| Key Financial Ratios of Central Bank of India (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
4.36 |
2.94 |
1.82 |
1.27 |
-1.53 |
|
| Diluted EPS (Rs.) |
4.36 |
2.94 |
1.82 |
1.27 |
-1.53 |
|
| Cash EPS (Rs.) |
4.80 |
3.51 |
2.27 |
1.55 |
-1.01 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
36.00 |
32.33 |
29.33 |
27.43 |
30.49 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
40.33 |
37.03 |
33.53 |
31.71 |
36.94 |
|
| Dividend/Share (Rs.) |
0.19 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Operating Revenue / Share (Rs.) |
37.19 |
35.39 |
29.42 |
26.27 |
38.69 |
|
| Net Profit/Share (Rs.) |
4.18 |
2.94 |
1.82 |
1.20 |
-1.51 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
10,176,794.20 |
9,719,150.84 |
8,300,907.47 |
7,528,029.19 |
7,029,606.59 |
|
| Net Profit/ Employee (Rs.) |
1,144,239.23 |
806,408.73 |
514,202.53 |
344,952.99 |
-274,496.55 |
|
| Business/ Employee (Rs.) |
210,125,756.08 |
198,803,418.76 |
182,736,683.46 |
168,663,685.66 |
150,472,119.00 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
74,072,283.61 |
68,271,635.11 |
56,848,191.19 |
50,356,995.58 |
49,327,762.37 |
|
| Net Profit/ Branches (Rs.) |
8,328,400.00 |
5,664,573.33 |
3,521,480.53 |
2,307,482.55 |
-1,926,181.86 |
|
| Business/ Branches (Rs.) |
1,529,410,371.18 |
1,396,483,570.44 |
1,251,459,548.19 |
1,128,236,390.24 |
1,055,884,541.67 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
1.72 |
1.68 |
1.73 |
1.37 |
1.27 |
|
| CASA (%) |
48.97 |
50.04 |
50.45 |
50.63 |
49.27 |
|
| Net Profit Margin (%) |
11.24 |
8.29 |
6.19 |
4.58 |
-3.90 |
|
| Operating Profit Margin (%) |
19.16 |
14.47 |
10.03 |
8.38 |
-7.77 |
|
| Return on Assets (%) |
0.79 |
0.57 |
0.38 |
0.27 |
-0.24 |
|
| Return on Equity / Networth (%) |
11.61 |
9.08 |
6.21 |
4.38 |
-4.95 |
|
| Net Interest Margin (X) |
2.90 |
2.88 |
2.87 |
2.45 |
2.23 |
|
| Cost to Income (%) |
58.86 |
58.18 |
56.35 |
58.27 |
59.42 |
|
| Interest Income/Total Assets (%) |
7.02 |
6.87 |
6.28 |
5.89 |
6.15 |
|
| Non-Interest Income/Total Assets (%) |
1.22 |
1.05 |
1.00 |
0.76 |
0.85 |
|
| Operating Profit/Total Assets (%) |
-0.43 |
-0.48 |
-0.61 |
-0.49 |
-1.09 |
|
| Operating Expenses/Total Assets (%) |
2.42 |
2.29 |
2.18 |
1.87 |
1.83 |
|
| Interest Expenses/Total Assets (%) |
4.12 |
3.99 |
3.41 |
3.44 |
3.92 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
449,989.37 |
433,756.94 |
360,955.45 |
328,062.12 |
312,860.29 |
|
| EV Per Net Sales (X) |
13.37 |
14.12 |
14.13 |
14.39 |
13.76 |
|
| Price To Book Value (X) |
1.19 |
1.85 |
0.82 |
0.67 |
0.54 |
|
| Price To Sales (X) |
1.15 |
1.69 |
0.82 |
0.70 |
0.42 |
|
| Retention Ratios (%) |
95.51 |
100.00 |
100.00 |
100.00 |
100.00 |
|
| Earnings Yield (X) |
0.10 |
0.05 |
0.08 |
0.07 |
-0.09 |
|
Source : Dion Global Solutions Limited
