Personal Finance

How the new gratuity clarification wins huge fiscal relief for government staff under NPS

Central government staff under the Integrated Pension Scheme can now take advantage of both gratuity and lump-sum at retirement.

Filing made easy: How a tax calculator can simplify your ITR process

Tax calculator can take the guessing out of completing your return, saving you time, reducing errors, and making your liability simple to comprehend.

EPFO demystified: How to find your UAN in a few simple steps

If you are an EPF member, you should be aware of your UAN to manage your Provident Fund account. Here is how you can find it easily online.

Personal Finance | Don’t sell for the wrong reason

A loss is not a mistake. The latter will need you to sell, not the former

Common credit card myths in 2025: What you need to stop believing now

Despite increased fiscal consciousness, most Indians are still guided by old or inaccurate myths concerning credit cards. The following is what you should disbelieve this year.

EPF withdrawal rules: Know how much you can withdraw

The new norms make it easier and quicker to access EPF savings, including new ATM and UPI-based cash withdrawals.

How to afford a Rs 1 crore health insurance plan without breaking the bank

Smart combinations of base and top-up plans can help you get high medical coverage at a reasonable cost.

Master your money with ease: 5 rules to simplify financial planning

These five simple principles can help you take control of your finances without feeling overwhelmed.

RuPay credit cards now support UPI payments — here's how you can access them

Consumers can now make merchant payments using UPI through RuPay credit cards with higher rewards and convenience.

Don’t let these credit score myths jeopardize your loan

Getting the wrong idea about credit scores can cost you the loan you need.

What are ITR-2 and ITR-3 and who can file them while filing their return?

Knowing what income tax return form is appropriate for you can keep you in good standing and out of hot water.

Personal Finance | Indulgent borrowing benefits neither you nor the government

The “buy now, pay later” loan market is thriving with an estimated market size of around $18 billion and estimated five-year growth rate between 10-12 percent a year

What is KYC fraud? Warning signs to look out for and advice to remain secure

Fake KYC updates are being utilised by cybercriminals to steal your private information. This is how to spot them and avoid falling victim.

How long a personal loan default affects your credit report — and how to recover from it

A personal loan default can hurt your credit score for years to come. Here's the length of time the effect lasts and what you can do.

Ayushman Vay Vandana card: Free health insurance of Rs 5 lakh for citizens aged 70 years & above

The government's latest move under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) promises big-time healthcare protection for India's elderly.

How financial settlements in divorce affect credit history

Whether divorce will affect your credit record depends on how the financial responsibilities are managed.

Credit cards: Why not pay only the minimum due?

Paying the minimum due can trap you in debt and rising interest charges.

Income tax: What are Form 16, AIS and 26AS?

These forms assist you in filing correct income tax returns and monitoring your tax credits

How to leave emotions out of your investment choices

Asking yourself a few key questions can help you avoid emotional, impulsive investment decisions and stay focused on long-term financial goals.

What to do with your NPS account when you are relocating abroad

If you're moving abroad, you can still maintain and contribute to your NPS account as an NRI, but you must update your residency status, understand the tax implications, and plan annuity options carefully.

How to rebuild your credit after defaulting on a loan

Rebuilding your credit after defaulting on a loan is a time-consuming process—but with the right strategy, recovery is achievable.

How to protect your financial identity with a credit freeze

Freezing your credit report is a powerful way to guard against identity theft—here’s how it works and how you can do it.

Ways you can save tax by availing a mobile phone, laptop or car lease from workplace

Gaining an understanding of perquisite rules and wise tax-saving alternatives with employer-furnished assets

Personal Finance: Do you have the gut to be a trader?

Trading is not one dimensional, it is not about having certainty of a profitable trade nor is it about being able to predict future market movements 

Top 5 income tax sections every taxpayer should understand

Knowing key tax provisions like Section 80C, 24(b), 80D, 87A, and 10(14) can help Indian taxpayers save significantly and avoid unnecessary tax burdens.