What is personal loan balance transfer? Key factors to keep in mind before availing the facility
A personal loan balance transfer allows you to switch lenders for lower interest rates and better terms, reducing your EMIs and saving on overall costs. Learn more about personal loan balance transfer before opting for one.
Fintech NBFCs accounts 76% total personal loan sanction volumes in 9MFY25
The average ticket size is comparatively lower for Fintech NBFCs compared to its peers like other NBFCs and banks. As per report, average ticket size for banks stood at Rs 441,391 till December 2024, and for other NBFCs it stood at Rs 94,430.
Loan Against LIC Policy: Know eligibility, interest rate, repayment tenure and other key details
A loan against your LIC policy is a quick and hassle-free way to access funds without selling assets or extensive paperwork. With competitive interest rates and flexible repayment options, it’s a convenient option for policyholders needing urgent cash.
Term Loan: How it works? Check interest rate, features and eligibility
A term loan is a structured financing option with fixed repayment schedules, making it ideal for business expansion, home purchases, or major expenses. With flexible tenures and predictable EMIs, it helps borrowers manage their finances efficiently.
Personal loan top up: Eligibility to interest rate, key factors to check before applying
A personal loan top-up allows borrowers to access additional funds on an existing loan, simplifying the application process with minimal documentation. It offers quick approval, flexible repayment terms, and potentially lower interest rates.
FOIR Calculation: Impact of FOIR on personal loan eligibility and tips to improve it
FOIR helps lenders assess your repayment capacity by measuring how much of your income goes toward fixed obligations. A lower FOIR increases your loan approval chances, while a higher FOIR may lead to rejection or higher interest rates.
Personal Loan Amortisation: What It Means For Your Payments
An amortised personal loan allows you to repay in fixed monthly instalments, with payments initially covering more interest and later reducing the principal. Understanding this structure helps you plan better and manage debt efficiently.
Personal Loan Repayment: EMI calculator to interest rate, check key details for seamless debt management
A personal loan repayment schedule helps you manage debt efficiently by outlining your EMIs, interest payments, and due dates. Understanding it can help you prevent missed payments, reduce interest costs, and improve financial planning.
What is NBFC Loan? Difference between bank and NBFC Personal Loan
NBFCs provide quick and flexible personal loans with easier approval, while banks offer lower interest rates and higher loan amounts. Choosing the right lender depends on your financial needs and urgency.
Urgent Loan Apps: How they work and other key details to check before borrowing
Need cash fast? Urgent loan apps provide quick approvals and instant disbursals, but it's important to compare interest rates and terms before borrowing. Here's what you need to know.
Can You Avail A Loan Against Your PF? Here's What You Need To Know
Need funds in an emergency? You can withdraw from your Provident Fund (PF) under certain conditions. Here’s what you need to know before applying.
Mini Loans: All You Need To Know about small personal loans
Need quick cash for an emergency? Mini loans offer fast approval, flexible repayment, and no collateral requirements. Here's how they work and how to get the best deal.
6 proven tips to lower your personal loan interest rate
Want a personal loan with the lowest interest rate? A good credit score, stable job, and comparing lender offers can make all the difference. Here's how to secure the best deal.
Women's Day Special: Explore small business ideas to start your entrepreneurial journey
This Women’s Day, take charge of your entrepreneurial dreams with small business ideas tailored for success. From home baking to online reselling, explore opportunities that fit your passion—backed by easy access to funding.
Women’s Day 2025: A look at women entrepreneurs’ contribution to India’s growth story
With rising financial inclusion and entrepreneurship, women are emerging as key drivers of India's economic growth. Increased access to credit and government-backed initiatives are empowering women to transition from borrowers to business leaders.
Women's Day Special: Growth in India’s female workforce and women-led startups
India's female workforce participation has nearly doubled, driving economic growth and entrepreneurship. With government support and increasing financial access, women-led startups are reshaping the business landscape.
Women's Day Special: Government loans to support women entrepreneurs
Women entrepreneurs in India are driving economic growth, supported by government initiatives and financial inclusion efforts. Learn more about various business loans and funding schemes aimed at women entrepreneurs in this article.
How women can leverage credit scores for financial independence
Happy International Women’s Day! In today’s video, we celebrate women’s progress in achieving financial independence and discuss how women can leverage their credit scores to unlock the doors to homeownership.
From understanding the importance of a strong credit score to practical tips on building credit—whether you're a homemaker or a working professional—we share simple steps to help you start your financial journey and secure the best home loan terms.
Join us as we highlight the growing number of women borrowers and explore how you can use financial tools to create lasting financial freedom.
These banks have revised personal loan interest rates after RBI repo rate cut: Check full list
The RBI’s recent repo rate cut to 6.25% is expected to lower borrowing costs for personal and home loan borrowers. Several banks have already revised their interest rates, making loans more affordable for consumers.
What is Buy Now, Pay Later? All you need to know about apps, EMIs and down payment
Buy Now, Pay Later (BNPL) services offer a flexible way to make purchases by allowing payments in instalments, often with no interest. While convenient, users should manage repayments carefully to avoid late fees and financial strain.
No More Foreclosure Charges? Check RBI’s Proposal on Floating-Rate Loans
The RBI’s proposal to remove foreclosure charges on floating-rate loans for individuals and small businesses aims to provide financial relief to borrowers. This move could increase competition among lenders while reducing costs for those looking to prepay their loans.
Secured Loan Explained: How it works and other key details
Secured loans require collateral, offering lower interest rates and higher borrowing limits compared to unsecured loans. While they provide financial flexibility, borrowers must carefully assess repayment ability to avoid asset loss.
Smart Borrowing: Tips To Get The Cheapest Personal Loan
Securing a personal loan at the lowest cost requires a having a good credit score, comparing lender offers, and choosing a shorter tenure. Avoiding unnecessary fees, negotiating interest rates, and considering secured loans can further reduce borrowing costs.
Flexi Loan Explained: What it means, interest rates and other key factors
Flexi loans provide a pre-approved credit limit, allowing you to withdraw funds as needed and pay interest only on the amount used. They offer flexibility in repayments, making them ideal for managing unexpected expenses or irregular cash flow.
