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Travel loan: How to fund your romantic getaway for Valentine's Day

11 February, 2025 | 12:32 IST

Valentine’s Week is here and it’s time to celebrate love. As Valentine's Day approaches it could be an apt choice to explore some of the exotic romantic getaways across India to spend some quality time with your partner. In the week leading up to Valentine’s Day, which is celebrated worldwide on February 14 every year, couples plan several activities to express their love and affection for each other.

It could be a perfect plan to visit a romantic tourist destination this Valentine’s Day escaping the busy city life and hectic work schedule. From romantic getaways to nature retreats, states across India offer a wide range of choices to celebrate Valentine’s Day at a romantic destination.

Why consider a travel loan?

Planning a visit to a romantic destination could be expensive and preparing a budget could be helpful to save more money. Amid the high demand for hotel bookings during Valentine's Week, you can also explore various deals offered by travel agencies. If you are running short of cash to manage your travel expenses, a travel loan could also be helpful in the perfect Valentine’s Day celebration at a romantic getaway in India without burning a hole in your pocket.

You can avail a personal loan through digital lending platforms like Moneycontrol to fund your travel. Moneycontrol offers personal loans up to Rs 50 lakhs in partnership with eight lenders in a 100% paperless process and the interest rates start at as low as 10.5% per annum.

If you are looking forward to choosing the most suitable destination, here are a few options we have compiled to ease your task.

5 Top romantic getaways in India to explore this Valentine’s Day

Andaman and Nicobar Islands

The Andaman and Nicobar Islands are a dream destination for couples, offering serene beaches, privacy and tranquillity. This secluded paradise is perfect for relaxing on quiet shores or enjoying exciting water activities like surfing and scuba diving together, making it an ideal romantic getaway.

Shimla

The capital city of Himachal Pradesh is a paradise for those who love the mountains and want to spend time with their partners in a town tucked away in peace. The pine forests, snow-capped mountains and memorable toy train ride from Kalka will make it worthwhile.

Gulmarg

One of the most preferred destinations for skiing in India, this small town in Jammu and Kashmir attracts tourists worldwide throughout the year due to its snow-covered landscape in winter and the serene natural beauty in summer. The quality time spent with your partner surrounded by the enthralling beauty of lush valleys and crystal-clear lakes will be cherished by both of you for a lifetime.

Udaipur

If you love a mix of heritage, culture and monuments Udaipur could be a suitable choice. Known as the ‘City of Lakes,’ this top tourist destination in Rajasthan offers a perfect romantic and royal escape. With scenic lakes like Fateh Sagar and Lake Pichola, couples can enjoy boat rides. The majestic Aravalli ranges, lush gardens, and luxurious stays make your holiday more memorable.

Agra

Nothing is better than visiting Taj Mahal, the symbol of love, with the love of your life. Make your getaway memorable by doing a night tour of this magnificent marble structure during a full moon.

Travelling to any destination comes with a cost and it could be an additional burden over your monthly budget. You can opt for a travel loan in India to fund your dream vacation with your partner without worrying much about your finances.

What is a travel loan?

A travel loan is a personal loan that you can take out to fund your travel plans.  The borrowing becomes handy when a cash crunch is holding you back from going on a romantic vacation with your partner. A travel loan can help you make your dream vacation come true this Valentine’s Day.

Travel loans are ideal for funding your dream romantic getaway since they come with a flexible repayment schedule. You can use the money on expenses like accommodation, tickets, food and all other related costs to turn your romantic getaway into a reality.

Travel loan tips to keep in mind before borrowing

  1. Decide on a loan amount: Before you take out a travel loan, it is important to know how much loan amount you need to fund your getaway with your partner. Finalising the destination before applying for a travel loan helps you to decide the exact amount you need to borrow.
  2. Prepare a Budget: Start by reading guidebooks or browsing travel websites to familiarise yourself with the places you want to visit. Make a list of activities you're interested in and estimate their costs. Then choose the affordable destination as per your preferences. It’s advisable to prepare a budget to get an estimate of your overall costs. This should include major expenses like travel bookings, hotel accommodation, local travel costs and spending on food, among others.
  3. Don’t overburden yourself with a high loan amount: It could be a prudent step to determine how much money you have in hand for the vacation and the amount you need to borrow. This helps you to get a clear idea about availing the exact amount without burdening yourself with an unnecessary loan amount.
  4. Explore options for personal loan: You can apply for a loan directly through any online lending platform, or by visiting the branch of a bank. Most of the instant loan apps offer flexible loan offers at affordable interest rates.

ALSO READ: Personal Loan For Valentine’s Day: How to create memories without burning a hole in pocket

Through the Moneycontrol app and website, you can apply for a travel loan of up to Rs 50 lakhs, with interest rates starting as low as 10.5% per annum. The process is completely paperless, allowing you to get an instant online loan even within a few minutes.

Disclaimer

This piece/article was written by an external partner and does not reflect the work of Moneycontrol's editorial team. It may include references to products and services offered by Moneycontrol.
Fintech

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Fintech

Stay updated on the latest personal finance trends, with a focus on products like credit cards, credit score, personal loans, fixed deposits, and more

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