Franklin India Ultra Short Duration Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 18 (Category Avg - 63.92) | Modified Duration 0.41 Years (Category Avg - 0.42)| Yield to Maturity 6.33% (Category Avg - 6.38%)

Portfolio Summary (as on 30th Nov,2025)

Category - Ultra Short Duration Fund

Category - Ultra Short Duration Fund

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	262.05	8.54%	250.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	249.24	8.12%	500.00
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	248.35	8.09%	500.00
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	F1+	FITCH	247.73	8.07%	500.00
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	246.54	8.03%	500.00
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	236.65	7.71%	500.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	204.37	6.66%	200.00
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	199.18	6.49%	400.00
Bond - Jubilant Bevco Ltd.	NCD & Bonds	Restaurants	AA	CRISIL	188.07	6.13%	1.76 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	159.10	5.18%	150.00
Bond - Govt of India	GOI	Other			153.22	4.99%	15.00 L
Bond - Govt of India	GOI	Other			152.80	4.98%	15.00 L
Bond - Govt of India	GOI	Other			102.86	3.35%	10.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	98.49	3.21%	200.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	98.36	3.20%	200.00
Bond - Piramal Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	93.42	3.04%	200.00
Bond - Jubilant Beverages Ltd.	NCD & Bonds	Other beverages	AA	CRISIL	83.04	2.70%	780.00
Bond - T-Bill	T-Bills	Other			1.57	0.05%	15.80 k