Certified Financial Planner

NSE Finwiz visits the young employees of Bhushan Steel where Pankaj Mathpal, CFP & MD at Optima Money Manager Pvt Ltd and Ankur Kapur, Investment Director at Ankur Kapur Advisory gave their expert advice to the employees on investment and financial planning. The core topic of the discussion was gold investment.

What defines a good financial advisor?

Check the qualifications of the advisor, the quality of service, the time spent, his confidence, his approach to the planning process and his level of frankness when dealing with your finances. Do reference checks.

Invest in debt funds for near-term returns: Mashruwala

Watch the interview of Gaurav Mashruwala, Certified Financial Planner with Sumaira Abidi on CNBC-TV18. He spoke on various investment options.

Financial planning tips for self-employed professionals

Being your own employers, self employed individuals have to be careful about both business finance as well as personal finance. Mingling both can be harmful in the long term for your financial well being.

Find out best SIPs to invest your money

Watch the interview of Gaurav Mashruwala, Certified Financial Planner with Sumaira Abidi and Reema Tendulkar on CNBC-TV18. He spoke on various investment options.

How to get back your finances on track after festivals

Below are some of the personal financial spaces which normally get disturbed due to untamed spending behavior. It must have happened with some of you also. Now when the festival season is over it is time to look back on things and act to correct the mistakes.

Mistakes to avoid while planning for children education

While schooling costs cannot be planned for, it should be a budgeted as a part of your monthly cash flow management. Expenses towards schooling should not lead you to compromise on saving towards other goals like higher education.

Plan your retirement through mutual funds

If one has a clear understanding on structure of products and also how retirement planning should be planned for, then I am sure that one would definitely go for much better manageable and more flexible products called mutual funds.

Want to exit MF Scheme? There may be exit load

Gaurav Mashruwala, Certified Financial Planner, says depending on the Mutual Fund Scheme there could be an exit load applicable or there may not be any charges if and when an investor wishes to sell.

3 mistakes to avoid while selecting mutual funds

In order to get the best out of your mutual funds portfolio you have to keep a check on the mistakes you generally make while selecting funds

Why investing is important?

Gaurav Mashruwala, Certified Financial Planner, disscussed why Investing is important.

Here's why equities are suitable for long-term investors

One should locate equity from long-term perspective and should dot it a regular basis, personal finance expert, Gaurav Mashruwala said.

Guarantor to loan? What responsibility you have to shoulder

Once a person becomes a guarantor then he cannot back out in between, personal finance expert, Gaurav Mashruwala said.

Here are best options for NRIs to invest in India

Personal finance expert, Gaurav Mashruwala said that a non-resident Indian must have clarity in mind as to why he wants to invest in India.

Buck trend, invest in SIPs not sector funds: Mashruwala

Do not go by the trend and because fund managers or market is getting into stock picking, do not get into sectoral fund, personal finance expert, Gaurav Mashruwala said.

Get best financial tips from young working women: Sheconomy

In this edition of Sheconomy get all the right financial advise and tips to help you achieve all your financial needs and goals. And who best to give this advise but young working women!

Stridhan: How does it benefit women?

Stridhan – As per Hindu Law, stridhan is whatever a women receives during her life time. Stridhan includes all movable, immovable property gifts etc received by women prior to marriage, at the time of marriage, during child birth and during her widowhood.

Check out: Common age-related asset allocation myths

Gaurav Mashruwala, Certified Financial Planner believes in theory it is easy to have age-related asset allocation but not in real life situation. Basically, asset allocation has to be predominantly decided on investors‘ financial requirement and not based purely on your age, he adds.

Guarantor to loans: How cautious should you be?

Gaurav Mashruwala, Certified Financial Planner shared his reading and outlook on bank loans and guarantors to those loans in an interview to CNBC-TV18.

Should you exit MF scheme if its fund manager changes?

In an interview to CNBC-TV18 Gaurav Mashruwala, certified financial planner, shared his reading and outlook on mutual funds and advised on when it would be right for an investor to move out of the fund.

Want a personal loan? Read pros and cons before getting one

Gaurav Mashruwala of Certified Financial Planner explained CNBC-TV18, the pros and cons of personal loans.

Pay off home loan or invest?

Certified Financial Planner Gaurav Mashruwala is of the opinion that it is best to stop investing and pay off debt as soon as possible.

How to make a will

Any individual who have attained the age of 18 years and mentally sounds in the eyes of law and possess assets/insurance policies must write his/her WILL.

PPF rate may rise but do we have money to save?

The proposed rise in the rate of interest on public provident fund (PPF) brings cheers among common people, who are grappling with the sharp increase in their monthly expenditure due to high rate of inflation. Delving deep, one however, needs to understand that this measure is no cushion to inflation demon, said financial experts.

Five ways to evaluate a Financial Advisor

As the focus for distribution of retail financial products shifts from commission-based to fee-based advisory, it is important for clients to understand the value of advisory and differentiate between financial advisers and mere product pushers.