recent times

Chart of the Day: A snapshot of transmission pain for RBI

Transmission of accommodative policy on bond yields has been a failure this time.

Budget Snapshot: How states are messing up the sovereign’s debt market standing

States’ bond supply is making investors dump even central government bonds.

Budget Snapshot: RBI surplus could play a big role in fiscal prudence for FY27

Relying on dividends for fiscal prudence is fine sporadically, but not as a habit

Budget Snapshot: Nominal GDP growth deceleration complicates fiscal maths

The fiscal maths of the Budget is under threat as nominal GDP growth decelerates

Chart of the Day: Why RBI’s bond purchases would be historically high in FY26

Policy transmission has been the goal of bond purchases

Chart of the Day: Along with digital banking, complaints have also risen

The rise of digital banking has also seen increased customer dissatisfaction, show RBI ombudsman scheme data

Chart of the Day: How a multi-decade low rate differential deflated bond index inclusion euphoria

Index inclusion offers access to a wide range of investors but not a guarantee that dollars will come

Chart of the Day: RBI forex intervention seems to lack REER input

REER shows the rupee is undervalued as of October

Chart of the Day: Mortgages growth to slow for NBFCs as competition, slowing home sales weigh

Public sector banks have undercut NBFCs aggressively in the home loan market

Chart of the Day: Is the gold rally a warning about inflation ahead?

Markets have not priced in a sharp uptick in global inflation

Chart of the Day: Lending to infrastructure grows -- at one-year high rate

Power and ports drove the credit increase to infrastructure sector in September

Chart of the Day: Is it time to retire the debit card?

Debit card transactions are being cannibalised by UPI

Chart of the Day | India's Banking Paradox: More branches, stagnant productivity as lenders chase deposits

Branch productivity is widely different among Indian banks.

Chart of the Day: Securitisation growth slows for a second year as banks retreat

The need to free up capital is low right now for lenders

Chart of the Day: NBFCs' faster loan growth hits policy transmission

Non-bank lenders do not have access to cheap source of funds

Chart of the Day: RBI’s short dollar positions limit its selling mojo to defend rupee

Balancing liquidity and the rupee’s level is getting tricky

Chart of the Day: Why FIIs cannot make up their minds on Indian bonds

Foreign investors are back to buying Indian bonds

Chart of the Day: Is life insurance a distribution problem in India?

Banks hold disproportionate sway over life insurance policy sales in India

Chart of the Day: It is not banks but shadow banks that power India’s MSMEs

India’s MSMEs approach NBFCs more than banks for loans, given the latter’s nimbler credit underwriting approach

Chart of the Day: Are PSU banks giving more bang for their buck to investors?

Public sector lenders have shown more resilience than their private peers in thwarting erosion in profitability.