opinion

Mutual fund Vs Ulip: Does LTCG on equities and MF make Ulips a better investment bet?

Long-term capital gains were tax free in the hands of the investor before Budget 2018.

Should you invest in mid cap funds?

Long-term investors benefit hugely in midcaps. Overall, midcaps tend to go through high volatility but, at the end of the day who has remained a long-term investor has amassed considerable wealth.

These 6 factors can make or break your credit score

There are six main factors which either make or break the credit score. It can increase or decrease depending on how well you manage these factors.

Budget 2018 underlined healthcare reforms all the way

The budget also announced the set-up of 24 new Government Medical Colleges and Hospitals along with an upgrade to existing district hospitals in the country.

Budget 2018: Attempts to incentivise the digital ecosystem in India

Blockchain, Artificial Intelligence, 3D Printing, Robotics found a special mention in the FM’s speech.

How to accomplish your financial goals through twin strategy of SIP and SWP

It’s advisable to adopt the twin strategy of Systematic Investment Plan (SIP) and Systematic Withdrawal Plan (SWP) to meet financial goals.

Do you have a low credit score? Know how to improve your score

The key to improving your credit score lies in your credit report.

Fiscal Deficit versus Growth: How the budget strikes the balance

There were some serious concerns about the rise in fiscal deficit when the government touched 112% of its full year fiscal deficit target for fiscal 2017-18 by November 2017 itself.

5 provisions in amendments to the bankruptcy code that homebuyers must know

In the last few months, certain amendments are introduced to the Insolvency and Bankruptcy Code 2016 to address the above issue.

Petronet LNG – Strong volume growth boosts performance

Higher volumes led to higher PLNG profitability with efficiency gains and margin improvement.

Why and when you should consider transferring your credit card balance

There might arise a situation when you are unable to pay the outstanding amount on a particular card due to personal or financial reasons.

New bad loan rules: Darkest hour before dawn

Bankers and borrowers are now wondering if the RBI hopes to achieve Utopia in a day?

Marico Q3: Volume uptick but margin pressure remains a concern

While there has been a good mix of volume and value, overall result is below our expectations. Higher raw material prices have prompted company for consecutive prices hikes in Parachute hair oil. Though so far company has been not seen any negative impact on the market share, it need to be seen it’s sustenance in coming quarters.

COMMENT- Why BSE, NSE taking on the Singapore exchange is an exercise in futility

Since only futures of SGX are actively traded on SGX with a monthly settlement, one can conclude that it is largely the hot money that finds its way to SGX.

Apcotex Industries Q3: Stellar result aids in market share gain in nitrile rubber

Company has a major capacity expansion plan ( ~Rs 150-200 crore) where in details are tentative but can expand Synthetic latex capacity to 75-80,000 MT (from 55,000 MT) and Nitrile rubber capacity can go up to 30,000 MT.

How to tweak your financial plan when the interest rates rise and stock markets turn volatile

The impact of movement of various asset classes in different economic scenarios is taken care of by using asset allocation to build portfolios.

Aster DM Healthcare IPO – can give it a miss

The issue stands fully priced in which leaves little on the table for the investors, limiting any near term upside.

How should an individual build the right mutual fund portfolio

There are many young people who keep a majority of their equity investments in large-cap funds

Accelerating implementation of infrastructure projects for future in India

India’s infrastructure financing requirement has been estimated as approximately Rs 50 lakh crore in the next five years

Looking for a home loan now? Here are 8 things you must look at

Gone are those days when borrowers used to find out the 'cheapest' rate of interest and there was another handful smart borrowers who negotiated a processing-fee waiver in addition to that.

How the Maldives crisis developed, the China factor, and why Modi is unlikely to do a Rajiv Gandhi

The political battle between sitting president Yameen Abdul Gayooom Mohammed and former Mohammed Nasheed seems to be reaching a climax. And it will impact both China and India.

Does Blockchain have enough potential to revolutionize financial services and is it here to stay?

There are organizations and consortiums focused on developing blockchain solutions and the solutions have astounding ramifications for the industry.

Direct plans of mutual funds: Why do they suit everyone

Product awareness campaigns by market participants and sustained backing from the regulator would motivate more retail investors to embrace direct plans.

Long term capital gains to become taxable from April 1, 2018

Effective 1 April 2018, long term capital gains arising from transfer of listed equity shares exceeding Rs. 1 lakh will be taxable at 10 percent