While it is often perceived that bank credit growth is a derivate of GDP growth, the fact is both are interlinked. If credit growth posted by banks is muted, GDP growth is unlikely to outperform the loan growth data. At 11.5% as per recent RBI data, bank loan growth isn’t very inspiring
The Dalai Lama will turn 90 in July. Dalai Lamas, who functioned as the political and spiritual heads of Tibet for over three centuries, have been chosen as reincarnations. Given the threat of the Chinese Communist Party interjecting itself in the selection process, the current Dalai Lama in 2011 wrote an article explaining the background of the belief in reincarnation and cautioning people about the danger of others being propped up to serve political ends. Moneycontrol reproduces edited extracts of the Dalai Lama’s article, where he concludes by saying that the continuity of the institution will be re-evaluated when he reaches the age of 90
China’s centrality to the metals sector has perhaps never been as evident as it is was in 2024 and is likely to play out in 2025 as well
Forewarned isn’t always forearmed. Is there a better way to consider the future?
People’s Bank of China will start to behave more like US Fed in using one main interest rate to steer demand for credit
RSSFACTS: In this article the author addresses the misconceptions about RSS, explaining its ideological influence on the BJP, and the society as a whole. It urges critics like Kejriwal and Gandhi to join and experience the RSS firsthand for better understanding
In the Year of the Snake, can Indian business find its innovation bite? Judging by its performance in 2024, the chances are slim
Demand for commercial real estate spaces will increase in 2025
After a year in which equities see-sawed, the new year could see themes emerge from factors such as consumption revival, capex strengthening, interest rate cuts and government support to industry
There is enough demand for government bonds and more in 2025.
Fiscal deficit for FY26 is expected to be lower than the current year
Overall, the data shows that bank credit marked a slowdown in the year 2024, falling to 10.6 per cent from 20.9 per cent, with only loans to industries showing a pickup.
New Orleans and the link with the IS, if proven to be correct, has wider implications – even if it is a lone-wolf operation. South Asia is vulnerable and each country has its own post 9/11 experience. Terror perpetrators seek to disrupt the rhythms of normalcy and sow fear in the citizenry. That objective should be denied. Envisioning a happy 2025 must not be jettisoned
On both sides of Atlantic, most surveyed claim protectionist shift will overshadow benefits of other policies
Companies aligned with technological advancements and financial sustainability may be preferred with a marked shift away from speculative investments or ‘greater fool theory’- based investing
While current STT collections may exceed budget forecasts for this fiscal year, a steep decline in revenue from STT for the next fiscal year is likely due to reduced trading volumes
Higher content per vehicle and export opportunities to aid revenue growth for the industry in the near to medium term
The government knows new jobs are a priority. But its latest policies hurt the companies that create them
The year 2024 is ending on a sluggish note for FMCG companies as consumers in cities turn stingy. Demand and inflation trends will be the two key factors to closely track in the New Year
National armies often struggle against rebel forces due to inadequate strategies, asymmetrical warfare, and lack of counter-insurgency training. Factors like dispersed rebels, high-tech weapons, and political divisions hinder national armies, while democratic societies offer hope through inclusive approaches to resolve civil wars
A significant portion of granular fertilisers can be substituted with Nano fertilisers
In 2024, RE capacity addition picked up pace, but the target of 500 GW of non-fossil fuel energy by 2030 still looks daunting
Monthly Per Capita Expenditure (MPCE) of the top 5 percent of households in urban India fell from Rs20824 in 2022-23 to Rs 20310 in 2023-24, while in rural India it went down from Rs10501 to Rs10137 over the same period
Saira Banu shared that Dilip Kumar and Amitabh Bachchan called her mother the most beautiful woman, noting her beauty was not just physical but in how she balanced tradition with modernity while keeping them grounded in their Desi roots.
State-owned Comac opens offices abroad and pushes for overseas certification as it increases output of C919 jets