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Teena Jain Kaushal

Editor - Personal Finance

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EPFO tightens premature final settlement rules amid rising layoffs; full PF payout only after 12 months of job loss

BUSINESS

EPFO tightens premature final settlement rules amid rising layoffs; full PF payout only after 12 months of job loss

Members can now apply for final PF settlement only after 12 months of leaving employment, compared to the earlier two-month window. Similarly, pension withdrawal will now be allowed after 36 months of unemployment.

EPFO launches Vishwas Scheme to cut litigation through rationalised penal damages

BUSINESS

EPFO launches Vishwas Scheme to cut litigation through rationalised penal damages

As of May 2025, outstanding penal damages stood at Rs 2,406 crore, with over 6,000 cases pending across various forums

EPFO 3.0 Explained: What the new PF withdrawal rules mean for 30 crore members

BUSINESS

EPFO 3.0 Explained: What the new PF withdrawal rules mean for 30 crore members

Members can now withdraw up to 75 percent of their EPF corpus while maintaining the mandatory minimum balance of 25% percent.

ICICI Prudential becomes fourth mutual fund house to halt fresh investments in Silver ETF FoF amid rising premiums

BUSINESS

ICICI Prudential becomes fourth mutual fund house to halt fresh investments in Silver ETF FoF amid rising premiums

ICICI Pruential Mutual Fund joins Kotak, SBI, and UTI Mutual Fund, which had also suspended fresh investments in their respective Silver ETF FoFs this month

SBI, UTI, Kotak: Why these 3 mutual fund houses have stopped lump-sum investments in silver ETF FoFs

BUSINESS

SBI, UTI, Kotak: Why these 3 mutual fund houses have stopped lump-sum investments in silver ETF FoFs

Demand for silver is high, especially from sectors such as solar energy, electric vehicles and electronics. There is also a shortage of the precious metal, adding to the price pressure

Gold to glitter this Dhanteras: Prices may rise up to Rs 1.3 lakh, Rs 1.5 lakh likely by 2026, say experts

BUSINESS

Gold to glitter this Dhanteras: Prices may rise up to Rs 1.3 lakh, Rs 1.5 lakh likely by 2026, say experts

Gold is expected to trade between Rs 1,20,000–Rs 1,30,000 per 10 grams this Dhanteras, with a potential target of $4,150–4,250 per ounce.

Gold’s strong run to continue as the global reset unfolds: Vikram Dhawan, Nippon India MF

BUSINESS

Gold’s strong run to continue as the global reset unfolds: Vikram Dhawan, Nippon India MF

"There will be phases of consolidation and correction, but the underlying trend for gold remains positive for the foreseeable future."

Gold surge: ETFs rise, SGBs trade at premium, jewellery turns lighter

BUSINESS

Gold surge: ETFs rise, SGBs trade at premium, jewellery turns lighter

Financial gold, in the form of ETFs and SGBs, is drawing in a new generation of investors seeking convenience, transparency, and returns. Yet, traditional gold, which is worn, gifted, and cherished, continues to anchor cultural and emotional value

Why silver ETFs are trading at a premium, what should investors do?

BUSINESS

Why silver ETFs are trading at a premium, what should investors do?

On the NSE, leading ETFs such as SBI Silver, HDFC Silver, and Axis Silver are up 9–13%, trading well above their net asset values

Covered under CGHS scheme. Should you also buy a health insurance policy?

BUSINESS

Covered under CGHS scheme. Should you also buy a health insurance policy?

A health insurance policy offers cashless hospitalisation across thousands of hospitals across the country. This provides flexibility and convenience, especially during emergencies or when specialised care is needed

Silver shines brighter than gold: What’s driving the rally and what lies ahead?

BUSINESS

Silver shines brighter than gold: What’s driving the rally and what lies ahead?

Silver rally has been supported by a fundamental supply shortfall and growing industrial demand. The metal is now entering its fifth consecutive year of deficit, resulting in a tighter market

Gold blows past $4,000. Time to dial down optimism?

BUSINESS

Gold blows past $4,000. Time to dial down optimism?

In each bull market, gold trades at or above its long-term theoretical price. Currently, gold is trading at $3,868, which is over the modelled theoretical price

Gold hits new highs again: What is driving the rally and should you invest now?

BUSINESS

Gold hits new highs again: What is driving the rally and should you invest now?

Gold recorded a fresh record high closer to $4,000 an ounce as the US government shutdown and a political crisis in France injected more uncertainty into financial markets.

TCS layoffs: The big severance, and the bigger tax surprise

BUSINESS

TCS layoffs: The big severance, and the bigger tax surprise

Any payment linked to the termination of employment is deemed income from salary and taxed accordingly

Silver ETFs deliver sparkling returns with top funds gaining over 84 percent in 2025

BUSINESS

Silver ETFs deliver sparkling returns with top funds gaining over 84 percent in 2025

Silver ETFs have delivered outstanding year-to-date (YTD) returns above 83% and one-year returns of over 55%.

As gold shines these top 6 gold ETFs delivered over 66% returns so far in 2025

BUSINESS

As gold shines these top 6 gold ETFs delivered over 66% returns so far in 2025

Nippon India ETF Gold BeES tops the list with an AUM of Rs 23,832 crore, followed by HDFC Gold ETF at Rs 11,379 crore and SBI Gold ETF at Rs 9,506 crore

Dearness Allowance 3% hike: Why families should invest before festival splurging

BUSINESS

Dearness Allowance 3% hike: Why families should invest before festival splurging

With the DA hike putting more money in hand and reduction in GST rates, the temptation to indulge in unplanned shopping and excessive spending is stronger than ever.

Global funds doing well, China, Korea and Brazil are a good bet, says PGIM India CEO Abhishek Tiwari

BUSINESS

Global funds doing well, China, Korea and Brazil are a good bet, says PGIM India CEO Abhishek Tiwari

We are very conscious about whether we have the exact talent required to deliver the experience that you need for a product like SIF, Tiwari tells Moneycontrol

RBI holds rates: Lower your EMI smartly with these steps to ease the home loan burden

BUSINESS

RBI holds rates: Lower your EMI smartly with these steps to ease the home loan burden

Internal balance transfer to a lower interest rate for a home loan is always the easiest path, with less paperwork and without the need for a property revaluation, according to experts.

Silver vs gold: Which will shine brighter for you this festival season?

BUSINESS

Silver vs gold: Which will shine brighter for you this festival season?

In India, investors can gain exposure to silver digitally through exchange-traded funds or Silver ETF funds of funds

World Heart Day: Health insurers now offering cover for pre-existing heart conditions from Day 1

BUSINESS

World Heart Day: Health insurers now offering cover for pre-existing heart conditions from Day 1

Opting for a plan with Day-1 cover might increase monthly premiums but can save thousands in emergency treatment costs

RBI MPC meet today: Will your home loan EMI go down further?

BUSINESS

RBI MPC meet today: Will your home loan EMI go down further?

Since February 2025, RBI has trimmed repo rates by 100 bps from 6.5% to 5.5% after it held rates steady in August .

Income tax refund delayed? Here are possible reasons and checks involved

BUSINESS

Income tax refund delayed? Here are possible reasons and checks involved

The I-T department is allowed up to nine months from the end of the financial year in which the return is filed to process refund

Tax audit due date extended by CBDT to October 31, 2025

BUSINESS

Tax audit due date extended by CBDT to October 31, 2025

The CBDT clarified that the Income-tax e-filing portal has been functioning smoothly without technical glitches, with over 4.02 lakh Tax Audit Reports (TARs) submitted as of September 24, 2025

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