SBI Dynamic Bond Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 21 (Category Avg - 29.41) | Modified Duration 6.33 Years (Category Avg - 6.13)| Yield to Maturity 6.85% (Category Avg - 6.84%)

Portfolio Summary (as on 30th Nov,2025)

Security Type	% Weight	Category Average
GOI	67.76%	62.76%
CD	0.00%	1.07%
T-Bills	3.48%	0.16%
CP	0.00%	0.10%
NCD & Bonds	20.33%	29.21%
PTC	6.18%	0.41%

Category - Dynamic Bond Fund

Security Type	% Weight	Category Average
Government Backed	71.24%	62.92%
Low Risk	26.51%	30.29%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Dynamic Bond Fund

Debt holding in Portfolio (as on 30th Nov,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			16821.39	35.74%	16.85 Cr
Bond - Govt of India	GOI	Other			5129.75	10.90%	5.25 Cr
Bond - Govt of India	GOI	Other			3945.49	8.38%	3.80 Cr
Bond - Govt of India	GOI	Other			1757.27	3.73%	1.77 Cr
Bond - T-Bill	T-Bills	Other			1637.45	3.48%	1.65 Cr
Bond - Summit Digitel Infrastructure Pvt Ltd.	NCD & Bonds	Telecom - infrastructure	AAA	CRISIL	1598.68	3.40%	1.50 k
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	AAA	CRISIL	1491.95	3.17%	15.00 k
Bond - Govt of India	GOI	Other			1277.91	2.71%	1.25 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	1271.66	2.70%	12.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	1266.18	2.69%	12.50 k
Bond - National Highways Infra Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	INDAAA	FITCH	1164.15	2.47%	22.50 k
Bond - Govt of India	GOI	Other			1151.11	2.45%	1.15 Cr
Bond - India Universal Trust	PTC	Ptc	AAA	CRISIL	1127.87	2.40%	147.00
Bond - Siddhivinayak Securitisation Trust	PTC	Ptc	AAA	CRISIL	1014.94	2.16%	100.00
Bond - Anzen India Energy Yield Plus Trust	NCD & Bonds	Power - transmission	AAA	CRISIL	1010.20	2.15%	10.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1001.52	2.13%	10.00 k
Bond - Govt of India	GOI	Other			991.68	2.11%	1.00 Cr
Bond - Shivshakti Securitisation Trust	PTC	Ptc	AAA	CRISIL	761.22	1.62%	75.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	764.24	1.62%	7.50 k
Bond - Govt of India	GOI	Other			514.38	1.09%	50.00 L
Bond - Govt of India	GOI	Other			303.88	0.65%	30.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.69%
Net Receivables	Net Receivables	0.34%
Net Receivables	Net Receivables	0.22%

SBI Dynamic Bond Fund - Direct Plan - Growth

Portfolio Summary (as on 30th Nov,2025)

Debt holding in Portfolio (as on 30th Nov,2025)

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