16 June, 2025 | 14:11 IST
RuPay credit cards have quickly gained popularity, becoming a top choice for those looking for a blend of convenience, rewards and affordability. As India’s homegrown payment network, RuPay offers a secure platform for card transactions, making it a trusted option for millions of users. Initially, only a handful of cards supported this, but today, major financial institutions are offering this facility.
What’s even more attractive is that many of these RuPay credit cards come with no annual fee, offering you all the perks of a credit card without the added cost. There is a RuPay credit card for everyone, whether you are a business owner or a professional.
With features ranging from cashback rewards to complimentary lounge access, these cards bring substantial value while helping you manage your finances efficiently.
If you are looking forward to applying for a RuPay credit card with no fee, Moneycontrol offers access to multiple credit cards through its digital lending platform. You can compare multiple Rupay credit cards with no annual fee on the Moneycontrol app and website and choose the most suitable one as per your needs. The entire application process is 100% paperless and these credit cards come with attractive features.
To help you navigate through the options, here’s a list of the best RuPay credit cards in India that offer multiple benefits without charging an annual fee.
Axis Bank MY Zone RuPay Credit Card
The Axis Bank MY Zone RuPay Credit Card is designed for individuals who enjoy dining, travel, and rewards, offering great perks for regular spenders.
Features:
Axis Fibe RuPay Credit Card
The Axis Fibe RuPay Credit Card stands out for its security and user-friendly features.
Features:
Edge CSB Bank RuPay Credit Card on UPI
Designed for the rewards-focused user, this card allows you to earn substantial cashback on your UPI-linked spends.
Features:
Kotak Metro Cash & Carry RuPay Credit Card
The Kotak Metro Credit Card is crafted to cater to B2B customers shopping at Metro Cash & Carry.
Features:
Bank of Baroda Professional Series Credit Cards
BOBCARD offers a range of RuPay credit cards exclusively for members of professional institutes like ICMAI, ICAI and ICSI. Each of these cards comes with zero annual fees and a host of premium benefits.
Common Features:
PNB Platinum RuPay Credit Card
Punjab National Bank’s Platinum RuPay Card offers flexibility and benefits without the burden of recurring fees, provided the card is used at least once every quarter.
Features:
PNB Select RuPay Credit Card
While this card comes with a nominal joining fee of Rs 500, the annual fee is waived if used once per quarter.
Features:
By opting for a RuPay credit card with no annual fees, you can unlock financial convenience and rewards, without worrying about hidden charges. Just remember to track your card usage to ensure you meet the basic conditions for fee waivers and make the most of your benefits.
You can explore multiple RuPay credit cards through the Moneycontrol platform. In partnership with leading credit card companies, Moneycontrol offers access to multiple RuPay credit cards with no fee through its app and website. These cards come with various benefits for different purposes, like shopping and travel, among others. The 100% digital process to apply for these cards ensures quick approval.
*For the latest and most accurate information on credit card offers, refer to the card issuers' websites.
Share it in your circle
