Gold, Silver Rates Today (Apr. 10) - Highlights: Gold holds steady at Rs 1,52,775, silver rises marginally up; precious metals outlook
Bullion traded marginally lower on early April 10 trade amid easing tensions in West Asia, while investors closely track geopolitical developments following the US and Iran's decision to agree to a two-week ceasefire.
A 5-year delay in SIP can cost you Rs 3 crore
Starting your SIP five years earlier can nearly double your retirement corpus through compounding.
Can a co-owner claim tax benefits under Sections 80C and 24(b) even if they are not contributing to EMI repayment?
Under Sections 80C and 24(b), tax benefits on home loans are tied to actual repayment, mere co-ownership without financial contribution does not qualify
Need money but don’t want to break your PPF? Here’s how a loan against it works
A loan against PPF offers a low-cost way to access funds without breaking long-term savings, but comes with limits and conditions.
EPF isn’t as simple as it looks. Here are a few assumptions that don’t quite hold up
EPF is often misunderstood, knowing its withdrawal rules, interest, and pension link can help you plan better for retirement.
Changed jobs, EPF transfer to new account delayed: Chandigarh Commission asked EPFO to credit all dues with interest
The transfer of the PF amount from one employer is expected to be seamless. But sometimes, many members find themselves dealing with a far more complicated situation where the transfer does not appear in the destination account.
Why the investor is now asking ‘how safe is my portfolio’ and not ‘what returns will I get'
The foundation of any resilient portfolio should be specific, time-bound financial goals -- like a fund for childen's education or a retirement corpus. Without that clarity, asset allocation is just guesswork, said one financial advisor.
PF withdrawals via UPI and ATM: How much can you actually take out
ATM cards and UPI access may speed things up, but the rules on how much you can withdraw haven’t completely changed.
Opening bank account for your child? Here’s what matters beyond paperwork
Minor accounts are simple on the surface, but once you look closer, there are a few rules around control, withdrawals and taxes that are worth understanding.
Changing your bank account? Here’s how to shift your auto-debits, SIPs and EMIs without missing a beat
Switching banks isn’t complicated, but the real work is making sure all your payments move with you smoothly.
Before you lock your money into small savings schemes, pause and check these basics
The rates may look attractive, but once you invest, flexibility is limited. A few checks upfront can save you from regret later
ITR-1, ITR-4 expanded to include 2 house properties
Taxpayers owning up to two house properties, whether self-occupied, let out, or a combination, can now report income or loss from them in ITR-1 form
How digital lending apps assess your creditworthiness
Behind the quick approvals and instant loans is a layered process that combines traditional credit checks with real-time data signals.
How Long Should I Wait Before Re-Applying After Loan Rejection?
A personal loan rejection can be discouraging, but it also offers an opportunity to reassess and improve your financial profile. Understanding the reasons behind the rejection, improving your credit score and waiting before reapplying can significantly boost your chances of approval. Taking a strategic approach ensures a smoother and more successful loan application the next time.
What happens to your pension if you move abroad?
Your retirement savings don’t vanish when you relocate, but the way you access, grow and use them can change quite a bit.
Why your annual bonus disappears faster than your salary
That extra payout feels like a win, until it quietly gets absorbed into spending, expectations and one-time decisions
Home loan after retirement: Simple ways to improve approval chances
Lenders don’t say no just because of age, but they do look much more closely at income, repayment comfort and overall risk.
Can you build passive income using gold investments?
Gold is usually seen as a store of value, but with the right approach, it can also generate a steady income stream.
Bitcoin recovers near $71,000 from early lows on ceasefire optimism, market remain cautious
Overall, while the broader trend still leans positive, the market remains sensitive to macro developments such as inflation, oil prices, and geopolitical tensions.
Petrol, diesel prices today, April 9: Any change in fuel rates today? Check latest city-wise prices
Petrol and diesel prices remain unchanged across major cities despite recent easing in global crude oil prices.
How are mutual fund capital gains taxed after retirement?
In case your you are a resident for the purpose of income tax and your total income as reduced by various deductions is below the exemption limit, you can set off your STCG and LTCG of first category and LTCG of third category against any short fall in your basic exemption.
Gold, Silver Rates Today (Apr. 9) - Highlights: Gold surges 1.16% to Rs 1,53,544, silver up 1.01%; precious metals outlook
Bullion traded marginally lower on early April 9 trade amid renewed tensions in West Asia, as investors closely track geopolitical developments following the US and Iran's decision to agree to a two-week ceasefire.
Multi-asset funds outperform but do they still fit your portfolio?
Multi-asset funds are gaining traction amid equity volatility and high gold prices, but trade-offs remain.
PFRDA introduces 'NPS Swasthya' to integrate retirement savings, healthcare accessibility
According to a statement, PFRDA said the National Pension System (NPS) Swasthya is a multi-partner initiative structured to provide comprehensive financial and health security.
PPFAS Asset Management secures approval to manage pension funds under NPS
The company said it will now complete the required formalities, including registration and operational setup of the pension fund, before commencing full-scale operations.
