Motilal Oswal Liquid Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

No of Debt Holding 25 (Category Avg - 67.41) | Modified Duration 0.11 Years (Category Avg - 0.11)| Yield to Maturity 5.91% (Category Avg - 5.95%)

Portfolio Summary (as on 30th Nov,2025)

Security Type	% Weight	Category Average
GOI	0.00%	1.14%
CD	49.53%	35.62%
T-Bills	21.50%	17.19%
CP	21.52%	36.73%
NCD & Bonds	0.00%	4.30%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	21.50%	18.32%
Low Risk	71.05%	76.50%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 30th Nov,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			995.48	8.61%	1.00 Cr
Bond - T-Bill	T-Bills	Other			994.43	8.61%	1.00 Cr
Bond - Aditya Birla Capital Ltd.	CP	Life insurance	P1+	CRISIL	499.92	4.33%	50.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	499.76	4.32%	50.00 L
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	499.68	4.32%	50.00 L
Bond - Union Bank Of India	CD	Public sector bank	F1+	FITCH	498.64	4.32%	50.00 L
Bond - Larsen & Toubro Ltd.	CP	Civil construction	P1+	CRISIL	497.99	4.31%	50.00 L
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	496.86	4.30%	50.00 L
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	496.44	4.30%	50.00 L
Bond - Federal Bank Ltd.	CD	Private sector bank	P1+	CRISIL	496.38	4.30%	50.00 L
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	495.79	4.29%	50.00 L
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	495.62	4.29%	50.00 L
Bond - Mahindra & Mahindra Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	495.37	4.29%	50.00 L
Bond - T-Bill	T-Bills	Other			494.75	4.28%	50.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	249.96	2.16%	25.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	249.88	2.16%	25.00 L
Bond - Federal Bank Ltd.	CD	Private sector bank	P1+	CRISIL	249.56	2.16%	25.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	249.32	2.16%	25.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	248.55	2.15%	25.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	248.43	2.15%	25.00 L
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	248.15	2.15%	25.00 L
Bond - Bajaj Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	248.08	2.15%	25.00 L
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	247.98	2.15%	25.00 L
Bond - Bajaj Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	247.95	2.15%	25.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	247.30	2.14%	25.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	6.56%
Net Receivables	Net Receivables	0.91%

Motilal Oswal Liquid Fund - Direct Plan - Growth

Portfolio Summary (as on 30th Nov,2025)

Debt holding in Portfolio (as on 30th Nov,2025)

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