JM Medium to Long Duration Fund - (Direct) - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 6 (Category Avg - 25.69) | Modified Duration 4.36 Years (Category Avg - 5.75)| Yield to Maturity 6.43% (Category Avg - 6.96%)

Portfolio Summary (as on 30th Nov,2025)

Category - Medium to Long Duration Fund

Category - Medium to Long Duration Fund

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			92.34	29.90%	9.25 L
Bond - Govt of India	GOI	Other			92.01	29.79%	9.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	25.72	8.33%	2.50 L
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	24.93	8.07%	2.50 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	20.38	6.60%	2.00 L
Bond - Govt of India	GOI	Other			19.81	6.41%	2.00 L