English
Specials
    Go Ad-Free
    My Alerts
    Moneycontrol
    Moneycontrol PRO
    HomeNewsBusinessPersonal FinanceIRDAI’s higher surrender-value proposal is good for policyholders, but a double-edged sword

    IRDAI’s higher surrender-value proposal is good for policyholders, but a double-edged sword

    Lower surrender charges would put more money in the hands of policyholders who were either mis-sold policies or couldn’t keep paying annual premiums. But those who choose to continue paying premiums till the end of the tenure could see their returns squeezed.

    Preeti Kulkarni
    Maulik M
    December 20, 2023 / 12:41 IST
    IRDAI has sought comments from all stakeholders to its proposed product regulations
    • PRO Panorama

      Moneycontrol Pro Panorama | Beyond the festive glow

      Oct 20, 2025 / 03:20 PM IST

      For Moneycontrol's Pro Panorama October 20 edition: Afghanistan-Pakistan and a new flashpoint, long-term bonds on fiscal tightrope...

      Read Now
    Unlock This Article

    Are you a PRO subscriber? Sign In

    What Do You Get

    • Ad free Experience

      Seamless navigation, faster responses.

    • Expert Perspective

      Explore 230+ exclusive editorials every month

    • +

      Uncover Insights from World-Renowned Experts and Journalists

    • Actionable Insights

      40+ weekly investment ideas + 3 to 4 daily technical calls

    • Virtual Events

      Exclusive Live Webinars for Expert Trading & Investment Strategies!

    • Newsletters

      Stay ahead with daily and weekly insights

    View Offers

    Unlock exclusive discounts