SEBI cuts mutual fund expense ratios: Should you switch to lower-cost funds?
Capital gains tax, exit loads and the risk of poor timing can outweigh the benefit of slightly lower fees
Missed ITR deadline? Why you may be forced into the new tax regime
Taxpayers who wish to opt for the old tax regime must exercise this option while filing the ITR on or before the due date, provided they do not have a business income
EPFO EDLI Update: Weekends & holidays count as continuous service; minimum payout to nominees increased to Rs 50,000
The minimum payout benefit to nominees is raised to Rs 50,000 even if the member did not complete 12 months in an establishment before death.
Buying health insurance online? Here’s what to check in 2025 so your claim is not cut
Buying online is easy. Using the policy smoothly during a hospitalisation is where most people realise what they missed.
How you can invest in foreign stocks from India
Want to own a slice of Apple, Microsoft, Nvidia or Tesla? Yes, you can grab shares of some of the biggest global names sitting in India. In this video, we break down the easiest hacks to invest abroad - no jargon, no stress. Diversify, dodge volatility, and flex that global portfolio.
How to check if your term insurance cover is enough for your family in 2025
A term plan that looked sufficient a few years ago may no longer match today’s income, loans, or family responsibilities.
Investing for kids: Why starting early matters more than the returns
Investing for children is not just about education or marriage costs. It is about time, flexibility, and protecting choices you do not even see yet.
What makes a life insurer trustworthy? Start with claim settlement behaviour
Premiums and features sell policies, but claim settlement is what proves whether life insurance will actually protect a family.
Your credit card OTP is your last line of defence. Why sharing it can empty your account
No bank employee, merchant, or courier ever needs your OTP. If someone asks for it, you are already being scammed.
SEBI lowers mutual fund expense ratios: What it means for your investments
SEBI trims mutual fund costs. Here’s how the change affects investor savings.
Fake credit card limit upgrade scams: How they trap you and 5 simple ways to stay safe
If someone offers an “instant limit enhancement” and asks for card details or an OTP, it is not an upgrade. It is a fraud attempt.
From Volatility To Vision: Inside The Moneycontrol Presents Dezerv Wealth Summit 2025
Mumbai hosted the Moneycontrol Presents Dezerv Wealth Summit, bringing together India’s leading experts to chart a course through today’s fast changing investment and wealth landscape.
How to do a financial check-up for ageing parents without making it awkward
A calm, structured “money check-up” can reduce stress, prevent fraud, and ensure your parents’ wishes are respected, without making them feel like they are losing control.
Should you buy a second home in India or just rent the dream when you need it?
A second property can be a solid long-term asset, but it can also become an expensive lifestyle upgrade. The decision is easier when you separate what you want emotionally from what you need financially.
The “money file” your spouse and kids will thank you for
A small, updated pack of information can save your family days of stress, prevent missed payments, and make claims and paperwork far less painful if something happens to you.
Should you move your home loan to a new lender? A clear-eyed guide before you switch
A lower interest rate looks tempting, but a home loan transfer only makes sense if the maths and the mechanics both work in your favour.
Will home-loan relief continue in 2026 after 125 bps repo rate cuts in 2025?
RBI cut repo rate four times in 2025, bringing it down to 5.25% from 6.5%, helping home loan borrowers with lower interest rates and EMIs
Lost your phone and wallet together? A practical playbook to protect your money fast
This is one of those modern emergencies where speed matters. If you act in the right order, you can usually stop the damage before it spreads.
SGB 2017–18 Series XII to matures today: Investors set for four-fold gain as Gold Bond delivers 366% return
The Central Bank said that the redemption price has been calculated based on the simple average of the closing price of gold of 999 purity for the previous three business days—December 15, 16 and 17, 2025—as published by the India Bullion and Jewellers Association (IBJA).
Silver rates today: Prices slip 0.5% from all-time high of Rs 207,833 per kg on MCX
The rally has been driven by a powerful mix of global rate cuts, rising liquidity, a softer dollar, and structurally strong industrial demand, says analyst.
Gold price today, December 18: Spot rates decline 0.04% at $4,336, though safe-haven demand fuels prices; Check 24K, 22K, 18K prices in your city
Gold has made its biggest jump since the 1979 oil crisis in 2025, with prices doubling in the last two years, says an analyst.
Got I-T notice for undisclosed foreign assets in ITRs? Here is what you need to do
Salaried individuals often do not realise that shares, restricted stock units (RSUs), ESOPs or bonus shares received from MNC employers need to be reported separately in Schedule FA of ITR
Selling inherited shares through HUF? Watch out for these tax pitfalls
Unless there was an existing HUF asset prior to marriage, an HUF cannot be formed merely upon marriage, it generally comes into existence upon the birth of a child.
HDFC Bank cuts FD interest rates on deposits up to Rs 3 crore- Check the latest RoI
HDFC Bank is the latest to reduce fixed deposit rates after SBI, following the repo rate cut by the RBI on December 5.
