BUSINESS
Save more, spend more, live better with Budget 2025
The higher disposable income resulting from lower tax incidence should ideally find its way into investing more towards longer-term goals like retirement and education of children, ideally through disciplined monthly investments.
BUSINESS
Fiscal discipline, tax rationalisation in budget '24 indicate glide path towards a new India
The combination of controlled inflation and a well-managed government borrowing programme is good news for debt investors, as interest rates could trend downwards over a period, leading to capital gains for them.
BUSINESS
It’s Time To Invest In Long Debt Funds, With Inflation Under Control And Interest Rates Headed Down: Vishal Dhawan, financial planner
The interim Budget 2024 has given a clear signal to bond markets that interest rates will head down. Besides investing in debt mutual funds, you should also try and pre-pay your home loans
BUSINESS
Budget 2023 I No big-bang announcements, incremental changes are biggest strengths
The Budget gives relief to investors by sticking to capital gains tax rates, discourages the use of insurance as investments and of Liberalised Remittance Scheme for investing abroad. On the other hand, it helps senior citizens with additional exposure to savings scheme.
BUSINESS
Just financial planning is not enough. Align your life goals, too
Financial planning for the future should not just include templated goals, such as retirement, and children’s education. It should also listen to your heart’s desire. A new technique called life planning takes care of that.
MUTUAL-FUNDS
Should you invest in bank FDs now?
An investor can earn better yields from shorter term debt funds, tax-free bonds, small savings schemes, floating rate instruments, and high quality corporate deposits compared to FDs.
BUSINESS
What should one be doing with commodities in your portfolio now?
The reason for the surge in oil and agricultural commodities prices is, of course, largely the disruption caused by Russia-Ukraine conflict.
BUSINESS
How to plan your children’s education goals in an uncertain world
Planning for a child’s education in an uncertain and complex environment is tough. Be flexible in your planning and keep topping up your SIPs with surpluses to stay ahead
BUSINESS
Why you should add China to your investment portfolio
It is the world’s manufacturing superpower and accounts for more than one fourth of all global manufacturing output
BUSINESS
Budget 2021 promotes ease of paying taxes
Pre filled tax forms will capture capital gains and interest data from banks and post offices
BUSINESS
How to make money resolutions that work
The noblest intentions mean nothing if they are not implemented, or implemented too slowly
BUSINESS
Residency relief for NRIs and foreigners: A welcome tax initiative
Due to the cancellation of international flights and lockdowns, NRIs were stranded in India
BUSINESS
This Akshaya Tritiya, allocate a portion of your portfolio to safe haven gold
Having an allocation to gold in your investment portfolio, of 5-10 per cent, is a good idea
BUSINESS
How NRIs can manoeuvre the geo-political risks to their portfolios
Here are six steps that can reduce the impact of such geo-political events
BUSINESS
5 things NRIs must do in 2020
It is important to revisit old plans for completeness and accuracy
BUSINESS
A personal finance house-keeping checklist for NRIs to focus on during their India visit
The list will make it easier for them to manage their monies once they go back to their professional and personal routines
BUSINESS
Great time for NRIs with staying power to invest more in India
Investors who are clear about their end use of monies, financial goals and investment time horizons must stay invested and possibly invest more
BUSINESS
Viewpoint | Should NRIs change investment strategy due to elections?
NRIs can be impacted by an election outcome one way or the other.
BUSINESS
Has the Interim Budget improved your Quality of Life Quotient (QLQ)?
The interim budget should enable you to improve your QLQ a little bit for now, and possibly even more when the final budget is presented later this year.
